Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
58 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
L.D. FINANCES from Ukkel, company number BE0437512362, closed financial year 2025 with a result of € 39,010 after tax. For that financial year L.D. FINANCES recorded a gross margin of € 31,510 and equity of € 6,711. Compared with financial year 2024, the result moved from € -8,042 to € 39,010. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 26, 2025.
€ 6,711
▲ € 39,010 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,010
▲ still € 8,042 loss in 2024
Profit after tax over the fiscal year.
€ 315
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -16,586.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 1.1 million
▲ € 1.1 million vs 2024
Loans from banks and other lenders, long and short.
€ 50,241
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -14,508 | € -13,597 | € -7,549 | € 31,510 | ▲ € 39,059 |
| Profit after taxes | € -14,922 | € -14,029 | € -8,042 | € 39,010 | ▲ € 47,052 |
| Equity | € -10,229 | € -24,258 | € -32,299 | € 6,711 | ▲ € 39,010 |
| Total debts | € 32,720 | € 39,059 | € 109,242 | € 1,147,183 | ▲ € 1 million |
| Cash | € 15,587 | € 2,247 | € 518 | € 315 | ▼ 39% |
| Retained profit | € -33,526 | € -47,554 | € -55,596 | € -16,586 | ▲ € 39,010 |
| Bank debt | € 0 | € 0 | € 38 | € 1,062,640 | ▲ € 1.1 million |
| Balance sheet total | € 22,491 | € 14,802 | € 76,943 | € 1,153,894 | ▲ € 1.1 million |
Key figures of L.D. FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 December 2026.
What happened to L.D. FINANCES?
What happened at L.D. FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,010. Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,922 loss in 2022 to € 39,010 profit in 2025.
Best year ever: 2025, with € 39,010 profit.
A new publication or filing at L.D. FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of OLIPHARM, XAG comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L.D. FINANCESBehind L.D. FINANCES is LOSANE SRL. The shares are held by OLIPHARM (33.9%) and XAG (31%).
Directors
According to the 2025 annual accounts
Director · represented by de MEESTER DE BETZENBROECK CARLOS
Also active at: Pâtisserie Wittamer et Co, Compagnie EUTHERPE, SUNRISE - LATERALE, IMMOBILIERE GRANT ET COMPAGNIE, IMMO SABLON SAINTE-ANNE, Matigès, CENTRUM INVEST, DEFIMMO +40 more
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lijsterbessebomenlaan 25
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 58 companies are registered at this address.
All companies at this address →Société civile centre médical Meiser
€ 53,376 gross margin · 2025
SICOVER
€ -1,291 gross margin · 2025
Compagnie EUTHERPE same network
€ 32,186 gross margin · 2025
SUNRISE - LATERALE same network
€ 5,642 gross margin · 2025
IMMOBILIERE GRANT ET COMPAGNIE same network
€ 560,301 gross margin · 2025
+53 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.512.362
- VAT number
- BE 0437.512.362
- Registered office
- Lijsterbessebomenlaan 25, 1180 Ukkel
- Names & denominations
- L.D. FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 May 1989
- Peppol
- Active · Active since 4 Jul 2025
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Ontwikkeling van niet-residentiële bouwprojecten
Verhuur en exploitatie van terreinen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Handel in eigen onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis