Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Financieel Maatwerk from Hasselt, company number BE0726778339, closed financial year 2025 with a result of € 859,271 after tax. For that financial year Financieel Maatwerk recorded a gross margin of € 1.9 million and equity of € 713,326. Compared with financial year 2024, the result moved from € 625,844 to € 859,271. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 713,326
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 859,271
▲ 37% vs 2024
Profit after tax over the fiscal year.
€ 311,213
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 800,000 paid out
93 % of the profit went to the shareholders, mostly to 4-WILTS (50 % of the shares). That is where the money ends up.
People and assets in 2025
7
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 486,919
▲ 40% vs 2024
€ 69,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,750
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 17% vs 2024
€ 418,355 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 12,330
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 176,477
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 524,766 | € 701,168 | € 1,446,611 | € 1,885,344 | ▲ 30% |
| Profit after taxes | € 253,617 | € 443,090 | € 625,844 | € 859,271 | ▲ 37% |
| Equity | € 373,885 | € 626,975 | € 654,055 | € 713,326 | ▲ 9% |
| Total debts | € 1,896,179 | € 1,773,063 | € 3,747,404 | € 3,357,969 | ▼ 10% |
| Cash | € 135,031 | € 223,393 | € 454,377 | € 311,213 | ▼ 32% |
| Land & buildings | - | - | € 4,238 | € 3,361 | ▼ 21% |
| Retained profit | € 372,621 | € 625,711 | € 651,555 | € 710,826 | ▲ 9% |
| Dividend | € 120,000 | € 190,000 | € 600,000 | € 800,000 | ▲ 33% |
| Bank debt | € 1,566,437 | € 1,332,713 | € 2,853,162 | € 2,364,783 | ▼ 17% |
| Balance sheet total | € 2,270,064 | € 2,400,038 | € 4,401,460 | € 4,071,295 | ▼ 8% |
| Employees (FTE) | 2 | 2.6 | 5.4 | 7 | ▲ 1.6 |
Key figures of Financieel Maatwerk, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Financieel Maatwerk?
What happened at Financieel Maatwerk in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 859,271 (▲ 37% vs 2024). filed late Source: NBB ↗
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 253,617 profit in 2022 to € 859,271 profit in 2025.
Paid € 752,297 in corporate taxes since 2022.
Best year ever: 2025, with € 859,271 profit.
On average € 269,300 of value added per employee in 2025.
A new publication or filing at Financieel Maatwerk? We notify you, reason included.
Follow Financieel MaatwerkDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of 4-WILTS, FIDEVIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Financieel MaatwerkBehind Financieel Maatwerk are 4-WILTS BV BV and FIDEVIN BV BV. The shares are held by 4-WILTS (50%) and FIDEVIN (50%). It owns 100% of KANTOOR CAMPS itself.
Directors
According to the 2025 annual accounts
Participations
100%
Establishments
Establishment units
Physical locations of this company
Boerenkrijgsingel 44D box 0.01
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.778.339
- VAT number
- BE 0726.778.339
- Registered office
- Boerenkrijgsingel 44D bus 0.01, 3500 Hasselt
- Names & denominations
- Financieel Maatwerk
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 2019
- Peppol
- Active · Active since 8 Sept 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen