Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 148.4 to 127.3.
Financials
Financial year 2025
STEF Transport Tournai from Tournai, company number BE0434035903, closed financial year 2025 with a result of € -2.8 million after tax. For that financial year STEF Transport Tournai recorded revenue of € 18 million and equity of € -1.4 million. Compared with financial year 2024, the result moved from € 375,941 to € -2.8 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -1.4 million
▼ € 2.8 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2.8 million
▼ still € 375,941 profit in 2024
Profit after tax over the fiscal year.
€ 315
▼ € 400,102 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.1 million.
People and assets in 2025
127.3
▼ 10.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 7.5 million
▼ 10% vs 2024
€ 58,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.7 million
▼ 18% vs 2024
Of which on lease € 1.4 million.
Debts at end 2025
€ 2.1 million
▼ 31% vs 2024
€ 519,995 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2.8 million
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 92 days on average.
€ 938,855
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 18,803,296 | € 19,720,280 | € 20,070,665 | € 18,006,035 | ▼ 10% |
| Profit after taxes | € 235,054 | € 834,201 | € 375,941 | € -2,836,023 | ▼ € 3.2 million |
| Equity | € 237,865 | € 1,078,714 | € 1,444,024 | € -1,402,584 | ▼ € 2.8 million |
| Total debts | € 7,550,472 | € 7,749,471 | € 7,012,951 | € 9,440,303 | ▲ 35% |
| Cash | € 1,420 | € 856 | € 400,417 | € 315 | ▼ € 400,102 |
| Land & buildings | € 1,545,972 | € 1,500,953 | € 1,531,118 | € 1,667,566 | ▲ 9% |
| Retained profit | € -430,574 | € 403,627 | € 779,568 | € -2,056,455 | ▼ € 2.8 million |
| Bank debt | € 2,716,020 | € 2,636,428 | € 3,074,322 | € 2,119,168 | ▼ 31% |
| Balance sheet total | € 7,844,749 | € 8,871,915 | € 8,500,705 | € 8,274,511 | ▼ 3% |
| Employees (FTE) | 161 | 148.4 | 138.1 | 127.3 | ▼ 10.8 |
Key figures of STEF Transport Tournai, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEF Transport Tournai?
What happened at STEF Transport Tournai in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bastien DREANO stepped down as director. NBB
- Stanislas LEMOR stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 2.8 million (▼ € 3.2 million vs 2024). Source: NBB ↗
- Christophe GORIN stepped down as director. NBB
- Christophe GORIN became a director. NBB
- Bastien DREANO became a director. NBB
- Stanislas LEMOR became a director. NBB
- New establishment in Tournai. KBO
In short
From € 235,054 profit in 2022 to € 2.8 million loss in 2025.
Paid € 572,307 in corporate taxes since 2022.
Best year ever: 2023, with € 834,201 profit.
Pays suppliers within 92 days on average.
Management
The stake of VNW BEHEERSMAATSCHAPPIJ, YVES VANDEPUT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STEF Transport TournaiThe shares are held by VNW BEHEERSMAATSCHAPPIJ (99.9%) and YVES VANDEPUT (0.1%).
Directors
According to the 2025 annual accounts
since 2024 · until 2026
Bastien DREANO
Managing director
Also active at: STEF TRANSPORT SAINTES, Transwest, STEF Transport Lummen, STEF LOGISTICS SAINTES, STEF Logistics Lummen, STEF Belgium SA, STEF Logistics Courcelles, Cooltrans Logistics +1 more
since 2024 · until 2030
Stanislas LEMOR
Director
Also active at: STEF Transport Lummen, STEF Logistics Lummen, Cooltrans Logistics
since 2024 · until 2030
Shareholders
99.9%
0.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Mont des Carliers(BL) 34
7522 Tournai
Rue du Mont des Carliers(BL) S/N
7522 Tournai
Active since 24 May 1988
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.035.903
- VAT number
- BE 0434.035.903
- Registered office
- Rue du Mont des Carliers(BL) 34, 7522 Tournai
- Names & denominations
- STEF Transport Tournai
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 1988
- Peppol
- Active · Active since 18 Jul 2025
- Activities · NACE
Goederenvervoer over de weg
Ontwerpen van computerprogramma’s
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Handelsbemiddeling in goederen, algemeen assortiment
Overige advisering in verband met programmatuur en levering van programmatuur
Ontwerpen en programmeren van computerprogramma's