Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOSTEELS Marc, Geldzaken-Verzekeringen from Buggenhout, company number BE0427895110, closed financial year 2025 with a result of € 44,957 after tax. For that financial year BOSTEELS Marc, Geldzaken-Verzekeringen recorded a gross margin of € 221,881 and equity of € 76,175. Compared with financial year 2024, the result moved from € 62,274 to € 44,957. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 76,175
▼ 42% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,957
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 245,509
▲ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
1.8
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 132,775
▲ 12% vs 2024
€ 73,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,595
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 648
Loans from banks and other lenders, long and short.
€ 122,553
▲ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,474
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 239,488 | € 187,322 | € 221,611 | € 221,881 | |
| Profit after taxes | € 76,715 | € 47,010 | € 62,274 | € 44,957 | ▼ 28% |
| Equity | € 481,934 | € 428,944 | € 131,218 | € 76,175 | ▼ 42% |
| Total debts | € 229,895 | € 324,649 | € 446,685 | € 635,449 | ▲ 42% |
| Cash | € 234,185 | € 299,893 | € 144,885 | € 245,509 | ▲ 69% |
| Retained profit | € 420,434 | € 367,444 | € 69,718 | € 14,675 | ▼ 79% |
| Dividend | € 100,000 | € 100,000 | € 360,000 | € 100,000 | ▼ 72% |
| Bank debt | € 0 | € 0 | € 0 | € 648 | |
| Balance sheet total | € 711,829 | € 753,593 | € 577,903 | € 711,624 | ▲ 23% |
| Employees (FTE) | 1.8 | 1.8 | 1.9 | 1.8 | ▼ 0.1 |
Key figures of BOSTEELS Marc, Geldzaken-Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOSTEELS Marc, Geldzaken-Verzekeringen?
What happened at BOSTEELS Marc, Geldzaken-Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- David De Cock BVBA stepped down as director. NBB
- Bosteels Stijn BVBA stepped down as director. NBB
- Baeyens L. Verzekeringskantoor NV stepped down as director. NBB
- Adriaan Vanderherten stepped down as director. NBB
- Marc Bosteels stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 44,957 (▼ 28% vs 2024). filed late Source: NBB ↗
- David De Cock BVBA became a director. NBB
- Bosteels Stijn BVBA became a director. NBB
In short
From € 76,715 profit in 2022 to € 44,957 profit in 2025.
Paid € 94,387 in corporate taxes since 2022.
Best year ever: 2022, with € 76,715 profit.
On average € 123,300 of value added per employee in 2025.
A new publication or filing at BOSTEELS Marc, Geldzaken-Verzekeringen? We notify you, reason included.
Follow BOSTEELS Marc, Geldzaken-VerzekeringenDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Verzekeringskantoor L. Baeyens comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BOSTEELS Marc, Geldzaken-VerzekeringenThe shares are held by Verzekeringskantoor L. Baeyens (100%).
Directors
According to the 2025 annual accounts
Director · represented by David De Cock
Also active at: Verzekeringskantoor L. Baeyens
since 2023 · until 2029
Director · represented by Stijn Bosteels
Also active at: Verzekeringskantoor L. Baeyens, Baeyens Bosteels & Dender Insurance, Baeyens Bosteels & Dender Finance
since 2023 · until 2029
Baeyens L. Verzekeringskantoor NV
Director · represented by Stijn Bosteels
Also active at: FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN
since 2023 · until 2029
Adriaan Vanderherten
Director
since 2023 · until 2029
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Broekstraat 13 box 0101
9255 Buggenhout
Broekstraat 13 box 1
9255 Buggenhout
Active since 31 December 1984
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.895.110
- VAT number
- BE 0427.895.110
- Registered office
- Broekstraat 13 bus 0101, 9255 Buggenhout
- Names & denominations
- BOSTEELS Marc, Geldzaken-Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1984
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen