Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
QVO from Waregem, company number BE0832374024, closed financial year 2025 with a result of € 400,417 after tax. For that financial year QVO recorded a gross margin of € 1 million and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 222,457 to € 400,417. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 4, 2025.
€ 1.3 million
▲ 43% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 400,417
▲ 80% vs 2024
Profit after tax over the fiscal year.
€ 50,812
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
1.3
Average over the fiscal year, from the social balance sheet.
€ 105,430
▼ 60% vs 2024
€ 81,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 2.7 million
▼ 10% vs 2024
€ 178,585 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 38,382
▼ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,166
▲ 41% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 714,123 | € 691,659 | € 901,471 | € 1,037,771 | ▲ 15% |
| Profit after taxes | € 93,901 | € 132,580 | € 222,457 | € 400,417 | ▲ 80% |
| Equity | € 578,096 | € 710,677 | € 933,134 | € 1,333,551 | ▲ 43% |
| Total debts | € 2,944,895 | € 3,175,199 | € 3,208,998 | € 2,771,276 | ▼ 14% |
| Cash | € 131,050 | € 259,324 | € 139,317 | € 50,812 | ▼ 64% |
| Land & buildings | € 3,268,220 | € 3,445,510 | € 3,760,830 | € 3,672,417 | ▼ 2% |
| Retained profit | € 559,496 | € 692,077 | € 914,534 | € 1,314,951 | ▲ 44% |
| Bank debt | € 2,926,035 | € 2,746,286 | € 3,018,981 | € 2,716,641 | ▼ 10% |
| Balance sheet total | € 3,522,992 | € 3,885,875 | € 4,142,132 | € 4,104,826 | ▼ 1% |
| Employees (FTE) | 4.8 | - | - | 1.3 |
Key figures of QVO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to QVO?
What happened at QVO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 400,417 (▲ 80% vs 2024). Source: NBB ↗
- New establishment in Waregem. KBO
- Start of the company according to the CBE. KBO
In short
From € 93,901 profit in 2022 to € 400,417 profit in 2025.
Paid € 259,290 in corporate taxes since 2022.
Best year ever: 2025, with € 400,417 profit.
On average € 798,300 of value added per employee in 2025.
A new publication or filing at QVO? We notify you, reason included.
Follow QVODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Westerlaan 1 box A11
8790 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Domain
Domain
qeno.be
Registered
2002-12-03
Website info
Features
Security
Network
Details
- Company number
- 0832.374.024
- VAT number
- BE 0832.374.024
- Registered office
- Westerlaan 1 bus A11, 8790 Waregem
- Names & denominations
- QVO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 2010
- Peppol
- Active · Active since 2 Jul 2025
- Contact
- qeno.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars