Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Verzekeringskantoor Van Dessel from Berlaar, company number BE0446433491, closed financial year 2025 with a result of € 3.4 million after tax. For that financial year Verzekeringskantoor Van Dessel recorded revenue of € 31.9 million and equity of € 16.2 million. Compared with financial year 2024, the result moved from € 2.1 million to € 3.4 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 16.2 million
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.4 million
▲ 64% vs 2024
Profit after tax over the fiscal year.
€ 7.7 million
▲ € 6 million vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14.9 million.
People and assets in 2025
163.6
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 14.1 million
▲ 2% vs 2024
€ 86,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 234,942
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 250,000
Loans from banks and other lenders, long and short.
€ 38.7 million
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1031 days on average.
€ 2 million
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 23,227,638 | € 27,599,854 | € 30,888,378 | € 31,941,057 | ▲ 3% |
| Profit after taxes | € 117,764 | € 1,836,294 | € 2,087,842 | € 3,425,853 | ▲ 64% |
| Equity | € 9,135,548 | € 10,971,842 | € 13,059,684 | € 16,155,537 | ▲ 24% |
| Total debts | € 33,208,674 | € 38,811,181 | € 40,892,037 | € 42,492,727 | ▲ 4% |
| Cash | € 2,261,567 | € 2,419,797 | € 1,653,808 | € 7,659,224 | ▲ € 6 million |
| Retained profit | € 7,863,555 | € 9,699,849 | € 11,787,691 | € 14,883,544 | ▲ 26% |
| Bank debt | € 2,985,404 | € 0 | € 0 | € 250,000 | |
| Balance sheet total | € 43,447,523 | € 50,712,234 | € 54,928,374 | € 59,891,966 | ▲ 9% |
| Employees (FTE) | 142.9 | 156 | 162.1 | 163.6 | ▲ 1.5 |
Key figures of Verzekeringskantoor Van Dessel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringskantoor Van Dessel?
What happened at Verzekeringskantoor Van Dessel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Patrick Verlinden stepped down as director. NBB
- RIM Consult stepped down as director. NBB
- Insurance and Human Resource Consult BV stepped down as director. NBB
- Hugo Verlinden stepped down as director. NBB
- Daniëlla Verlinden stepped down as director. NBB
- La Cala NV stepped down as director. NBB
- VFB stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3.4 million (▲ 64% vs 2024). Source: NBB ↗
In short
From € 117,764 profit in 2022 to € 3.4 million profit in 2025.
Paid € 4.1 million in corporate taxes since 2022.
Best year ever: 2025, with € 3.4 million profit.
A new publication or filing at Verzekeringskantoor Van Dessel? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Assimco (12.1%), Green Leaves NV (0.6%), Daniëlla Verlinden (0.1%) and Patrick Verlinden (0.1%). It owns 100% of Assiver, 100% of INDUMAR INSURANCE, 67% of Risk Management Consulting S.r.o., 60% of Fitrama Verzekeringen, 37% of TH Insurance and 37% of Risk Management Consulting Ltd itself.
Directors
According to the 2025 annual accounts
Daniëlla Verlinden
Director
Owns 0.1% directly
Also active at: D'EYCKEN BOOM, Yeti Skicentrum, GRAFINCO INTERNATIONAL
since 2020 · until 2027
Director · represented by Jan Vansant
since 2021 · until 2027
since 2020 · until 2027
Patrick Verlinden
Managing director
Owns 0.1% directly
Also active at: Assimco, La Garenne, D'EYCKEN BOOM, Yeti Skicentrum
since 2020 · until 2032
since 2022 · until 2028
Insurance and Human Resource Consult BV
Director · represented by Ronald Van De Velde
since 2017 · until 2029
Director · represented by Christiaan Govaerts
since 2023 · until 2029
Director · represented by Johny Stoefs
since 2025 · until 2026
Shareholders
12.1%
0.6%
Daniëlla Verlinden · director
0.1%
Patrick Verlinden · director
0.1%
Participations
100%
100%
Risk Management Consulting S.r.o.
67%
37%
13.3%
Wannet Insurance Group
Establishments
Establishment units
Physical locations of this company
Misstraat 112
2590 Berlaar
Parklaan(ITE) 14
2222 Heist-op-den-Berg
Active since 17 May 2000
Nijverheidsstraat 13
2260 Westerlo
Active since 2 October 1995
Kempenlaan 29
2300 Turnhout
Active since 1 September 2014
Steenweg op Mechelen 455
1950 Kraainem
Active since 1 April 2018
Schoonzichtstraat 27
9051 Gent
Active since 1 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Domain
Domain
vandessel.be
Registered
1998-06-01
Website info
Features
Security
Details
- Company number
- 0446.433.491
- VAT number
- BE 0446.433.491
- Registered office
- Misstraat 112, 2590 Berlaar
- Names & denominations
- Verzekeringskantoor Van Dessel · VAN DESSEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1991
- Peppol
- Active · Active since 6 Oct 2025
- Contact
- vandessel.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten