Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEF Logistics Lummen from Lummen, company number BE0445718760, closed financial year 2025 with a result of € -1.2 million after tax. For that financial year STEF Logistics Lummen recorded revenue of € 3.6 million and equity of € 308,479. Compared with financial year 2024, the result moved from € -95,557 to € -1.2 million. The company made a loss. The buffer shrank hard: equity is 79 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 308,479
▼ 79% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.2 million
▼ 1166 % more loss than in 2024
Profit after tax over the fiscal year.
€ 10,660
▼ € 2.6 million vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 205,779.
People and assets in 2025
38.8
▼ 3.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2 million
▼ 8% vs 2024
€ 52,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 132,527
▼ 20% vs 2024
Of which on lease € 120,160.
Debts at end 2025
€ 1.4 million
▼ 55% vs 2024
€ 134,905 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 538,422
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 77 days on average.
€ 271,691
▲ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 9,133,791 | € 5,978,241 | € 4,952,296 | € 3,604,990 | ▼ 27% |
| Profit after taxes | € 465,779 | € 349,760 | € -95,557 | € -1,209,701 | ▼ € 1.1 million |
| Equity | € 1,203,135 | € 1,552,895 | € 1,487,758 | € 308,479 | ▼ 79% |
| Total debts | € 4,541,438 | € 3,859,525 | € 3,955,513 | € 2,332,925 | ▼ 41% |
| Cash | € 176,987 | € 139,795 | € 2,563,158 | € 10,660 | ▼ € 2.6 million |
| Land & buildings | - | - | - | € 136,082 | |
| Retained profit | € 1,100,434 | € 1,450,194 | € 1,385,058 | € 205,779 | ▼ 85% |
| Bank debt | € 1,990,813 | € 1,836,131 | € 3,147,182 | € 1,407,122 | ▼ 55% |
| Balance sheet total | € 5,927,100 | € 5,564,526 | € 5,564,956 | € 2,732,668 | ▼ 51% |
| Employees (FTE) | 46.8 | 42.8 | 42.2 | 38.8 | ▼ 3.4 |
Key figures of STEF Logistics Lummen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEF Logistics Lummen?
What happened at STEF Logistics Lummen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Christophe GORIN stepped down as director. NBB
- Bastien DREANO stepped down as director. NBB
- Stanislas Lemor stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.2 million. Source: NBB ↗
- Christophe GORIN became a director. NBB
- Bastien DREANO became a director. NBB
- Stanislas Lemor became a director. NBB
- New establishment in Lummen. KBO
In short
From € 465,779 profit in 2022 to € 1.2 million loss in 2025.
Paid € 229 in corporate taxes since 2022.
Best year ever: 2022, with € 465,779 profit.
Pays suppliers within 77 days on average.
Management
The stake of VNW BEHEERSMAATSCHAPPIJ, YVES VANDEPUT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STEF Logistics LummenThe shares are held by VNW BEHEERSMAATSCHAPPIJ (99%) and YVES VANDEPUT (1%).
Directors
According to the 2025 annual accounts
since 2024 · until 2030
Bastien DREANO
Managing director
Also active at: STEF TRANSPORT SAINTES, Transwest, STEF Transport Lummen, STEF LOGISTICS SAINTES, STEF Transport Tournai, STEF Belgium SA, STEF Logistics Courcelles, Cooltrans Logistics +1 more
since 2024 · until 2030
Stanislas Lemor
Director
Also active at: STEF Transport Lummen, STEF Transport Tournai, Cooltrans Logistics
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Klaverbladstraat 32
3560 Lummen
Dellestraat 22
3560 Lummen
Active since 13 March 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.718.760
- VAT number
- BE 0445.718.760
- Registered office
- Klaverbladstraat 32, 3560 Lummen
- Names & denominations
- STEF Logistics Lummen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 November 1991
- Peppol
- Active · Active since 18 Jul 2025
- Activities · NACE
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