Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEBER from Tournai, company number BE0475246748, closed financial year 2025 with a result of € 46,034 after tax. For that financial year SEBER recorded a gross margin of € -10,121 and equity of € 3 million. Compared with financial year 2024, the result moved from € 139,185 to € 46,034. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 3 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,034
▼ 67% vs 2024
Profit after tax over the fiscal year.
€ 54,540
▲ 229% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.5 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 5,310
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 23,686
▼ 28% vs 2024
€ 9,376 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,265
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,982
▼ 33% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,176 | € 14,494 | € 80,696 | € -10,121 | ▼ € 90,817 |
| Profit after taxes | € 113,757 | € 50,041 | € 139,185 | € 46,034 | ▼ 67% |
| Equity | € 2,771,714 | € 2,821,755 | € 2,960,940 | € 3,006,974 | ▲ 2% |
| Total debts | € 302,513 | € 291,115 | € 305,617 | € 201,487 | ▼ 34% |
| Cash | € 346,971 | € 33,764 | € 16,562 | € 54,540 | ▲ 229% |
| Land & buildings | € 892,810 | € 858,179 | € 801,656 | € 977,387 | ▲ 22% |
| Retained profit | € 1,221,714 | € 1,271,755 | € 1,410,940 | € 1,456,974 | ▲ 3% |
| Bank debt | € 51,044 | € 42,050 | € 32,933 | € 23,686 | ▼ 28% |
| Balance sheet total | € 3,074,228 | € 3,112,870 | € 3,284,435 | € 3,224,857 | ▼ 2% |
Key figures of SEBER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEBER?
What happened at SEBER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,034 (▼ 67% vs 2024). Source: NBB ↗
- LOSANE SRL became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,757 profit in 2022 to € 46,034 profit in 2025.
Paid € 45,454 in corporate taxes since 2022.
Best year ever: 2024, with € 139,185 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEBER are Damien Lamy, Guillaume de Croÿ and LOSANE SRL. It owns 35.5% of DRAGONDER, 35.3% of MATIGES, 25% of NASSAU PROPERTIES, 18.5% of TERVUREN DEVELOPMENT, 14% of Chantecler Development and 12.5% of LOFT POQUELIN itself.
Directors
According to the 2025 annual accounts
Guillaume de Croÿ
Director
Director · represented by de Meester de Betzenbroeck Carlos
Also active at: Pâtisserie Wittamer et Co, Compagnie EUTHERPE, SUNRISE - LATERALE, IMMOBILIERE GRANT ET COMPAGNIE, IMMO SABLON SAINTE-ANNE, L.D. FINANCES, Matigès, CENTRUM INVEST +40 more
since 2025
Establishments
Establishment units
Physical locations of this company
Rue du Croquet(RUM) 1
7540 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.246.748
- VAT number
- BE 0475.246.748
- Registered office
- Rue du Croquet(RUM) 1, 7540 Tournai
- Names & denominations
- SEBER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2001
- Peppol
- Active · Active since 17 Jul 2026