Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pâtisserie Wittamer et Co from Brussel, company number BE0402838921, closed financial year 2025 with a result of € -188,859 after tax. For that financial year Pâtisserie Wittamer et Co recorded a gross margin of € 2.4 million and equity of € -1 million. Compared with financial year 2024, the result moved from € -266,348 to € -188,859. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ -1 million
▼ € 202,988 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -188,859
▲ 29 % less loss than in 2024
Profit after tax over the fiscal year.
€ 229,208
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2025
60
▼ 1.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.4 million
▼ 3% vs 2024
€ 39,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 120,400
▼ 7% vs 2024
Of which on lease € 33,424.
Debts at end 2025
€ 2.8 million
▲ 23% vs 2024
€ 154,398 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 267,234
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 354,333
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,947,583 | € 2,034,127 | € 2,604,931 | € 2,371,207 | ▼ 9% |
| Profit after taxes | € -337,880 | € -697,882 | € -266,348 | € -188,859 | ▲ € 77,490 |
| Equity | € 174,271 | € -539,112 | € -820,961 | € -1,023,949 | ▼ € 202,988 |
| Total debts | € 2,311,335 | € 3,731,425 | € 3,559,152 | € 3,476,130 | ▼ 2% |
| Cash | € 629,299 | € 784,995 | € 413,832 | € 229,208 | ▼ 45% |
| Retained profit | € 9,059 | € -688,824 | € -955,172 | € -1,144,030 | ▼ € 188,859 |
| Bank debt | € 982,118 | € 1,577,998 | € 2,298,493 | € 2,837,862 | ▲ 23% |
| Balance sheet total | € 2,487,890 | € 3,193,684 | € 2,738,648 | € 2,452,180 | ▼ 10% |
| Employees (FTE) | 48.8 | 57.4 | 61.7 | 60 | ▼ 1.7 |
Key figures of Pâtisserie Wittamer et Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Pâtisserie Wittamer et Co?
What happened at Pâtisserie Wittamer et Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 188,859. Source: NBB ↗
- New establishment in Ukkel. KBO
- New establishment in Ukkel. KBO
- New establishment in Brussel. KBO
- LOBA HOLDING SRL became a director. NBB
- LOSANE SRL became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Brussel. KBO
In short
From € 337,880 loss in 2022 to € 188,859 loss in 2025.
Paid € 224,953 in corporate taxes since 2022.
On average € 39,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of LOBA HOLDING, OLIPHARM, HOLDING D'INVESTISSEMENTS ET DE PARTICIPATIONS INDUSTRIELLES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Pâtisserie Wittamer et CoBehind Pâtisserie Wittamer et Co are LOBA HOLDING SRL and LOSANE SRL. The shares are held by LOBA HOLDING (33%), OLIPHARM (33%) and HOLDING D'INVESTISSEMENTS ET DE PARTICIPATIONS INDUSTRIELLES (29%).
Directors
According to the 2025 annual accounts
Director · represented by Jean-Claude Marian
Also active at: Compagnie EUTHERPE, IMMO SABLON SAINTE-ANNE, CENTRUM INVEST, L.V.G. -INVEST, CIMMOSABLON, Cimmo VDK, CIMMO ESPINETTE, LOTZ IMMO +8 more
since 2021
Director · represented by Carlos de Meester de Betzenbroeck
Also active at: Compagnie EUTHERPE, SUNRISE - LATERALE, IMMOBILIERE GRANT ET COMPAGNIE, IMMO SABLON SAINTE-ANNE, L.D. FINANCES, Matigès, CENTRUM INVEST, DEFIMMO +40 more
since 2021
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grote Zavel 12
1000 Brussel
Grote Markt 37
1000 Brussel
Active since 1 December 2021
Edith Cavellstraat 32-34
1180 Ukkel
Active since 15 November 2022
Waterloosesteenweg 1359 box A
1180 Ukkel
Active since 1 August 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0402.838.921
- VAT number
- BE 0402.838.921
- Registered office
- Grote Zavel 12, 1000 Brussel
- Names & denominations
- Pâtisserie Wittamer et Co
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 20 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
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Detailhandel in brood en banketbakkerswerk (koude bakkers)