Financials
Financial year 2025
REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN from Lochristi, company number BE0442780650, closed financial year 2025 with a result of € 284,884 after tax. For that financial year REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN recorded a gross margin of € 548,845 and equity of € 158,540. Compared with financial year 2024, the result moved from € 199,292 to € 284,884. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.
€ 158,540
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 284,884
▲ 43% vs 2024
Profit after tax over the fiscal year.
€ 146,419
▲ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 284,884 paid out
100 % of the profit went to the shareholders, mostly to vdcd (89 % of the shares). That is where the money ends up.
People and assets in 2025
1.6
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 119,087
▲ 16% vs 2024
€ 74,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 502
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 221,594
▲ 217% vs 2024
€ 58,608 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,748
▲ 111% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,404
▲ 59% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 220,029 | € 340,350 | € 392,130 | € 548,845 | ▲ 40% |
| Profit after taxes | € 64,937 | € 136,256 | € 199,292 | € 284,884 | ▲ 43% |
| Equity | € 405,184 | € 458,540 | € 158,540 | € 158,540 | |
| Total debts | € 81,383 | € 103,159 | € 289,888 | € 542,043 | ▲ 87% |
| Cash | € 17,423 | € 31,527 | € 99,265 | € 146,419 | ▲ 48% |
| Retained profit | € 402,706 | € 458,540 | € 158,540 | € 158,540 | |
| Dividend | € 27,935 | € 80,421 | € 499,292 | € 284,884 | ▼ 43% |
| Bank debt | € 42,548 | € 10,164 | € 70,000 | € 221,594 | ▲ 217% |
| Balance sheet total | € 486,568 | € 561,699 | € 448,428 | € 700,584 | ▲ 56% |
| Employees (FTE) | 1.6 | 1.8 | 1.4 | 1.6 | ▲ 0.2 |
Key figures of REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN?
What happened at REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 284,884 (▲ 43% vs 2024). filed late Source: NBB ↗
- vdcd BV became a director. NBB
- Ilse De Koning became a director. NBB
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,937 profit in 2022 to € 284,884 profit in 2025.
Paid € 236,838 in corporate taxes since 2022.
Best year ever: 2025, with € 284,884 profit.
On average € 343,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of vdcd comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGENBehind REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN are vdcd BV and Ilse De Koning. The shares are held by vdcd (89%).
Directors
According to the 2025 annual accounts
Managing director · represented by Niels Van der Cruyssen
Also active at: ZAKENKANTOOR DE KONING
since 2024
since 2024
Shareholders
89%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp-West 120
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.780.650
- VAT number
- BE 0442.780.650
- Registered office
- Dorp-West 120, 9080 Lochristi
- Names & denominations
- REGIONAAL BUREAU VOOR KREDIET EN BELEGGINGEN · RBKB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 October 1990
- Peppol
- Active · Active since 19 Mar 2026
- Activities · NACE
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