What does Reynassur do?

Reynassur is an insurance broker in Lochristi. Private Limited, started on 7 June 1994, 2 establishments.

What is the address of Reynassur?

The registered office of Reynassur is located at Denen 10 box 101, 9080 Lochristi.

Is Reynassur still active?

Yes. According to the CBE (29 October 2026) Reynassur is active, legal situation “Normale toestand”, started on 7 June 1994.

Is Reynassur registered on Peppol?

Yes, Reynassur is registered on the Peppol network with ID 0208:0452829256.

What is the enterprise number of Reynassur?

The enterprise number of Reynassur is BE0452829256.

When was Reynassur founded?

Reynassur was founded on 7 June 1994.

Who are the directors of Reynassur?

According to the 2025 annual accounts, the directors of Reynassur are: Martine Van Waes, Dirk Berckmoes.

Is Reynassur a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 June 1994; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did Reynassur make in 2025?

Reynassur posted a profit after taxes of € 135,142 in financial year 2025.

What is the revenue of Reynassur?

As a small company, Reynassur is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 991,390.

How much does an employee at Reynassur earn?

The average wage cost per full-time employee at Reynassur was € 66,300 in 2025: staff costs of € 258,589 for 3.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Reynassur have?

According to the 2025 annual accounts, Reynassur has 3.9 full-time equivalents (FTE).

Does Reynassur have a website?

Yes, Reynassur has a website at reynassur.be.

Reynassur (Private Limited) - Lochristi - BE0452829256

Dossier Reynassur, printed on 29 October 2026 from databakkes.be/en/0452829256/reynassur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Reynassur from Lochristi, company number BE0452829256, closed financial year 2025 with a result of € 135,142 after tax. For that financial year Reynassur recorded a gross margin of € 991,390 and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 147,159 to € 135,142. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 20, 2026.

What it is worth Growing

€ 1.8 million

▲ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 135,142

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,455

▼ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 11,250 paid out

8 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

3.9

▲ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 258,589

▲ 12% vs 2024

€ 66,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 90,588

▲ € 87,961 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 13 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.1 million

▼ 7% vs 2024

€ 161,942 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.

Owed to suppliers

€ 53,612

▼ 82% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 62,469

▼ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 939,284 Gross margin 2022: € 939,284 First fiscal year in the series	€ 924,500 Gross margin 2023: € 924,500 ▼ 2% vs 2022 (€ 939,284) Unfavourable step	€ 971,311 Gross margin 2024: € 971,311 ▲ 5% vs 2023 (€ 924,500) Favourable step	€ 991,390 Gross margin 2025: € 991,390 ▲ 2% vs 2024 (€ 971,311) Favourable step	▲ 2%
Profit after taxes	€ 285,667 Profit after taxes 2022: € 285,667 First fiscal year in the series	€ 281,484 Profit after taxes 2023: € 281,484 ▼ 1% vs 2022 (€ 285,667) Unfavourable step	€ 147,159 Profit after taxes 2024: € 147,159 ▼ 48% vs 2023 (€ 281,484) Unfavourable step	€ 135,142 Profit after taxes 2025: € 135,142 ▼ 8% vs 2024 (€ 147,159) Unfavourable step	▼ 8%
Equity	€ 1,239,554 Equity 2022: € 1,239,554 First fiscal year in the series	€ 1,498,038 Equity 2023: € 1,498,038 ▲ 21% vs 2022 (€ 1,239,554) Favourable step	€ 1,645,198 Equity 2024: € 1,645,198 ▲ 10% vs 2023 (€ 1,498,038) Favourable step	€ 1,769,090 Equity 2025: € 1,769,090 ▲ 8% vs 2024 (€ 1,645,198) Favourable step	▲ 8%
Total debts	€ 1,703,983 Total debts 2022: € 1,703,983 First fiscal year in the series	€ 2,270,442 Total debts 2023: € 2,270,442 ▲ 33% vs 2022 (€ 1,703,983) Unfavourable step	€ 3,519,896 Total debts 2024: € 3,519,896 ▲ 55% vs 2023 (€ 2,270,442) Unfavourable step	€ 3,183,988 Total debts 2025: € 3,183,988 ▼ 10% vs 2024 (€ 3,519,896) Favourable step	▼ 10%
Cash	€ 1,291,864 Cash 2022: € 1,291,864 First fiscal year in the series	€ 989,265 Cash 2023: € 989,265 ▼ 23% vs 2022 (€ 1,291,864) Unfavourable step	€ 1,733,956 Cash 2024: € 1,733,956 ▲ 75% vs 2023 (€ 989,265) Favourable step	€ 10,455 Cash 2025: € 10,455 ▼ 99% vs 2024 (€ 1,733,956) Unfavourable step	▼ 99%
Land & buildings	€ 1,399,805 Land & buildings 2022: € 1,399,805 First fiscal year in the series	€ 1,998,536 Land & buildings 2023: € 1,998,536 ▲ 43% vs 2022 (€ 1,399,805) Unchanged	€ 3,214,703 Land & buildings 2024: € 3,214,703 ▲ 61% vs 2023 (€ 1,998,536) Unchanged	€ 4,625,120 Land & buildings 2025: € 4,625,120 ▲ 44% vs 2024 (€ 3,214,703) Unchanged	▲ 44%
Retained profit	€ 1,238,554 Retained profit 2022: € 1,238,554 First fiscal year in the series	€ 1,497,038 Retained profit 2023: € 1,497,038 ▲ 21% vs 2022 (€ 1,238,554) Favourable step	€ 1,644,198 Retained profit 2024: € 1,644,198 ▲ 10% vs 2023 (€ 1,497,038) Favourable step	€ 1,768,090 Retained profit 2025: € 1,768,090 ▲ 8% vs 2024 (€ 1,644,198) Favourable step	▲ 8%
Dividend	€ 191,760 Dividend 2022: € 191,760 First fiscal year in the series	€ 23,000 Dividend 2023: € 23,000 ▼ 88% vs 2022 (€ 191,760) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 23,000) Unchanged	€ 11,250 Dividend 2025: € 11,250 Unchanged (€ 0) Unchanged
Bank debt	€ 669,081 Bank debt 2022: € 669,081 First fiscal year in the series	€ 1,170,643 Bank debt 2023: € 1,170,643 ▲ 75% vs 2022 (€ 669,081) Unfavourable step	€ 2,249,222 Bank debt 2024: € 2,249,222 ▲ 92% vs 2023 (€ 1,170,643) Unfavourable step	€ 2,090,476 Bank debt 2025: € 2,090,476 ▼ 7% vs 2024 (€ 2,249,222) Favourable step	▼ 7%
Balance sheet total	€ 2,943,538 Balance sheet total 2022: € 2,943,538 First fiscal year in the series	€ 3,768,480 Balance sheet total 2023: € 3,768,480 ▲ 28% vs 2022 (€ 2,943,538) Unchanged	€ 5,165,094 Balance sheet total 2024: € 5,165,094 ▲ 37% vs 2023 (€ 3,768,480) Unchanged	€ 4,953,078 Balance sheet total 2025: € 4,953,078 ▼ 4% vs 2024 (€ 5,165,094) Unchanged	▼ 4%
Employees (FTE)	4.3 Employees (FTE) 2022: 4.3 First fiscal year in the series	4.1 Employees (FTE) 2023: 4.1 ▼ 0.2 vs 2022 (4.3) Unchanged	3.8 Employees (FTE) 2024: 3.8 ▼ 0.3 vs 2023 (4.1) Unchanged	3.9 Employees (FTE) 2025: 3.9 ▲ 0.1 vs 2024 (3.8) Unchanged	▲ 0.1

Key figures of Reynassur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to Reynassur?

What happened at Reynassur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 20, 2026 New annual accounts for financial year 2025: profit of € 135,142 (▼ 8% vs 2024). filed late Source: NBB ↗
Apr 3, 2025 New establishment in Lochristi. KBO
Aug 2, 1994 New establishment in Lochristi. KBO
Jun 7, 1994 Start of the company according to the CBE. KBO

In short

From € 285,667 profit in 2022 to € 135,142 profit in 2025.

Paid € 350,939 in corporate taxes since 2022.

Best year ever: 2022, with € 285,667 profit.

On average € 254,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Martine Van Waes Dirk Berckmoes

Reynassur

Behind Reynassur are Martine Van Waes and Dirk Berckmoes.

Directors

According to the 2025 annual accounts

Martine Van Waes

Director

Dirk Berckmoes

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Denen 10 box 101

9080 Lochristi

2.067.662.094

Kerkstraat 92

9080 Lochristi

Active since 2 August 1994

2.371.932.585

Denen 10

9080 Lochristi

Active since 3 April 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS reynassur.be

Technologies

Cookie ConsentGoogle AnalyticsPWA

Hosting & Email

Email provider

Self-hosted

Hosting

DIGITALOCEAN-ASN - DigitalOcean, LLC, US

Website info

HTTPS Ja

Languages NL

Features

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0452.829.256

VAT number

BE 0452.829.256

Registered office

Denen 10 bus 101, 9080 Lochristi

Names & denominations

Reynassur

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 June 1994

Peppol

Active · Active since 21 Oct 2026

Contact

reynassur.be [email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Productie van elektriciteit uit hernieuwbare bronnen

View on CBE Public ↗ Annual accounts (NBB) ↗

Reynassur

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Financials

What happened to Reynassur?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions