Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Shrinking team NBB
FTE fell two years in a row, from 7.7 to 4.9.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
GARAGE MARCHAL from Namur, company number BE0437269763, closed financial year 2024 with a result of € -138,967 after tax. For that financial year GARAGE MARCHAL recorded a gross margin of € 172,450 and equity of € -119,635. Compared with financial year 2023, the result moved from € -31,579 to € -138,967. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -119,635
▼ € 138,967 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -138,967
▼ 340 % more loss than in 2023
Profit after tax over the fiscal year.
€ 135,917
▲ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -186,566.
People and assets in 2024
4.9
▼ 1.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 234,989
▼ 29% vs 2023
€ 48,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,870
▼ 47% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 77,182
▼ 27% vs 2023
€ 22,615 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 82,715
▲ 43% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 22,883
▼ 60% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 381,467 | € 787,855 | € 411,884 | € 172,450 | ▼ 58% |
| Profit after taxes | € -286,807 | € 307,663 | € -31,579 | € -138,967 | ▼ € 107,388 |
| Equity | € -256,752 | € 50,912 | € 19,332 | € -119,635 | ▼ € 138,967 |
| Total debts | € 1,060,266 | € 430,324 | € 642,710 | € 624,175 | ▼ 3% |
| Cash | € 82,201 | € 47,546 | € 78,536 | € 135,917 | ▲ 73% |
| Land & buildings | € 2,557 | - | - | - | |
| Retained profit | € -323,683 | € -16,019 | € -47,599 | € -186,566 | ▼ € 138,967 |
| Bank debt | € 499,633 | € 331,299 | € 105,250 | € 77,182 | ▼ 27% |
| Balance sheet total | € 803,515 | € 481,235 | € 662,042 | € 504,540 | ▼ 24% |
| Employees (FTE) | 14.9 | 7.7 | 6.6 | 4.9 | ▼ 1.7 |
Key figures of GARAGE MARCHAL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GARAGE MARCHAL?
What happened at GARAGE MARCHAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 138,967. filed late Source: NBB ↗
- INVEST-GROUP AUTOMOTIVE SA became a director. NBB
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 286,807 loss in 2021 to € 138,967 loss in 2024.
Paid € 1,958 in corporate taxes since 2021.
Best year ever: 2022, with € 307,663 profit.
On average € 35,200 of value added per employee in 2024.
A new publication or filing at GARAGE MARCHAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARAGE MARCHAL is INVEST-GROUP AUTOMOTIVE SA. The shares are held by I.G.A. SA (100%).
Directors
According to the 2024 annual accounts
Director · represented by Philippe STEVENY
Also active at: SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, DP Carrosserie, Carromaz, MAZUIN IMMO, N.T. CARS CONSULT, CLOSE GARAGE, ACCESS AUTO
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Chaussée Moncheur 21
5300 Andenne
Active since 10 May 1989
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT
€ -2,601 gross margin · 2024
GARAGE ROUSSEAU
€ 17.6 million revenue · 2025
STEVENY PARTS
€ 5,554 revenue · 2022
STEVENY MOTORS same network
€ 101.6 million revenue · 2024
IMMO STEVENY BRAINE
€ 96,484 revenue · 2024
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.269.763
- VAT number
- BE 0437.269.763
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- GARAGE MARCHAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 1989
- Peppol
- Active · Active since 14 Jan 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)