Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FABY from Liège, company number BE0432190824, closed financial year 2025 with a result of € -95,195 after tax. For that financial year FABY recorded a gross margin of € 102,987 and equity of € 277,361. Compared with financial year 2024, the result moved from € -108,880 to € -95,195. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 277,361
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -95,195
▲ 13 % less loss than in 2024
Profit after tax over the fiscal year.
€ 31,874
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 215,361.
Debts at end 2025
€ 2.2 million
▼ 2% vs 2024
€ 18,462 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 17,409
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 64
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,043 | € 106,611 | € 103,194 | € 102,987 | |
| Profit after taxes | € -36,628 | € -86,676 | € -108,880 | € -95,195 | ▲ € 13,685 |
| Equity | € 444,437 | € 357,760 | € 372,556 | € 277,361 | ▼ 26% |
| Total debts | € 2,369,321 | € 2,308,363 | € 2,256,375 | € 2,286,217 | ▲ 1% |
| Cash | € 30,248 | € 72,215 | € 31,234 | € 31,874 | ▲ 2% |
| Land & buildings | € 1,901,476 | € 1,815,188 | € 1,728,901 | € 1,642,613 | ▼ 5% |
| Retained profit | € 382,437 | € 295,760 | € 310,556 | € 215,361 | ▼ 31% |
| Bank debt | € 2,334,835 | € 2,273,517 | € 2,212,198 | € 2,172,308 | ▼ 2% |
| Balance sheet total | € 2,943,986 | € 2,789,799 | € 2,628,931 | € 2,563,578 | ▼ 2% |
Key figures of FABY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FABY?
What happened at FABY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Emmanuel Mewissen stepped down as director. NBB
- ARDENT INVEST stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 95,195. filed late Source: NBB ↗
- Emmanuel Mewissen became a director. NBB
- ARDENT INVEST became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,628 loss in 2022 to € 95,195 loss in 2025.
A new publication or filing at FABY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of IMMO RETAIL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FABYThe shares are held by IMMO RETAIL (100%). It owns 100% of ERS INVEST itself.
Directors
According to the 2025 annual accounts
Emmanuel Mewissen
Managing director
Also active at: BODSON - TROUPIN - SERVICE, D.A. GESTION, BELGRET, ARDENT HOME, SHOP BELGIUM IR, SHOPS BELGIUM 2, ARE HERSTAL FF, ARDENT HOTEL SUD +3 more
since 2026 · until 2032
Managing director · represented by Nicolas Léonard
Also active at: TILKIN SPORTS, BODSON - TROUPIN - SERVICE, D.A. GESTION, IMMO CIRCUS WALLONIE, GUILLEMINS REAL ESTATE, R-GROUP Holding, WE INVEST REAL ESTATE, BELGRET +18 more
since 2026 · until 2032
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue des Guillemins 139/9
4000 Liège
Rue des Guillemins 139 box 9
4000 Liège
Active since 14 December 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →SUNRISE
€ -72,086 gross margin · 2025
IMMOBILIERE CHEVREFEUILLE
€ 150,337 gross margin · 2025
IMMO CIRCUS WALLONIE same network
€ 1.1 million gross margin · 2025
LEDCOM
€ 508,756 gross margin · 2025
GUILLEMINS REAL ESTATE same network
€ 364,317 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.190.824
- VAT number
- BE 0432.190.824
- Registered office
- Rue des Guillemins 139/9, 4000 Liège
- Names & denominations
- FABY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 1987
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected] 042321952
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Activiteiten van syndici van onroerend goed
Ontwikkeling van niet-residentiële bouwprojecten
Ontwikkeling van residentiële bouwprojecten
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis