Financials
Financial year 2025
fiexum insurance from Waregem, company number BE0428563717, closed financial year 2025 with a result of € 13,765 after tax. For that financial year fiexum insurance recorded a gross margin of € 251,703 and equity of € 291,330. Compared with financial year 2024, the result moved from € 10,629 to € 13,765. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 291,330
▲ 64% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,765
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 58,885
▲ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 272,775.
People and assets in 2025
2.8
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 201,879
▲ 58% vs 2024
€ 72,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,428
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,828
▼ 29% vs 2024
€ 9,009 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 22,949
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,980
▲ 60% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 99,063 | € 157,708 | € 251,703 | ▲ 60% |
| Profit after taxes | € 25,933 | € 10,629 | € 13,765 | ▲ 30% |
| Equity | € 153,622 | € 177,463 | € 291,330 | ▲ 64% |
| Total debts | € 31,981 | € 90,187 | € 77,453 | ▼ 14% |
| Cash | € 90,921 | € 45,631 | € 58,885 | ▲ 29% |
| Retained profit | € 135,022 | € 160,372 | € 272,775 | ▲ 70% |
| Bank debt | € 5,851 | € 29,457 | € 20,828 | ▼ 29% |
| Balance sheet total | € 185,603 | € 267,650 | € 368,783 | ▲ 38% |
| Employees (FTE) | 1.7 | 1.9 | 2.8 | ▲ 0.9 |
Key figures of fiexum insurance, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to fiexum insurance?
What happened at fiexum insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,765 (▲ 30% vs 2024). Source: NBB ↗
- Jan Vandenbogaerde became a director. NBB
- Christelle Taelman became a director. NBB
- Stefaan Deweer became a director. NBB
- Fiexum Groep became a director. NBB
- Olivier Vanhoutte became a director. NBB
- Roland Vanhoutte became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 25,933 profit in 2021 to € 13,765 profit in 2025.
Paid € 26,973 in corporate taxes since 2021.
Best year ever: 2021, with € 25,933 profit.
On average € 89,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FIEXUM GROEP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
fiexum insuranceBehind fiexum insurance are Stefaan Deweer, Jan Vandenbogaerde, Roland Vanhoutte, Fiexum Groep, Olivier Vanhoutte and Christelle Taelman. The shares are held by FIEXUM GROEP (100%).
Directors
According to the 2025 annual accounts
since 2022
Jan Vandenbogaerde
Director
Also active at: Fiexum Finance, VANDENBOGAERDE-TAELMAN, FIEXUM GROEP, INZALO
since 2023
since 1986
since 2022
since 2006
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Damweg 13
8790 Waregem
Staatsbaan 165
9870 Zulte
Active since 1 January 1986
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.563.717
- VAT number
- BE 0428.563.717
- Registered office
- Damweg 13, 8790 Waregem
- Names & denominations
- fiexum insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 February 1986
- Peppol
- Active · Active since 28 Aug 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars