Active · per the CBE, 19 September 2026
DEBLAERE - VANDE MAELE logo

DEBLAERE - VANDE MAELE

BE0452588241

Rechtspersoon Private limited company 1 establishment

DEBLAERE - VANDE MAELE is an insurance broker in Waregem. Private Limited, started on 3 May 1994, 1 establishment.

Millenniumstraat 2, 8793 Waregem deblaere-vandemaele.be 056/60.25.08

Behind the company: Günther Vande Maele, Wim Deblaere.

Active for

32 year, 4 months

Financials

Financial year 2025

DEBLAERE - VANDE MAELE from Waregem, company number BE0452588241, closed financial year 2025 with a result of € 364,697 after tax. For that financial year DEBLAERE - VANDE MAELE recorded a gross margin of € 1.1 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 433,697 to € 364,697. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 26, 2026.

What it is worth Healthy

€ 1.2 million

▼ 26% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 364,697

▼ 16% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 330,396

▼ 58% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 798,787 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

5.7

▲ 1.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 445,274

▲ 42% vs 2024

€ 78,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 182,932

▲ 64% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 274,700

▲ 4% vs 2024

€ 62,140 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 26,550

▲ 61% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 57,603

▲ 41% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 918,629 € 1,024,645 € 1,077,434 € 1,115,963 ▲ 4%
Profit after taxes € 324,282 € 403,514 € 433,697 € 364,697 ▼ 16%
Equity € 836,187 € 1,239,702 € 1,673,398 € 1,239,309 ▼ 26%
Total debts € 490,565 € 400,059 € 321,494 € 687,271 ▲ 114%
Cash € 480,075 € 198,821 € 784,687 € 330,396 ▼ 58%
Land & buildings € 81,509 € 71,320 € 61,131 € 50,943 ▼ 17%
Retained profit € 802,187 € 1,205,702 € 1,639,398 € 1,205,309 ▼ 26%
Dividend € 0 € 0 € 0 € 798,787
Bank debt € 441,189 € 340,479 € 263,788 € 274,700 ▲ 4%
Balance sheet total € 1,326,753 € 1,639,761 € 1,994,893 € 1,926,580 ▼ 3%
Employees (FTE) 4.8 4.4 4.3 5.7 ▲ 1.4

Key figures of DEBLAERE - VANDE MAELE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEBLAERE - VANDE MAELE?

What happened at DEBLAERE - VANDE MAELE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 364,697 (▼ 16% vs 2024). Source: NBB ↗
  • Günther Vande Maele became a director. NBB
  • New establishment in Waregem. KBO
  • Wim Deblaere became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 324,282 profit in 2022 to € 364,697 profit in 2025.

Paid € 710,486 in corporate taxes since 2022.

Best year ever: 2024, with € 433,697 profit.

On average € 195,800 of value added per employee in 2025.

Management

Günther Vande Maele Wim Deblaere
DEBLAERE - VANDE MAELE

Behind DEBLAERE - VANDE MAELE are Günther Vande Maele and Wim Deblaere.

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Directors

According to the 2025 annual accounts

Günther Vande Maele

Director

since 2020

Wim Deblaere

Director

since 1994

Establishments

Establishment units

Physical locations of this company

Registered office

Millenniumstraat 2

8793 Waregem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

Nginx

Hosting & Email

Email provider

Microsoft 365

Hosting

DSTNY-BACKBONE International Backbone, BE

Website info

HTTPS Nee
Languages EN

Features

Client portal

Security

HTTPS
SPF
DMARC

Details

Company number
0452.588.241
VAT number
BE 0452.588.241
Registered office
Millenniumstraat 2, 8793 Waregem
Names & denominations
DEBLAERE - VANDE MAELE
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
3 May 1994
Peppol
Active · Active since 20 Nov 2024
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Overige zakelijke dienstverlening, neg

Frequently asked questions

What does DEBLAERE - VANDE MAELE do?
DEBLAERE - VANDE MAELE is an insurance broker in Waregem. Private Limited, started on 3 May 1994, 1 establishment.
What is the address of DEBLAERE - VANDE MAELE?
The registered office of DEBLAERE - VANDE MAELE is located at Millenniumstraat 2, 8793 Waregem.
Is DEBLAERE - VANDE MAELE still active?
Yes. According to the CBE (19 September 2026) DEBLAERE - VANDE MAELE is active, legal situation “Normale toestand”, started on 3 May 1994.
Is DEBLAERE - VANDE MAELE registered on Peppol?
Yes, DEBLAERE - VANDE MAELE is registered on the Peppol network with ID 0208:0452588241.
What is the enterprise number of DEBLAERE - VANDE MAELE?
The enterprise number of DEBLAERE - VANDE MAELE is BE0452588241.
When was DEBLAERE - VANDE MAELE founded?
DEBLAERE - VANDE MAELE was founded on 3 May 1994.