Who are the directors of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN?

According to the 2025 annual accounts, the directors of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN are: Galle, Dejans & Partners, VERASSUR, Thruvo, ZAKENKANTOOR HABRAKEN, GROEP DENKENS, GROEP CALLENS, Verzekeringskantoor L. Baeyens, Q & O VERZEKERINGEN.

Is FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 January 1968; 6 annual accounts filed, latest fiscal year 2025; 12 directors known from the annual account.

What is the revenue of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN?

As a small company, FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 833,387.

How much does an employee at FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN earn?

The average wage cost per full-time employee at FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN was € 89,000 in 2025: staff costs of € 623,323 for 7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN

Q: What is the address of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN?

The registered office of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN is located at Autolei 250, 2160 Wommelgem.

Q: Is FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN still active?

Yes. According to the CBE (19 September 2026) FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN is active, legal situation “Normale toestand”, started on 23 January 1968.

Q: Is FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN registered on Peppol?

Yes, FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN is registered on the Peppol network with ID 0208:0408383064.

Q: What is the enterprise number of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN?

The enterprise number of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN is BE0408383064.

Dossier FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN, printed on 19 September 2026 from databakkes.be/en/0408383064/federatie-voor-verzekerings-en-financiele-tussenpersonen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN from Wommelgem, company number BE0408383064, closed financial year 2025 with a result of € -19,114 after tax. For that financial year FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN recorded a gross margin of € 833,387 and equity of € 5.2 million. Compared with financial year 2024, the result moved from € -10,703 to € -19,114. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.

What it is worth Healthy

€ 5.2 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -19,114

▼ 79 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.6 million

▼ 21% vs 2024

Cash and bank balances on the last day of the fiscal year.

People and assets in 2025

Full-time equivalents

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 623,323

▲ 8% vs 2024

€ 89,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 36,964

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 110,857

▼ 22% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 153,110

▲ 24% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,241,564 Gross margin 2022: € 1,241,564 First fiscal year in the series	€ 1,205,459 Gross margin 2023: € 1,205,459 ▼ 3% vs 2022 (€ 1,241,564) Unfavourable step	€ 804,591 Gross margin 2024: € 804,591 ▼ 33% vs 2023 (€ 1,205,459) Unfavourable step	€ 833,387 Gross margin 2025: € 833,387 ▲ 4% vs 2024 (€ 804,591) Favourable step	▲ 4%
Profit after taxes	€ 425,982 Profit after taxes 2022: € 425,982 First fiscal year in the series	€ 594,167 Profit after taxes 2023: € 594,167 ▲ 39% vs 2022 (€ 425,982) Favourable step	€ -10,703 Profit after taxes 2024: € -10,703 ▼ € 604,870 vs 2023 (€ 594,167) Unfavourable step	€ -19,114 Profit after taxes 2025: € -19,114 ▼ € 8,411 vs 2024 (€ -10,703) Unfavourable step	▼ € 8,411
Equity	€ 4,642,738 Equity 2022: € 4,642,738 First fiscal year in the series	€ 5,236,905 Equity 2023: € 5,236,905 ▲ 13% vs 2022 (€ 4,642,738) Favourable step	€ 5,226,202 Equity 2024: € 5,226,202 Unchanged (€ 5,236,905) Unfavourable step	€ 5,207,088 Equity 2025: € 5,207,088 Unchanged (€ 5,226,202) Unfavourable step
Total debts	€ 559,124 Total debts 2022: € 559,124 First fiscal year in the series	€ 206,065 Total debts 2023: € 206,065 ▼ 63% vs 2022 (€ 559,124) Favourable step	€ 306,658 Total debts 2024: € 306,658 ▲ 49% vs 2023 (€ 206,065) Unfavourable step	€ 313,472 Total debts 2025: € 313,472 ▲ 2% vs 2024 (€ 306,658) Unfavourable step	▲ 2%
Cash	€ 3,193,923 Cash 2022: € 3,193,923 First fiscal year in the series	€ 2,245,286 Cash 2023: € 2,245,286 ▼ 30% vs 2022 (€ 3,193,923) Unfavourable step	€ 2,071,028 Cash 2024: € 2,071,028 ▼ 8% vs 2023 (€ 2,245,286) Unfavourable step	€ 1,638,008 Cash 2025: € 1,638,008 ▼ 21% vs 2024 (€ 2,071,028) Unfavourable step	▼ 21%
Retained profit	€ 4,501,964 Retained profit 2022: € 4,501,964 First fiscal year in the series	€ 5,096,131 Retained profit 2023: € 5,096,131 ▲ 13% vs 2022 (€ 4,501,964) Favourable step	€ 5,085,428 Retained profit 2024: € 5,085,428 Unchanged (€ 5,096,131) Unfavourable step	€ 5,066,314 Retained profit 2025: € 5,066,314 Unchanged (€ 5,085,428) Unfavourable step
Bank debt	€ 63,334 Bank debt 2022: € 63,334 First fiscal year in the series	€ 23,334 Bank debt 2023: € 23,334 ▼ 63% vs 2022 (€ 63,334) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 23,334) Favourable step	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 5,448,758 Balance sheet total 2022: € 5,448,758 First fiscal year in the series	€ 5,472,970 Balance sheet total 2023: € 5,472,970 Unchanged (€ 5,448,758) Unchanged	€ 5,562,861 Balance sheet total 2024: € 5,562,861 ▲ 2% vs 2023 (€ 5,472,970) Unchanged	€ 5,520,559 Balance sheet total 2025: € 5,520,559 ▼ 1% vs 2024 (€ 5,562,861) Unchanged	▼ 1%
Employees (FTE)	7.5 Employees (FTE) 2022: 7.5 First fiscal year in the series	6.8 Employees (FTE) 2023: 6.8 ▼ 0.7 vs 2022 (7.5) Unchanged	6.8 Employees (FTE) 2024: 6.8 Unchanged (6.8) Unchanged	7 Employees (FTE) 2025: 7 ▲ 0.2 vs 2024 (6.8) Unchanged	▲ 0.2

Key figures of FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN?

What happened at FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Galle, Dejans & Partners stepped down as director. NBB
2027 VERASSUR stepped down as director. NBB
2027 Thruvo stepped down as director. NBB
2027 ZAKENKANTOOR HABRAKEN stepped down as director. NBB
2027 GROEP DENKENS stepped down as director. NBB
2027 GROEP CALLENS stepped down as director. NBB
2027 Verzekeringskantoor L. Baeyens stepped down as director. NBB
2027 Q & O VERZEKERINGEN stepped down as director. NBB

In short

From € 425,982 profit in 2022 to € 19,114 loss in 2025.

Best year ever: 2023, with € 594,167 profit.

On average € 119,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

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De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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