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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LANDWAARTS SOCIAAL WOONKREDIET from Genk, company number BE0401363828, closed financial year 2025 with a result of € 710,218 after tax. For that financial year LANDWAARTS SOCIAAL WOONKREDIET recorded revenue of € 917,234 and equity of € 35.6 million. Compared with financial year 2024, the result moved from € 909,621 to € 710,218. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 13, 2026.
€ 35.6 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 710,218
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 3.1 million
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 48,608 paid out
7 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.5
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 74,912
▼ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1.7 million
▼ 26% vs 2024
€ 606,174 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,551
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 5 days on average.
€ 21,295
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 892,351 | € 862,677 | € 867,203 | € 917,234 | ▲ 6% |
| Profit after taxes | € 356,308 | € 544,466 | € 909,621 | € 710,218 | ▼ 22% |
| Equity | € 33,581,601 | € 34,077,458 | € 34,938,471 | € 35,600,081 | ▲ 2% |
| Total debts | € 5,248,007 | € 3,549,075 | € 2,619,862 | € 2,082,305 | ▼ 21% |
| Cash | € 5,891,518 | € 5,120,999 | € 3,954,658 | € 3,131,968 | ▼ 21% |
| Land & buildings | € 205,838 | € 196,026 | € 185,534 | € 176,169 | ▼ 5% |
| Retained profit | € 32,465,996 | € 32,961,853 | € 33,822,866 | € 34,484,475 | ▲ 2% |
| Dividend | € 48,608 | € 48,608 | € 48,608 | € 48,608 | |
| Bank debt | € 4,830,289 | € 3,234,689 | € 2,239,907 | € 1,651,387 | ▼ 26% |
| Balance sheet total | € 38,829,608 | € 37,626,533 | € 37,558,333 | € 37,682,385 | |
| Employees (FTE) | 1.5 | 0.7 | 0.7 | 0.5 | ▼ 0.2 |
Key figures of LANDWAARTS SOCIAAL WOONKREDIET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LANDWAARTS SOCIAAL WOONKREDIET?
What happened at LANDWAARTS SOCIAAL WOONKREDIET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Dries Deferm stepped down as director. NBB
- Jan Creemers stepped down as director. NBB
- Math Willems stepped down as director. NBB
- Wout Loyens stepped down as director. NBB
- Sylvie Duchateau stepped down as director. NBB
- Lieve Dierickx stepped down as director. NBB
- Batuhan Kavhan stepped down as director. NBB
- Eveline Kevers stepped down as director. NBB
In short
From € 356,308 profit in 2022 to € 710,218 profit in 2025.
Paid € 166,597 in corporate taxes since 2022.
Best year ever: 2024, with € 909,621 profit.
Paid out € 194,434 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Wonen in Limburg, LIMCOOP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LANDWAARTS SOCIAAL WOONKREDIETThe shares are held by Wonen in Limburg (20%) and LIMCOOP. It owns 55% of Landwaarts Verzekeringen itself.
Directors
According to the 2025 annual accounts
since 2026 · until 2032
Jessinka Nurski
Director
since 2019 · until 2025
Math Willems
Director
since 2019 · until 2031
since 2026 · until 2032
Raf Vliegen
Director
since 2019 · until 2025
Wout Loyens
Director
since 2025 · until 2031
since 2021 · until 2027
Wouter Warnants
Director
since 2019 · until 2025
Eveline Kevers
Director
since 2024 · until 2030
Sylvie Duchateau
Director
since 2025 · until 2031
since 2024 · until 2030
Mario Zambonini
Director
since 2022 · until 2025
Lieve Dierickx
Director
since 2025 · until 2031
Batuhan Kavhan
Director
since 2025 · until 2031
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Mosselerlaan 36
3600 Genk
Maastrichtersteenweg 31
3680 Maaseik
Active since 4 July 2018
Heerstraat 28
3910 Pelt
Active since 4 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.363.828
- VAT number
- BE 0401.363.828
- Registered office
- Mosselerlaan 36, 3600 Genk
- Names & denominations
- LANDWAARTS SOCIAAL WOONKREDIET
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 May 1929
- Peppol
- Not registered
- Activities · NACE
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