What does INDUMAR INSURANCE do?

INDUMAR INSURANCE is an insurance broker in Gent. Private Limited, started on 2 April 1998, 1 establishment.

What is the address of INDUMAR INSURANCE?

The registered office of INDUMAR INSURANCE is located at Schoonzichtstraat 27, 9051 Gent.

Is INDUMAR INSURANCE still active?

Yes. According to the CBE (29 October 2026) INDUMAR INSURANCE is active, legal situation “Normale toestand”, started on 2 April 1998.

Is INDUMAR INSURANCE registered on Peppol?

Yes, INDUMAR INSURANCE is registered on the Peppol network with ID 0208:0463027223.

What is the enterprise number of INDUMAR INSURANCE?

The enterprise number of INDUMAR INSURANCE is BE0463027223.

When was INDUMAR INSURANCE founded?

INDUMAR INSURANCE was founded on 2 April 1998.

Who are the directors of INDUMAR INSURANCE?

According to the 2025 annual accounts, the directors of INDUMAR INSURANCE are: Danielle Verlinden, FF Consulting.

Is INDUMAR INSURANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 April 1998; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did INDUMAR INSURANCE make in 2025?

INDUMAR INSURANCE posted a profit after taxes of € 11,046 in financial year 2025.

What is the revenue of INDUMAR INSURANCE?

As a small company, INDUMAR INSURANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 97,808.

How much does an employee at INDUMAR INSURANCE earn?

The average wage cost per full-time employee at INDUMAR INSURANCE was € 49,000 in 2022: staff costs of € 49,001 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

INDUMAR INSURANCE (Private Limited) - Gent - BE0463027223

Dossier INDUMAR INSURANCE, printed on 29 October 2026 from databakkes.be/en/0463027223/indumar-insurance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2023.

Financials

Financial year 2025

INDUMAR INSURANCE from Gent, company number BE0463027223, closed financial year 2025 with a result of € 11,046 after tax. For that financial year INDUMAR INSURANCE recorded a gross margin of € 97,808 and equity of € 25,647. Compared with financial year 2024, the result moved from € 39,039 to € 11,046. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.

What it is worth Growing

€ 25,647

▲ 76% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 11,046

▼ 72% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 290,438

▲ 10% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 24,709.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 79,560

