Financials
Financial year 2025
VANBREDA RISK & BENEFITS from Antwerpen, company number BE0404055676, closed financial year 2025 with a result of € 39.5 million after tax. For that financial year VANBREDA RISK & BENEFITS recorded revenue of € 136.7 million and equity of € 71.8 million. Compared with financial year 2024, the result moved from € 41.8 million to € 39.5 million. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.
€ 71.8 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39.5 million
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 53.1 million
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 33.5 million paid out
85 % of the profit went to the shareholders, mostly to Unibreda (97 % of the shares). That is where the money ends up.
People and assets in 2025
611.3
▲ 27.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 64.1 million
▲ 5% vs 2024
€ 104,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 623,504
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 16,353
€ 8,516 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 255.9 million
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 2383 days on average.
€ 17.9 million
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 99,857,603 | € 113,545,298 | € 122,978,202 | € 136,673,597 | ▲ 11% |
| Profit after taxes | € 21,922,364 | € 25,603,443 | € 41,782,551 | € 39,502,614 | ▼ 5% |
| Equity | € 60,916,827 | € 56,520,271 | € 65,802,822 | € 71,805,435 | ▲ 9% |
| Total debts | € 232,401,835 | € 295,180,898 | € 324,689,990 | € 354,875,514 | ▲ 9% |
| Cash | € 54,449,155 | € 40,543,133 | € 64,657,469 | € 53,119,642 | ▼ 18% |
| Retained profit | € 59,676,827 | € 55,280,271 | € 64,562,822 | € 70,565,435 | ▲ 9% |
| Dividend | € 20,000,000 | € 30,000,000 | € 32,500,000 | € 33,500,000 | ▲ 3% |
| Bank debt | € 86,744 | € 29,898 | € 16,353 | € 16,353 | |
| Balance sheet total | € 293,340,680 | € 351,719,875 | € 390,508,206 | € 426,680,949 | ▲ 9% |
| Employees (FTE) | 538.9 | 555 | 583.8 | 611.3 | ▲ 27.5 |
Key figures of VANBREDA RISK & BENEFITS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VANBREDA RISK & BENEFITS?
What happened at VANBREDA RISK & BENEFITS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Venatio BV stepped down as director. NBB
- Guy Van Antwerpen stepped down as director. NBB
- Be@dvised BV stepped down as director. NBB
- Aforis BV stepped down as director. NBB
- Sandra Wilikens stepped down as director. NBB
- Prieel 18 GCV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 39.5 million (▼ 5% vs 2024). Source: NBB ↗
- PEDRO MATTHYNSSENS stepped down as director. NBB
In short
From € 21.9 million profit in 2022 to € 39.5 million profit in 2025.
Paid € 29.3 million in corporate taxes since 2022.
Best year ever: 2024, with € 41.8 million profit.
Paid out € 116 million in dividends to the owners in total.
Management
The stake of Unibreda, VANBREDA SERVICES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VANBREDA RISK & BENEFITSThe shares are held by Unibreda (97%) and VANBREDA SERVICES (0%). It owns 100% of VANBREDA HUYSMANS, 100% of VANBREDA CREDINCO, 100% of PENSIONTHEKER BENEFIT OUTSOURCING, 100% of VANBREDA SIMPLEX, 100% of VANBREDA AGENCIES and 100% of VANBREDA AUSLOOS itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Wouter Reggers
since 2025 · until 2027
PEDRO MATTHYNSSENS
Managing director
Also active at: Vanbreda Soenen, Vlaams Netwerk van Ondernemingen, Becobra, VANBREDA CREDINCO, VANBREDA GEERTS, VANBREDA AUSLOOS, VANBREDA HUYSMANS, Van Mossel Car Insurance +2 more
since 2024 · until 2026
Director · represented by Bart Deckers
Also active at: ACKERMANS & VAN HAAREN, Unibreda, INVALE, Karga
since 2025 · until 2028
since 2024 · until 2026
since 2025 · until 2028
Director · represented by Renaat Berckmoes
Also active at: ADDACTIS Group, FORTINO CAPITAL PARTNERS, Mobietrain, Fortino Capital Growth PE I MMF, EFFICY, InTouch Holding
since 2025 · until 2028
Sandra Wilikens
Director
since 2025 · until 2027
Director · represented by Erik Clinck
since 2025 · until 2027
Director · represented by Tom van Lier
Also active at: Unibreda, BEECKMAN INTERNATIONAL, BEXPO, IMMODROOM, BELGIAN FOOD PARTNERS
since 2024 · until 2026
Shareholders
97%
Participations
100%
100%
100%
100%
100%
100%
VANBREDA RISK & BENEFITS SA
96.5%
95%
60%
INSURNEXT
60%
Establishments
Establishment units
Physical locations of this company
Plantin en Moretuslei 297
2140 Antwerpen
Karel de Grotelaan 1 box 9
1000 Brussel
Active since 1 January 2010
Herkenrodesingel 10 box 1.01
3500 Hasselt
Active since 1 January 2018
Justus Lipsiusstraat 46c
3000 Leuven
Active since 13 October 2021
Gravendreef(BEV) 11 box 6
9120 Beveren-Kruibeke-Zwijndrecht
Active since 1 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Vanbreda Mediùs same network
€ 8 million gross margin · 2025
VANBREDA CREDINCO same network
€ 4 million gross margin · 2025
Vanbreda Simplex same network
€ 272,688 gross margin · 2025
Van Mossel Car Insurance same network
€ 411,591 revenue · 2025
Vanbreda PensionFund & Beyond
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0404.055.676
- VAT number
- BE 0404.055.676
- Registered office
- Plantin en Moretuslei 297, 2140 Antwerpen
- Names & denominations
- VANBREDA RISK & BENEFITS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 1947
- Peppol
- Active · Active since 25 Nov 2025
- Contact
- vanbreda.be
- Activities · NACE
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