Financials
Financial year 2025
VCB Verzekeringskantoor from Leuven, company number BE0430074145, closed financial year 2025 with a result of € 428,261 after tax. For that financial year VCB Verzekeringskantoor recorded a gross margin of € 1.7 million and equity of € 960,583. Compared with financial year 2024, the result moved from € 302,564 to € 428,261. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 960,583
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 428,261
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 431,408
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 243,433 paid out
57 % of the profit went to the shareholders, mostly to Marleen Vanden Eynde (54 % of the shares). That is where the money ends up.
People and assets in 2025
11.8
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▲ 16% vs 2024
€ 85,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 113,158
▲ 38% vs 2024
Of which on lease € 33,997.
Debts at end 2025
€ 132,774
▼ 46% vs 2024
€ 97,224 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 17,231
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 199,971
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,249,772 | € 1,357,309 | € 1,431,068 | € 1,733,035 | ▲ 21% |
| Profit after taxes | € 338,682 | € 321,263 | € 302,564 | € 428,261 | ▲ 42% |
| Equity | € 621,731 | € 702,993 | € 775,755 | € 960,583 | ▲ 24% |
| Total debts | € 912,482 | € 704,614 | € 652,230 | € 593,460 | ▼ 9% |
| Cash | € 555,834 | € 562,942 | € 535,245 | € 431,408 | ▼ 19% |
| Retained profit | € 552,986 | € 634,249 | € 707,010 | € 891,838 | ▲ 26% |
| Dividend | € 380,821 | € 240,000 | € 229,802 | € 243,433 | ▲ 6% |
| Bank debt | € 406,873 | € 305,129 | € 244,519 | € 132,774 | ▼ 46% |
| Balance sheet total | € 1,534,212 | € 1,407,607 | € 1,427,985 | € 1,554,042 | ▲ 9% |
| Employees (FTE) | 8.9 | 10.3 | 10.5 | 11.8 | ▲ 1.3 |
Key figures of VCB Verzekeringskantoor, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VCB Verzekeringskantoor?
What happened at VCB Verzekeringskantoor in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 428,261 (▲ 42% vs 2024). Source: NBB ↗
- New establishment in Leuven. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 338,682 profit in 2022 to € 428,261 profit in 2025.
Paid € 619,438 in corporate taxes since 2022.
Best year ever: 2025, with € 428,261 profit.
On average € 146,900 of value added per employee in 2025.
A new publication or filing at VCB Verzekeringskantoor? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Marleen Vanden Eynde, ELS BOOGAERTS, PIET COCKX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VCB VerzekeringskantoorBehind VCB Verzekeringskantoor are Marleen Vanden Eynde BV, Piet Cockx BV, Els Boogaerts BV and Maarten Buelens BV. The shares are held by Marleen Vanden Eynde (53.9%), ELS BOOGAERTS (18.1%) and PIET COCKX (18.1%).
Directors
According to the 2025 annual accounts
Director · represented by Marleen Vanden Eynde
Director · represented by Piet Maria A Cockx
Director · represented by Els Maria H Boogaerts
Director · represented by Maarten Buelens
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
's-Hertogenlaan 42
3000 Leuven
Geldenaaksebaan 149 box A
3001 Leuven
Active since 12 December 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.074.145
- VAT number
- BE 0430.074.145
- Registered office
- 's-Hertogenlaan 42, 3000 Leuven
- Names & denominations
- VCB Verzekeringskantoor
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1986
- Peppol
- Active · Active since 26 Aug 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten