Active · per the CBE, 18 September 2026

ZAKENKANTOOR DE KONING

BE0442328017

Rechtspersoon Private limited company 1 establishment

ZAKENKANTOOR DE KONING is an insurance broker in Lochristi. Private Limited, started on 27 December 1990, 1 establishment.

Dorp-West 122, 9080 Lochristi [email protected]

Behind the company: VDCD BV, Veronique De Koning.

Active for

35 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Shrinking team NBB

    FTE fell two years in a row, from 2.8 to 1.6.

Financials

Financial year 2024

ZAKENKANTOOR DE KONING from Lochristi, company number BE0442328017, closed financial year 2024 with a result of € 127,372 after tax. For that financial year ZAKENKANTOOR DE KONING recorded a gross margin of € 300,549 and equity of € 178,491. Compared with financial year 2023, the result moved from € 107,661 to € 127,372. Profitable, and profit is growing. The buffer shrank hard: equity is 53 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2025.

What it is worth Shrank hard

€ 178,491

▼ 53% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 127,372

▲ 18% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 38,898

▲ 71% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 327,372 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2024

Full-time equivalents

1.6

▼ 1.1 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 125,317

▼ 28% vs 2023

€ 78,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,029

▲ 11% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

€ 35,022

▲ € 31,977 vs 2023

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,777

▼ 74% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 20,284

▼ 36% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 332,135 € 306,733 € 315,422 € 300,549 ▼ 5%
Profit after taxes € 123,528 € 72,312 € 107,661 € 127,372 ▲ 18%
Equity € 229,395 € 275,602 € 378,491 € 178,491 ▼ 53%
Total debts € 87,363 € 66,649 € 54,176 € 187,956 ▲ 247%
Cash € 1,652 € 53,338 € 22,757 € 38,898 ▲ 71%
Retained profit € 229,395 € 275,602 € 378,491 € 178,491 ▼ 53%
Dividend € 21,733 € 26,105 € 4,772 € 327,372 ▲ € 322,600
Bank debt € 17,808 € 9,105 € 3,045 € 35,022 ▲ € 31,977
Balance sheet total € 316,758 € 342,251 € 432,667 € 366,447 ▼ 15%
Employees (FTE) 2.4 2.8 2.7 1.6 ▼ 1.1

Key figures of ZAKENKANTOOR DE KONING, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to ZAKENKANTOOR DE KONING?

What happened at ZAKENKANTOOR DE KONING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: profit of € 127,372 (▲ 18% vs 2023). Source: NBB ↗
  • VDCD BV became a director. NBB
  • Veronique De Koning became a director. NBB
  • New establishment in Lochristi. KBO
  • Start of the company according to the CBE. KBO

In short

From € 123,528 profit in 2021 to € 127,372 profit in 2024.

Paid € 165,886 in corporate taxes since 2021.

Best year ever: 2024, with € 127,372 profit.

On average € 187,800 of value added per employee in 2024.

Management

vdcd 100%

The stake of vdcd comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ZAKENKANTOOR DE KONING

Behind ZAKENKANTOOR DE KONING are VDCD BV and Veronique De Koning. The shares are held by vdcd (100%).

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Directors

According to the 2024 annual accounts

VDCD BV

Managing director · represented by Niels Van der Cruyssen

Also active at: REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN

since 2024

Veronique De Koning

Director

Also active at: RESULTS, REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN

since 2024

Shareholders

vdcd

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Dorp-West 122

9080 Lochristi

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0442.328.017
VAT number
BE 0442.328.017
Registered office
Dorp-West 122, 9080 Lochristi
Names & denominations
ZAKENKANTOOR DE KONING
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 December 1990
Peppol
Active · Active since 19 Mar 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does ZAKENKANTOOR DE KONING do?
ZAKENKANTOOR DE KONING is an insurance broker in Lochristi. Private Limited, started on 27 December 1990, 1 establishment.
What is the address of ZAKENKANTOOR DE KONING?
The registered office of ZAKENKANTOOR DE KONING is located at Dorp-West 122, 9080 Lochristi.
Is ZAKENKANTOOR DE KONING still active?
Yes. According to the CBE (18 September 2026) ZAKENKANTOOR DE KONING is active, legal situation “Normale toestand”, started on 27 December 1990.
Is ZAKENKANTOOR DE KONING registered on Peppol?
Yes, ZAKENKANTOOR DE KONING is registered on the Peppol network with ID 0208:0442328017.
What is the enterprise number of ZAKENKANTOOR DE KONING?
The enterprise number of ZAKENKANTOOR DE KONING is BE0442328017.
When was ZAKENKANTOOR DE KONING founded?
ZAKENKANTOOR DE KONING was founded on 27 December 1990.