▲ 29% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 13,128

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 11,015

▼ 14% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 9,140

▲ 34% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 60,962 Gross margin 2022: € 60,962 First fiscal year in the series	€ 25,642 Gross margin 2023: € 25,642 ▼ 58% vs 2022 (€ 60,962) Unfavourable step	€ 115,386 Gross margin 2024: € 115,386 ▲ € 89,744 vs 2023 (€ 25,642) Favourable step	€ 97,808 Gross margin 2025: € 97,808 ▼ 15% vs 2024 (€ 115,386) Unfavourable step	▼ 15%
Profit after taxes	€ 9,512 Profit after taxes 2022: € 9,512 First fiscal year in the series	€ 13,656 Profit after taxes 2023: € 13,656 ▲ 44% vs 2022 (€ 9,512) Favourable step	€ 39,039 Profit after taxes 2024: € 39,039 ▲ 186% vs 2023 (€ 13,656) Favourable step	€ 11,046 Profit after taxes 2025: € 11,046 ▼ 72% vs 2024 (€ 39,039) Unfavourable step	▼ 72%
Equity	€ 945 Equity 2022: € 945 First fiscal year in the series	€ 14,601 Equity 2023: € 14,601 ▲ € 13,656 vs 2022 (€ 945) Favourable step	€ 14,601 Equity 2024: € 14,601 Unchanged (€ 14,601) Unchanged	€ 25,647 Equity 2025: € 25,647 ▲ 76% vs 2024 (€ 14,601) Favourable step	▲ 76%
Total debts	€ 1,855 Total debts 2022: € 1,855 First fiscal year in the series	€ 198,714 Total debts 2023: € 198,714 ▲ € 196,859 vs 2022 (€ 1,855) Unfavourable step	€ 261,125 Total debts 2024: € 261,125 ▲ 31% vs 2023 (€ 198,714) Unfavourable step	€ 302,434 Total debts 2025: € 302,434 ▲ 16% vs 2024 (€ 261,125) Unfavourable step	▲ 16%
Cash	€ 1,744 Cash 2022: € 1,744 First fiscal year in the series	€ 112,145 Cash 2023: € 112,145 ▲ € 110,401 vs 2022 (€ 1,744) Favourable step	€ 262,894 Cash 2024: € 262,894 ▲ 134% vs 2023 (€ 112,145) Favourable step	€ 290,438 Cash 2025: € 290,438 ▲ 10% vs 2024 (€ 262,894) Favourable step	▲ 10%
Retained profit	€ 8 Retained profit 2022: € 8 First fiscal year in the series	€ 13,664 Retained profit 2023: € 13,664 ▲ € 13,656 vs 2022 (€ 8) Favourable step	€ 13,664 Retained profit 2024: € 13,664 Unchanged (€ 13,664) Unchanged	€ 24,709 Retained profit 2025: € 24,709 ▲ 81% vs 2024 (€ 13,664) Favourable step	▲ 81%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 39,039 Dividend 2024: € 39,039 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 39,039) Unchanged	▼ 100%
Balance sheet total	€ 2,800 Balance sheet total 2022: € 2,800 First fiscal year in the series	€ 213,315 Balance sheet total 2023: € 213,315 ▲ € 210,515 vs 2022 (€ 2,800) Unchanged	€ 275,726 Balance sheet total 2024: € 275,726 ▲ 29% vs 2023 (€ 213,315) Unchanged	€ 328,081 Balance sheet total 2025: € 328,081 ▲ 19% vs 2024 (€ 275,726) Unchanged	▲ 19%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	-	-	-

Key figures of INDUMAR INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INDUMAR INSURANCE?

What happened at INDUMAR INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 25, 2026 New annual accounts for financial year 2025: profit of € 11,046 (▼ 72% vs 2024). Source: NBB ↗
2023 Danielle Verlinden became a director. NBB
2023 FF Consulting became a director. NBB
Sep 17, 1998 New establishment in Gent. KBO
Apr 2, 1998 Start of the company according to the CBE. KBO

In short

From € 9,512 profit in 2022 to € 11,046 profit in 2025.

Paid € 28,575 in corporate taxes since 2022.

Best year ever: 2024, with € 39,039 profit.

On average € 61,000 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

Verzekeringskantoor Van Dessel 100%

LA BERNEUSE 10%

The stake of Verzekeringskantoor Van Dessel, LA BERNEUSE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

INDUMAR INSURANCE

Behind INDUMAR INSURANCE are Danielle Verlinden and FF Consulting. The shares are held by Verzekeringskantoor Van Dessel (100%) and LA BERNEUSE (10%).

Directors

According to the 2025 annual accounts

Danielle Verlinden

Director

Also active at: Assimco, La Garenne, GREEN LEAVES, LA CALA, Indumar Verzekeringen, Yeti Skicentrum

since 2023

FF Consulting

Director · represented by Frans Filip

Also active at: Indumar Verzekeringen

since 2023

Shareholders

Verzekeringskantoor Van Dessel

100%

LA BERNEUSE

10%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Schoonzichtstraat 27

9051 Gent

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Indumar Verzekeringen same network

€ 5,699 gross margin · 2025

WANNET SPORTS INSURANCE BELGIUM

€ 232,680 gross margin · 2025

Insubuild

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0463.027.223

VAT number

BE 0463.027.223

Registered office

Schoonzichtstraat 27, 9051 Gent

Names & denominations

INDUMAR INSURANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

2 April 1998

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

INDUMAR INSURANCE

Warning lights

Financials

What happened to INDUMAR INSURANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions