Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EUROCREDIT Luxembourg from Tenneville, company number BE0447016283, closed financial year 2025 with a result of € -16,763 after tax. For that financial year EUROCREDIT Luxembourg recorded a gross margin of € 263,747 and equity of € 195,986. Compared with financial year 2024, the result moved from € 83,517 to € -16,763. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 195,986
▼ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,763
▼ still € 83,517 profit in 2024
Profit after tax over the fiscal year.
€ 18,698
▲ € 14,866 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 189,786.
People and assets in 2025
2.8
Average over the fiscal year, from the social balance sheet.
€ 196,446
▲ 25% vs 2024
€ 70,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,973
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 30,124
▼ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 16,008
▲ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,491
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 305,793 | € 346,467 | € 380,197 | € 263,747 | ▼ 31% |
| Profit after taxes | € 63,032 | € 84,551 | € 83,517 | € -16,763 | ▼ € 100,280 |
| Equity | € 325,379 | € 372,931 | € 312,750 | € 195,986 | ▼ 37% |
| Total debts | € 240,638 | € 230,697 | € 283,070 | € 213,993 | ▼ 24% |
| Cash | € 16,411 | € 15,604 | € 3,832 | € 18,698 | ▲ € 14,866 |
| Land & buildings | € 66,657 | € 66,657 | - | - | |
| Retained profit | € 319,179 | € 366,731 | € 306,550 | € 189,786 | ▼ 38% |
| Dividend | € 29,500 | € 37,000 | € 143,699 | € 100,000 | ▼ 30% |
| Bank debt | € 182,267 | € 132,066 | € 81,354 | € 30,124 | ▼ 63% |
| Balance sheet total | € 566,018 | € 603,628 | € 595,820 | € 409,979 | ▼ 31% |
| Employees (FTE) | - | - | - | 2.8 |
Key figures of EUROCREDIT Luxembourg, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EUROCREDIT Luxembourg?
What happened at EUROCREDIT Luxembourg in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,763 (▼ € 100,280 vs 2024). filed late Source: NBB ↗
- BELUFIN SA became a director. NBB
- New establishment in Namur. KBO
- DIDIER GEORIS became a director. NBB
- New establishment in Tenneville. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,032 profit in 2022 to € 16,763 loss in 2025.
Paid € 131,775 in corporate taxes since 2022.
Best year ever: 2023, with € 84,551 profit.
On average € 94,200 of value added per employee in 2025.
A new publication or filing at EUROCREDIT Luxembourg? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EUROCREDIT Luxembourg are DIDIER GEORIS and BELUFIN SA. The shares are held by BELUFIN SA (100%).
Directors
According to the 2025 annual accounts
since 2017
Director · represented by Jean-Sébastien SCARCEZ
Also active at: CREDIT POPULAIRE EUROPEEN, Partemis
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de la Forêt 56
6970 Tenneville
Avenue Gouverneur Bovesse(JB) 117
5100 Namur
Active since 1 July 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.016.283
- VAT number
- BE 0447.016.283
- Registered office
- Rue de la Forêt 56, 6970 Tenneville
- Names & denominations
- EUROCREDIT Luxembourg
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 1992
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen