NATEL is an insurance broker in Denderleeuw. Private Limited, started on 11 February 1992, 1 establishment.

What is the address of NATEL?

The registered office of NATEL is located at Kasteelstraat 3 box A, 9470 Denderleeuw.

Is NATEL still active?

Yes. According to the CBE (29 October 2026) NATEL is active, legal situation “Normale toestand”, started on 11 February 1992.

Is NATEL registered on Peppol?

Yes, NATEL is registered on the Peppol network with ID 0208:0446528117.

What is the enterprise number of NATEL?

The enterprise number of NATEL is BE0446528117.

When was NATEL founded?

NATEL was founded on 11 February 1992.

Who are the directors of NATEL?

According to the 2025 annual accounts, the directors of NATEL are: Berali BV, Lune, Natel Invest BV, Annick Van de Velde.

Is NATEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 February 1992; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did NATEL make in 2025?

NATEL posted a profit after taxes of € 45,153 in financial year 2025.

What is the revenue of NATEL?

As a small company, NATEL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 208,422.

NATEL (Private Limited) - Denderleeuw - BE0446528117

Dossier NATEL, printed on 29 October 2026 from databakkes.be/en/0446528117/natel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Board fully replaced NBB

No director from three years ago is still active according to annual account 2025.

Financials

Financial year 2025

NATEL from Denderleeuw, company number BE0446528117, closed financial year 2025 with a result of € 45,153 after tax. For that financial year NATEL recorded a gross margin of € 208,422 and equity of € 399,888. Compared with financial year 2024, the result moved from € 105,973 to € 45,153. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.

What it is worth Growing

€ 399,888

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 45,153

▼ 57% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 250,609

▲ 53% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 317,888.

People and assets in 2025

Wage cost

€ 60,404

▲ 43% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 11,158

▼ 81% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 67,567

▼ 42% vs 2024

€ 33,159 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 35,120

▲ 255% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 63,569

▼ 32% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 354,479 Gross margin 2022: € 354,479 First fiscal year in the series	€ 361,223 Gross margin 2023: € 361,223 ▲ 2% vs 2022 (€ 354,479) Favourable step	€ 268,357 Gross margin 2024: € 268,357 ▼ 26% vs 2023 (€ 361,223) Unfavourable step	€ 208,422 Gross margin 2025: € 208,422 ▼ 22% vs 2024 (€ 268,357) Unfavourable step	▼ 22%
Profit after taxes	€ 243,152 Profit after taxes 2022: € 243,152 First fiscal year in the series	€ 161,770 Profit after taxes 2023: € 161,770 ▼ 33% vs 2022 (€ 243,152) Unfavourable step	€ 105,973 Profit after taxes 2024: € 105,973 ▼ 34% vs 2023 (€ 161,770) Unfavourable step	€ 45,153 Profit after taxes 2025: € 45,153 ▼ 57% vs 2024 (€ 105,973) Unfavourable step	▼ 57%
Equity	€ 220,529 Equity 2022: € 220,529 First fiscal year in the series	€ 280,444 Equity 2023: € 280,444 ▲ 27% vs 2022 (€ 220,529) Favourable step	€ 354,735 Equity 2024: € 354,735 ▲ 26% vs 2023 (€ 280,444) Favourable step	€ 399,888 Equity 2025: € 399,888 ▲ 13% vs 2024 (€ 354,735) Favourable step	▲ 13%
Total debts	€ 526,549 Total debts 2022: € 526,549 First fiscal year in the series	€ 387,051 Total debts 2023: € 387,051 ▼ 26% vs 2022 (€ 526,549) Favourable step	€ 271,069 Total debts 2024: € 271,069 ▼ 30% vs 2023 (€ 387,051) Favourable step	€ 166,256 Total debts 2025: € 166,256 ▼ 39% vs 2024 (€ 271,069) Favourable step	▼ 39%
Cash	€ 103,701 Cash 2022: € 103,701 First fiscal year in the series	€ 84,764 Cash 2023: € 84,764 ▼ 18% vs 2022 (€ 103,701) Unfavourable step	€ 164,074 Cash 2024: € 164,074 ▲ 94% vs 2023 (€ 84,764) Favourable step	€ 250,609 Cash 2025: € 250,609 ▲ 53% vs 2024 (€ 164,074) Favourable step	▲ 53%
Land & buildings	€ 273 Land & buildings 2022: € 273 First fiscal year in the series	€ 182 Land & buildings 2023: € 182 ▼ 33% vs 2022 (€ 273) Unchanged	€ 91 Land & buildings 2024: € 91 ▼ 50% vs 2023 (€ 182) Unchanged	€ 0 Land & buildings 2025: € 0 ▼ 100% vs 2024 (€ 91) Unchanged	▼ 100%
Retained profit	€ 138,529 Retained profit 2022: € 138,529 First fiscal year in the series	€ 198,444 Retained profit 2023: € 198,444 ▲ 43% vs 2022 (€ 138,529) Favourable step	€ 272,735 Retained profit 2024: € 272,735 ▲ 37% vs 2023 (€ 198,444) Favourable step	€ 317,888 Retained profit 2025: € 317,888 ▲ 17% vs 2024 (€ 272,735) Favourable step	▲ 17%
Dividend	€ 172,000 Dividend 2022: € 172,000 First fiscal year in the series	€ 100,000 Dividend 2023: € 100,000 ▼ 42% vs 2022 (€ 172,000) Unchanged	€ 31,681 Dividend 2024: € 31,681 ▼ 68% vs 2023 (€ 100,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 31,681) Unchanged	▼ 100%
Bank debt	€ 239,842 Bank debt 2022: € 239,842 First fiscal year in the series	€ 177,536 Bank debt 2023: € 177,536 ▼ 26% vs 2022 (€ 239,842) Favourable step	€ 116,707 Bank debt 2024: € 116,707 ▼ 34% vs 2023 (€ 177,536) Favourable step	€ 67,567 Bank debt 2025: € 67,567 ▼ 42% vs 2024 (€ 116,707) Favourable step	▼ 42%
Balance sheet total	€ 747,078 Balance sheet total 2022: € 747,078 First fiscal year in the series	€ 667,495 Balance sheet total 2023: € 667,495 ▼ 11% vs 2022 (€ 747,078) Unchanged	€ 625,804 Balance sheet total 2024: € 625,804 ▼ 6% vs 2023 (€ 667,495) Unchanged	€ 566,144 Balance sheet total 2025: € 566,144 ▼ 10% vs 2024 (€ 625,804) Unchanged	▼ 10%

