Active · per the CBE, 30 September 2026
ZAKENKANTOOR VANDENBERGHE logo

ZAKENKANTOOR VANDENBERGHE

BE0435451410

Rechtspersoon Public limited company 1 establishment

ZAKENKANTOOR VANDENBERGHE is an insurance broker in Roeselare. Public Limited, started on 29 September 1988, 1 establishment.

Ardooisesteenweg 260, 8800 Roeselare zvdb.be

Behind the company: Veronique Ver Eecke, Claire Wouters, Henk Vandenberghe, Thibault Vandenberghe+1.

Active for

38 year

Financials

Financial year 2025

ZAKENKANTOOR VANDENBERGHE from Roeselare, company number BE0435451410, closed financial year 2025 with a result of € 425,799 after tax. For that financial year ZAKENKANTOOR VANDENBERGHE recorded a gross margin of € 1.5 million and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 573,114 to € 425,799. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.

What it is worth Healthy

€ 2.7 million

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 425,799

▼ 26% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 874,810

▼ 18% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 540,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

7.7

▲ 1.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 624,167

▲ 16% vs 2024

€ 81,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 173,787

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go

€ 1.4 million

▼ 11% vs 2024

€ 174,670 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 1,545

▼ 98% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 196,352

▲ 38% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 1,156,521 € 1,307,179 € 1,662,458 € 1,497,199 ▼ 10%
Profit after taxes € 314,110 € 330,893 € 573,114 € 425,799 ▼ 26%
Equity € 1,898,995 € 2,229,888 € 2,803,003 € 2,688,802 ▼ 4%
Total debts € 692,683 € 1,099,144 € 1,812,416 € 1,611,696 ▼ 11%
Cash € 1,429,937 € 128,110 € 1,066,289 € 874,810 ▼ 18%
Land & buildings € 6,694 € 5,020 € 3,347 € 1,673 ▼ 50%
Retained profit € 1,836,995 € 2,167,888 € 2,741,003 € 2,626,802 ▼ 4%
Dividend € 0 € 0 € 0 € 540,000
Bank debt € 528,986 € 1,024,027 € 1,583,851 € 1,413,411 ▼ 11%
Balance sheet total € 2,591,678 € 3,329,033 € 4,615,419 € 4,300,498 ▼ 7%
Employees (FTE) 6.7 7 6.6 7.7 ▲ 1.1

Key figures of ZAKENKANTOOR VANDENBERGHE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR VANDENBERGHE?

What happened at ZAKENKANTOOR VANDENBERGHE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 425,799 (▼ 26% vs 2024). filed late Source: NBB ↗
  • Claire Wouters became a director. NBB
  • Veronique Ver Eecke became a director. NBB
  • Henk Vandenberghe became a director. NBB
  • Thibault Vandenberghe became a director. NBB
  • Alexander Vandenberghe became a director. NBB
  • New establishment in Roeselare. KBO
  • Start of the company according to the CBE. KBO

In short

From € 314,110 profit in 2022 to € 425,799 profit in 2025.

Paid € 590,178 in corporate taxes since 2022.

Best year ever: 2024, with € 573,114 profit.

On average € 194,400 of value added per employee in 2025.

Management

Veronique Ver Eecke Claire Wouters Henk Vandenberghe Thibault Vandenberghe +1
ZAKENKANTOOR VANDENBERGHE

Behind ZAKENKANTOOR VANDENBERGHE are Veronique Ver Eecke, Claire Wouters, Henk Vandenberghe, Thibault Vandenberghe and Alexander Vandenberghe. Veronique Ver Eecke is also behind H.D.L.M. and ALTHINVEST. Henk Vandenberghe is also behind H.D.L.M. and ALTHINVEST. Thibault Vandenberghe is also behind ALTHINVEST.

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Directors

According to the 2025 annual accounts

Veronique Ver Eecke

Director

Also active at: H.D.L.M., ALTHINVEST

since 2024

Claire Wouters

Director

since 2024

Henk Vandenberghe

Director

Also active at: H.D.L.M., ALTHINVEST

since 2024

Thibault Vandenberghe

Director

Also active at: ALTHINVEST

since 2024

Alexander Vandenberghe

Director

Also active at: ALTHINVEST

since 2024

Establishments

Establishment units

Physical locations of this company

Registered office

Ardooisesteenweg 260

8800 Roeselare

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

ASP.NETDrupalFont AwesomeLightboxMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Certifications & Partners

FEB/VBO

Hosting & Email

Email provider

Microsoft 365

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

Website info

HTTPS Ja
Languages NL

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS
✓ SPF
✓ DMARC

Network

✓ IPv6

Details

Company number
0435.451.410
VAT number
BE 0435.451.410
Registered office
Ardooisesteenweg 260, 8800 Roeselare
Names & denominations
ZAKENKANTOOR VANDENBERGHE
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
29 September 1988
Peppol
Active · Active since 30 Jan 2025
Contact
zvdb.be
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does ZAKENKANTOOR VANDENBERGHE do?
ZAKENKANTOOR VANDENBERGHE is an insurance broker in Roeselare. Public Limited, started on 29 September 1988, 1 establishment.
What is the address of ZAKENKANTOOR VANDENBERGHE?
The registered office of ZAKENKANTOOR VANDENBERGHE is located at Ardooisesteenweg 260, 8800 Roeselare.
Is ZAKENKANTOOR VANDENBERGHE still active?
Yes. According to the CBE (30 September 2026) ZAKENKANTOOR VANDENBERGHE is active, legal situation “Normale toestand”, started on 29 September 1988.
Is ZAKENKANTOOR VANDENBERGHE registered on Peppol?
Yes, ZAKENKANTOOR VANDENBERGHE is registered on the Peppol network with ID 0208:0435451410.
What is the enterprise number of ZAKENKANTOOR VANDENBERGHE?
The enterprise number of ZAKENKANTOOR VANDENBERGHE is BE0435451410.
When was ZAKENKANTOOR VANDENBERGHE founded?
ZAKENKANTOOR VANDENBERGHE was founded on 29 September 1988.