Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
Carromaz from Namur, company number BE0440634277, closed financial year 2024 with a result of € 763,336 after tax. For that financial year Carromaz recorded a gross margin of € 2 million and equity of € 466,789. Compared with financial year 2023, the result moved from € 306,569 to € 763,336. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 466,789
▲ 3% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 763,336
▲ 149% vs 2023
Profit after tax over the fiscal year.
€ 248,011
▲ 31% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 750,000 paid out
98 % of the profit went to the shareholders, mostly to I.G.A. SA (100 % of the shares). That is where the money ends up.
People and assets in 2024
23.6
▲ 1.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▼ 2% vs 2023
€ 47,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,781
▲ € 24,585 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 127,555
▼ 11% vs 2023
€ 48,983 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1 million
▲ € 840,927 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 373,917
▲ 8% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 929,689 | € 1,544,710 | € 1,626,348 | € 2,036,441 | ▲ 25% |
| Profit after taxes | € 82,261 | € 258,425 | € 306,569 | € 763,336 | ▲ 149% |
| Equity | € 238,459 | € 396,884 | € 453,453 | € 466,789 | ▲ 3% |
| Total debts | € 961,884 | € 990,841 | € 979,936 | € 2,110,002 | ▲ 115% |
| Cash | € 522,744 | € 321,112 | € 188,747 | € 248,011 | ▲ 31% |
| Retained profit | € 176,959 | € 335,384 | € 391,953 | € 405,289 | ▲ 3% |
| Dividend | € 150,000 | € 100,000 | € 250,000 | € 750,000 | ▲ 200% |
| Bank debt | € 246,201 | € 277,688 | € 142,824 | € 127,555 | ▼ 11% |
| Balance sheet total | € 1,200,344 | € 1,387,725 | € 1,433,389 | € 2,576,791 | ▲ 80% |
| Employees (FTE) | 17.2 | 25.8 | 22.1 | 23.6 | ▲ 1.5 |
Key figures of Carromaz, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Carromaz?
What happened at Carromaz in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 763,336 (▲ 149% vs 2023). filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- New establishment in Namur. KBO
- I.G.A. SA became a director. NBB
- New establishment in Marche-en-Famenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 82,261 profit in 2021 to € 763,336 profit in 2024.
Paid € 383,516 in corporate taxes since 2021.
Best year ever: 2024, with € 763,336 profit.
On average € 86,300 of value added per employee in 2024.
A new publication or filing at Carromaz? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Carromaz is I.G.A. SA. The shares are held by I.G.A. SA (100%).
Directors
According to the 2024 annual accounts
Director · represented by Philippe STEVENY
Also active at: SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, DP Carrosserie, GARAGE MARCHAL, MAZUIN IMMO, N.T. CARS CONSULT, CLOSE GARAGE, ACCESS AUTO
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Aye, Rue de la Croissance 12-14
6900 Marche-en-Famenne
Active since 1 July 2021
Rue des Pieds d'Alouette(NN) 14
5100 Namur
Active since 1 January 2025
Chemin de la Vieille-Cour 52
1400 Nivelles
Active since 1 October 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT
€ -2,601 gross margin · 2024
GARAGE ROUSSEAU
€ 17.6 million revenue · 2025
STEVENY PARTS
€ 5,554 revenue · 2022
STEVENY MOTORS same network
€ 101.6 million revenue · 2024
IMMO STEVENY BRAINE
€ 96,484 revenue · 2024
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.634.277
- VAT number
- BE 0440.634.277
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- Carromaz
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 April 1990
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Carrosserieherstelling (inclusief spuiten en verven)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Carrosserieherstelling
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Kleinhandel in onderdelen en accessoires van auto's
Detailhandel in onderdelen en accessoires van motorvoertuigen