Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.8 to 1.6.
Financials
Financial year 2024
ZAKENKANTOOR DE KONING from Lochristi, company number BE0442328017, closed financial year 2024 with a result of € 127,372 after tax. For that financial year ZAKENKANTOOR DE KONING recorded a gross margin of € 300,549 and equity of € 178,491. Compared with financial year 2023, the result moved from € 107,661 to € 127,372. Profitable, and profit is growing. The buffer shrank hard: equity is 53 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2025.
€ 178,491
▼ 53% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 127,372
▲ 18% vs 2023
Profit after tax over the fiscal year.
€ 38,898
▲ 71% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 327,372 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
1.6
▼ 1.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 125,317
▼ 28% vs 2023
€ 78,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,029
▲ 11% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 35,022
▲ € 31,977 vs 2023
Loans from banks and other lenders, long and short.
€ 3,777
▼ 74% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 20,284
▼ 36% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 332,135 | € 306,733 | € 315,422 | € 300,549 | ▼ 5% |
| Profit after taxes | € 123,528 | € 72,312 | € 107,661 | € 127,372 | ▲ 18% |
| Equity | € 229,395 | € 275,602 | € 378,491 | € 178,491 | ▼ 53% |
| Total debts | € 87,363 | € 66,649 | € 54,176 | € 187,956 | ▲ 247% |
| Cash | € 1,652 | € 53,338 | € 22,757 | € 38,898 | ▲ 71% |
| Retained profit | € 229,395 | € 275,602 | € 378,491 | € 178,491 | ▼ 53% |
| Dividend | € 21,733 | € 26,105 | € 4,772 | € 327,372 | ▲ € 322,600 |
| Bank debt | € 17,808 | € 9,105 | € 3,045 | € 35,022 | ▲ € 31,977 |
| Balance sheet total | € 316,758 | € 342,251 | € 432,667 | € 366,447 | ▼ 15% |
| Employees (FTE) | 2.4 | 2.8 | 2.7 | 1.6 | ▼ 1.1 |
Key figures of ZAKENKANTOOR DE KONING, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ZAKENKANTOOR DE KONING?
What happened at ZAKENKANTOOR DE KONING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 127,372 (▲ 18% vs 2023). Source: NBB ↗
- VDCD BV became a director. NBB
- Veronique De Koning became a director. NBB
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 123,528 profit in 2021 to € 127,372 profit in 2024.
Paid € 165,886 in corporate taxes since 2021.
Best year ever: 2024, with € 127,372 profit.
On average € 187,800 of value added per employee in 2024.
A new publication or filing at ZAKENKANTOOR DE KONING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of vdcd comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZAKENKANTOOR DE KONINGBehind ZAKENKANTOOR DE KONING are VDCD BV and Veronique De Koning. The shares are held by vdcd (100%).
Directors
According to the 2024 annual accounts
Managing director · represented by Niels Van der Cruyssen
Also active at: REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN
since 2024
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp-West 122
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.328.017
- VAT number
- BE 0442.328.017
- Registered office
- Dorp-West 122, 9080 Lochristi
- Names & denominations
- ZAKENKANTOOR DE KONING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 1990
- Peppol
- Active · Active since 19 Mar 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten