Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONFIDEO PATRIMONIUM from Hasselt, company number BE0435239493, closed financial year 2025 with a result of € 2,848 after tax. For that financial year CONFIDEO PATRIMONIUM recorded a gross margin of € 28,446 and equity of € 539,617. Compared with financial year 2024, the result moved from € 8,290 to € 2,848. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 539,617
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,848
▼ 66% vs 2024
Profit after tax over the fiscal year.
€ 5,937
▲ 137% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 171,285.
People and assets in 2025
0.8
Average over the fiscal year, from the social balance sheet.
€ 3,576
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 108,355
▼ 11% vs 2024
€ 13,366 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 106
Supplier invoices still open on the last day of the fiscal year.
€ 5,332
▼ 55% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,217 | € 55,070 | € 36,047 | € 28,446 | ▼ 21% |
| Profit after taxes | € 14,936 | € 20,833 | € 8,290 | € 2,848 | ▼ 66% |
| Equity | € 507,647 | € 528,480 | € 536,770 | € 539,617 | ▲ 1% |
| Total debts | € 186,241 | € 165,091 | € 143,130 | € 133,423 | ▼ 7% |
| Cash | - | € 3,033 | € 2,505 | € 5,937 | ▲ 137% |
| Land & buildings | € 693,236 | € 684,231 | € 675,541 | € 666,865 | ▼ 1% |
| Retained profit | € 139,314 | € 160,147 | € 168,437 | € 171,285 | ▲ 2% |
| Bank debt | € 176,887 | € 149,694 | € 121,102 | € 108,355 | ▼ 11% |
| Balance sheet total | € 693,888 | € 693,571 | € 679,900 | € 673,040 | ▼ 1% |
| Employees (FTE) | - | 0.8 | 0.8 | 0.8 |
Key figures of CONFIDEO PATRIMONIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONFIDEO PATRIMONIUM?
What happened at CONFIDEO PATRIMONIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,848 (▼ 66% vs 2024). Source: NBB ↗
- Anne-Catherine Triest became a director. NBB
- Gustaaf Proesmans became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,936 profit in 2022 to € 2,848 profit in 2025.
Paid € 20,377 in corporate taxes since 2022.
Best year ever: 2023, with € 20,833 profit.
A new publication or filing at CONFIDEO PATRIMONIUM? We notify you, reason included.
Follow CONFIDEO PATRIMONIUMDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CONFIDEO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CONFIDEO PATRIMONIUMBehind CONFIDEO PATRIMONIUM are Anne-Catherine Triest and Gustaaf Proesmans. The shares are held by CONFIDEO (100%).
Directors
According to the 2025 annual accounts
Anne-Catherine Triest
Director
Also active at: Den Diel, CONFIDEO VERZEKERINGEN, CONFIDEO FINANCE, GAVRA IMMO, AVANTRI, OBSIDO, Sunscreen, STAC
since 2019
Gustaaf Proesmans
Director
Also active at: CONFIDEO VERZEKERINGEN, CONFIDEO FINANCE, CONFIDEO, JUWOLI
since 2019
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Maastrichtersteenweg 208 box 2
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.239.493
- VAT number
- BE 0435.239.493
- Registered office
- Maastrichtersteenweg 208 bus 2, 3500 Hasselt
- Names & denominations
- CONFIDEO PATRIMONIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 September 1988
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten