Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEF Transport Lummen from Lummen, company number BE0412546146, closed financial year 2025 with a result of € -4.2 million after tax. For that financial year STEF Transport Lummen recorded revenue of € 20.6 million and equity of € -3.4 million. Compared with financial year 2024, the result moved from € -1 million to € -4.2 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ -3.4 million
▼ € 4.2 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4.2 million
▼ 317 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.4 million.
People and assets in 2025
128.2
▼ 23.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8.9 million
▼ 3% vs 2024
€ 69,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3.5 million
▼ 26% vs 2024
Of which on lease € 3 million.
Debts at end 2025
€ 5 million
▼ 37% vs 2024
€ 1.7 million is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3 million
▲ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 81 days on average.
€ 1.2 million
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 33,727,565 | € 31,818,828 | € 25,245,895 | € 20,564,467 | ▼ 19% |
| Profit after taxes | € 150,741 | € 965,908 | € -1,006,111 | € -4,198,032 | ▼ € 3.2 million |
| Equity | € 861,603 | € 1,827,511 | € 821,400 | € -3,376,632 | ▼ € 4.2 million |
| Total debts | € 22,927,636 | € 20,632,812 | € 11,894,055 | € 12,962,825 | ▲ 9% |
| Cash | - | - | € 2,106,509 | - | |
| Land & buildings | - | - | - | € 7,321 | |
| Retained profit | € 799,603 | € 1,765,511 | € 759,400 | € -3,438,632 | ▼ € 4.2 million |
| Bank debt | € 3,987,053 | € 4,475,952 | € 7,942,511 | € 4,980,056 | ▼ 37% |
| Balance sheet total | € 23,789,240 | € 22,460,323 | € 12,715,455 | € 10,016,699 | ▼ 21% |
| Employees (FTE) | 89.4 | 118.5 | 152.1 | 128.2 | ▼ 23.9 |
Key figures of STEF Transport Lummen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEF Transport Lummen?
What happened at STEF Transport Lummen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bastien DREANO stepped down as director. NBB
- Stanislas LEMOR stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 4.2 million. Source: NBB ↗
- Christophe GORIN stepped down as director. NBB
- Bastien DREANO became a director. NBB
- Christophe GORIN became a director. NBB
- Stanislas LEMOR became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 150,741 profit in 2022 to € 4.2 million loss in 2025.
Paid € 430,730 in corporate taxes since 2022.
Best year ever: 2023, with € 965,908 profit.
Pays suppliers within 81 days on average.
A new publication or filing at STEF Transport Lummen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VNW BEHEERSMAATSCHAPPIJ, YVES VANDEPUT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STEF Transport LummenThe shares are held by VNW BEHEERSMAATSCHAPPIJ (99.3%) and YVES VANDEPUT (0.7%).
Directors
According to the 2025 annual accounts
Bastien DREANO
Managing director
Also active at: STEF TRANSPORT SAINTES, Transwest, STEF LOGISTICS SAINTES, STEF Transport Tournai, STEF Logistics Lummen, STEF Belgium SA, STEF Logistics Courcelles, Cooltrans Logistics +1 more
since 2024 · until 2030
Christophe GORIN
Managing director
since 2024 · until 2025
Stanislas LEMOR
Director
Also active at: STEF Transport Tournai, STEF Logistics Lummen, Cooltrans Logistics
since 2024 · until 2030
Shareholders
99.3%
0.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Klaverbladstraat 32
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0412.546.146
- VAT number
- BE 0412.546.146
- Registered office
- Klaverbladstraat 32, 3560 Lummen
- Names & denominations
- STEF Transport Lummen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 June 1972
- Peppol
- Active · Active since 18 Jul 2025
- Activities · NACE
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