Key figures of NATEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to NATEL?

What happened at NATEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 3, 2026 New annual accounts for financial year 2025: profit of € 45,153 (▼ 57% vs 2024). filed late Source: NBB ↗
2025 Berali BV became a director. NBB
2025 Lune became a director. NBB
2025 Natel Invest BV stepped down as director. NBB
2025 Annick Van de Velde stepped down as director. NBB
Apr 1, 2023 New establishment in Denderleeuw. KBO
2016 Annick Van de Velde became a director. NBB
2016 Natel Invest BV became a director. NBB

In short

From € 243,152 profit in 2022 to € 45,153 profit in 2025.

Paid € 126,457 in corporate taxes since 2022.

Best year ever: 2022, with € 243,152 profit.

Paid out € 303,681 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

CALLANT VERZEKERINGSKANTOOR 100%

The stake of CALLANT VERZEKERINGSKANTOOR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

NATEL

Behind NATEL are Berali BV and Lune. The shares are held by CALLANT VERZEKERINGSKANTOOR (100%).

Directors

According to the 2025 annual accounts

Berali BV

Director · represented by Bert Vanbesien

Also active at: CALLANT VERZEKERINGEN KEMPEN, CALLANT VERZEKERINGSKANTOOR, CALLANT VERZEKERINGEN ANTWERPEN, InsuCarrier

since 2025

Lune

Director · represented by Peter Callant

Also active at: CALLANT VERZEKERINGEN KEMPEN, CALLANT FINANCIEEL ADVIES, CALLANT VERZEKERINGSKANTOOR, CALLANT VERZEKERINGEN ANTWERPEN, KEYPOINT, Sea Mile Properties

since 2025

Natel Invest BV

Director · represented by Hendrik Baetens

since 2016 · until 2025

Annick Van de Velde

Director

since 2016 · until 2025

Shareholders

CALLANT VERZEKERINGSKANTOOR

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Kasteelstraat 3 box A

9470 Denderleeuw

2.343.491.789

Kasteelstraat 3A

9470 Denderleeuw

Active since 1 April 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vereniging van medeëigenaars van Denderzicht 2 te 9470 Denderleeuw, Kasteelstraat 3A

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0446.528.117
VAT number: BE 0446.528.117
Registered office: Kasteelstraat 3 bus A, 9470 Denderleeuw
Names & denominations: NATEL
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 February 1992
Peppol: Active · Active since 19 Mar 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