Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGSKANTOOR PRIEM from Roeselare, company number BE0430067712, closed financial year 2025 with a result of € -25,418 after tax. For that financial year VERZEKERINGSKANTOOR PRIEM recorded a gross margin of € 603,401 and equity of € 407,659. Compared with financial year 2024, the result moved from € 11,525 to € -25,418. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 407,659
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,418
▼ still € 11,525 profit in 2024
Profit after tax over the fiscal year.
€ 24,483
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 145,659.
People and assets in 2025
8.7
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 538,484
▲ 17% vs 2024
€ 61,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 111,681
▲ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 186,591
▼ 12% vs 2024
€ 62,965 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 179,813
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 96,972
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 560,514 | € 531,313 | € 551,082 | € 603,401 | ▲ 9% |
| Profit after taxes | € -16,645 | € 14,108 | € 11,525 | € -25,418 | ▼ € 36,943 |
| Equity | € 356,527 | € 370,634 | € 433,076 | € 407,659 | ▼ 6% |
| Total debts | € 827,124 | € 774,664 | € 951,535 | € 557,858 | ▼ 41% |
| Cash | € 48,667 | € 84,054 | € 297,831 | € 24,483 | ▼ 92% |
| Land & buildings | € 809,867 | € 770,436 | € 731,005 | € 717,040 | ▼ 2% |
| Retained profit | € 294,527 | € 308,634 | € 171,076 | € 145,659 | ▼ 15% |
| Dividend | € 0 | € 0 | € 305,300 | € 0 | ▼ 100% |
| Bank debt | € 253,182 | € 184,824 | € 211,845 | € 186,591 | ▼ 12% |
| Balance sheet total | € 1,183,651 | € 1,145,298 | € 1,384,611 | € 965,517 | ▼ 30% |
| Employees (FTE) | 8.7 | 8.2 | 8.6 | 8.7 | ▲ 0.1 |
Key figures of VERZEKERINGSKANTOOR PRIEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGSKANTOOR PRIEM?
What happened at VERZEKERINGSKANTOOR PRIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Steven Priem stepped down as director. NBB
- Linda Van Kerckvoorde stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 25,418 (▼ € 36,943 vs 2024). filed late Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,645 loss in 2022 to € 25,418 loss in 2025.
Paid € 18,400 in corporate taxes since 2022.
Best year ever: 2023, with € 14,108 profit.
On average € 69,400 of value added per employee in 2025.
Management
The stake of PRIEM & PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGSKANTOOR PRIEMThe shares are held by PRIEM & PARTNERS (99.2%).
Directors
According to the 2025 annual accounts
Steven Priem
Managing director
Also active at: MARIA RUSTOORD INGELMUNSTER, v.z.w., B AND ME, Midwest Finance, PRIEM & PARTNERS
· until 2027
· until 2027
Shareholders
99.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hendrik Consciencestraat 40
8800 Roeselare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Details
- Company number
- 0430.067.712
- VAT number
- BE 0430.067.712
- Registered office
- Hendrik Consciencestraat 40, 8800 Roeselare
- Names & denominations
- VERZEKERINGSKANTOOR PRIEM · PRIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1986
- Peppol
- Active · Active since 6 Mar 2025
- Contact
- kantoorpriem.be 051/248211
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten