INSURO is an insurance broker in Roeselare. Private Limited, started on 26 September 2002, 2 establishments.

What is the address of INSURO?

The registered office of INSURO is located at Westlaan 215, 8800 Roeselare.

Is INSURO still active?

Yes. According to the CBE (29 October 2026) INSURO is active, legal situation “Normale toestand”, started on 26 September 2002.

Is INSURO registered on Peppol?

Yes, INSURO is registered on the Peppol network with ID 0208:0478416866.

What is the enterprise number of INSURO?

The enterprise number of INSURO is BE0478416866.

When was INSURO founded?

INSURO was founded on 26 September 2002.

Who are the directors of INSURO?

According to the 2025 annual accounts, the directors of INSURO are: OOST, VADECON, Stekman.

Is INSURO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 September 2002; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did INSURO make in 2025?

INSURO posted a profit after taxes of € 413,920 in financial year 2025.

What is the revenue of INSURO?

As a small company, INSURO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,524,938.

How much does an employee at INSURO earn?

The average wage cost per full-time employee at INSURO was € 75,500 in 2025: staff costs of € 732,675 for 9.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does INSURO have?

According to the 2025 annual accounts, INSURO has 9.7 full-time equivalents (FTE).

INSURO (Private Limited) - Roeselare - BE0478416866

Dossier INSURO, printed on 29 October 2026 from databakkes.be/en/0478416866/insuro. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

INSURO from Roeselare, company number BE0478416866, closed financial year 2025 with a result of € 413,920 after tax. For that financial year INSURO recorded a gross margin of € 1.5 million and equity of € 773,472. Compared with financial year 2024, the result moved from € 225,596 to € 413,920. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Healthy

€ 773,472

▼ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 413,920

▲ 83% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 230,754

▼ 14% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 420,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

9.7

▲ 0.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 732,675

▲ 12% vs 2024

€ 75,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 113,517

▲ 72% vs 2024

Of which on lease € 71,458.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 838,140

▼ 23% vs 2024

€ 116,376 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 10,401

▼ 30% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 79,337

▼ 8% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,173,959 Gross margin 2022: € 1,173,959 First fiscal year in the series	€ 1,330,628 Gross margin 2023: € 1,330,628 ▲ 13% vs 2022 (€ 1,173,959) Favourable step	€ 1,286,522 Gross margin 2024: € 1,286,522 ▼ 3% vs 2023 (€ 1,330,628) Unfavourable step	€ 1,524,938 Gross margin 2025: € 1,524,938 ▲ 19% vs 2024 (€ 1,286,522) Favourable step	▲ 19%
Profit after taxes	€ 377,819 Profit after taxes 2022: € 377,819 First fiscal year in the series	€ 418,199 Profit after taxes 2023: € 418,199 ▲ 11% vs 2022 (€ 377,819) Favourable step	€ 225,596 Profit after taxes 2024: € 225,596 ▼ 46% vs 2023 (€ 418,199) Unfavourable step	€ 413,920 Profit after taxes 2025: € 413,920 ▲ 83% vs 2024 (€ 225,596) Favourable step	▲ 83%
Equity	€ 880,757 Equity 2022: € 880,757 First fiscal year in the series	€ 853,956 Equity 2023: € 853,956 ▼ 3% vs 2022 (€ 880,757) Unfavourable step	€ 779,551 Equity 2024: € 779,551 ▼ 9% vs 2023 (€ 853,956) Unfavourable step	€ 773,472 Equity 2025: € 773,472 ▼ 1% vs 2024 (€ 779,551) Unfavourable step	▼ 1%
Total debts	€ 393,591 Total debts 2022: € 393,591 First fiscal year in the series	€ 326,393 Total debts 2023: € 326,393 ▼ 17% vs 2022 (€ 393,591) Favourable step	€ 1,188,115 Total debts 2024: € 1,188,115 ▲ 264% vs 2023 (€ 326,393) Unfavourable step	€ 1,058,519 Total debts 2025: € 1,058,519 ▼ 11% vs 2024 (€ 1,188,115) Favourable step	▼ 11%
Cash	€ 164,761 Cash 2022: € 164,761 First fiscal year in the series	€ 250,970 Cash 2023: € 250,970 ▲ 52% vs 2022 (€ 164,761) Favourable step	€ 267,424 Cash 2024: € 267,424 ▲ 7% vs 2023 (€ 250,970) Favourable step	€ 230,754 Cash 2025: € 230,754 ▼ 14% vs 2024 (€ 267,424) Unfavourable step	▼ 14%
Land & buildings	€ 70,767 Land & buildings 2022: € 70,767 First fiscal year in the series	€ 57,176 Land & buildings 2023: € 57,176 ▼ 19% vs 2022 (€ 70,767) Unchanged	€ 941,653 Land & buildings 2024: € 941,653 ▲ € 884,476 vs 2023 (€ 57,176) Unchanged	€ 903,567 Land & buildings 2025: € 903,567 ▼ 4% vs 2024 (€ 941,653) Unchanged	▼ 4%
Retained profit	€ 862,157 Retained profit 2022: € 862,157 First fiscal year in the series	€ 835,356 Retained profit 2023: € 835,356 ▼ 3% vs 2022 (€ 862,157) Unfavourable step	€ 760,951 Retained profit 2024: € 760,951 ▼ 9% vs 2023 (€ 835,356) Unfavourable step	€ 754,872 Retained profit 2025: € 754,872 ▼ 1% vs 2024 (€ 760,951) Unfavourable step	▼ 1%
Dividend	€ 1,000,783 Dividend 2022: € 1,000,783 First fiscal year in the series	€ 445,000 Dividend 2023: € 445,000 ▼ 56% vs 2022 (€ 1,000,783) Unchanged	€ 300,000 Dividend 2024: € 300,000 ▼ 33% vs 2023 (€ 445,000) Unchanged	€ 420,000 Dividend 2025: € 420,000 ▲ 40% vs 2024 (€ 300,000) Unchanged	▲ 40%
Bank debt	€ 91,163 Bank debt 2022: € 91,163 First fiscal year in the series	€ 102,393 Bank debt 2023: € 102,393 ▲ 12% vs 2022 (€ 91,163) Unfavourable step	€ 1,081,718 Bank debt 2024: € 1,081,718 ▲ € 979,325 vs 2023 (€ 102,393) Unfavourable step	€ 838,140 Bank debt 2025: € 838,140 ▼ 23% vs 2024 (€ 1,081,718) Favourable step	▼ 23%
Balance sheet total	€ 1,274,498 Balance sheet total 2022: € 1,274,498 First fiscal year in the series	€ 1,180,424 Balance sheet total 2023: € 1,180,424 ▼ 7% vs 2022 (€ 1,274,498) Unchanged	€ 1,967,667 Balance sheet total 2024: € 1,967,667 ▲ 67% vs 2023 (€ 1,180,424) Unchanged	€ 1,831,991 Balance sheet total 2025: € 1,831,991 ▼ 7% vs 2024 (€ 1,967,667) Unchanged	▼ 7%
Employees (FTE)	8 Employees (FTE) 2022: 8 First fiscal year in the series	8.7 Employees (FTE) 2023: 8.7 ▲ 0.7 vs 2022 (8) Unchanged	8.8 Employees (FTE) 2024: 8.8 ▲ 0.1 vs 2023 (8.7) Unchanged	9.7 Employees (FTE) 2025: 9.7 ▲ 0.9 vs 2024 (8.8) Unchanged	▲ 0.9

Key figures of INSURO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INSURO?

What happened at INSURO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 413,920 (▲ 83% vs 2024). Source: NBB ↗
2023 Stekman became a director. NBB
Nov 23, 2021 New establishment in Ledegem. KBO
2021 OOST became a director. NBB
2021 VADECON became a director. NBB
Feb 24, 2003 New establishment in Roeselare. KBO
Sep 26, 2002 Start of the company according to the CBE. KBO

In short

From € 377,819 profit in 2022 to € 413,920 profit in 2025.

Paid € 376,154 in corporate taxes since 2022.

Best year ever: 2023, with € 418,199 profit.

On average € 157,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

OOST-VAN DEN BULCKE 48%

OOST 21%

VADECON 21%

STEKMAN 10%

The stake of OOST-VAN DEN BULCKE, OOST, VADECON, STEKMAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

INSURO

Behind INSURO are OOST, VADECON and Stekman. The shares are held by OOST-VAN DEN BULCKE (48%), OOST (21%), VADECON (21%) and STEKMAN (10%).

Directors

According to the 2025 annual accounts

OOST

Director · represented by Oost Stefanie

Also active at: OOST-VAN DEN BULCKE

since 2021

VADECON

Director · represented by Van den Bulcke Sébastien

Also active at: OOST-VAN DEN BULCKE

since 2021

Stekman

Director · represented by Dejonghe Karel

since 2023

Shareholders

48%

21%

21%

10%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Westlaan 215

8800 Roeselare

2.324.580.749

Gullegemsestraat 114

8880 Ledegem

Active since 23 November 2021

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Onderlinge Brandverzekering van Beveren - Roeselare

€ -4,709 gross margin · 2025

VA.ST

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0478.416.866

VAT number

BE 0478.416.866

Registered office

Westlaan 215, 8800 Roeselare

Names & denominations

INSURO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 September 2002

Peppol

Active · Active since 31 Oct 2023

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

INSURO

Financials

What happened to INSURO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions