Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Mijn Huis from Sint-Truiden, company number BE0400962465, closed financial year 2025 with a result of € -124,959 after tax. For that financial year Mijn Huis recorded a gross margin of € 39,096 and equity of € 9.5 million. Compared with financial year 2024, the result moved from € -126,713 to € -124,959. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 9.5 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -124,959
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1.1 million
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 9.1 million.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 202,712
▲ 5% vs 2024
€ 202,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 224,978
▼ 7% vs 2024
Of which on lease € 224,978.
Debts at end 2025
€ 1.5 million
▼ 25% vs 2024
€ 271,355 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 33,657
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,676
▲ 4% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,155 | € 31,593 | € 45,692 | € 39,096 | ▼ 14% |
| Profit after taxes | € -138,003 | € -189,605 | € -126,713 | € -124,959 | ▲ € 1,754 |
| Equity | € 9,989,961 | € 9,800,355 | € 9,673,642 | € 9,548,683 | ▼ 1% |
| Total debts | € 3,559,442 | € 2,770,848 | € 1,997,467 | € 1,512,290 | ▼ 24% |
| Cash | € 1,652,050 | € 1,795,564 | € 1,968,904 | € 1,075,739 | ▼ 45% |
| Retained profit | € 9,587,489 | € 9,397,883 | € 9,271,170 | € 9,146,211 | ▼ 1% |
| Bank debt | € 3,458,030 | € 2,706,951 | € 1,931,627 | € 1,453,707 | ▼ 25% |
| Balance sheet total | € 13,702,890 | € 12,714,442 | € 11,788,367 | € 11,171,440 | ▼ 5% |
| Employees (FTE) | - | 1 | 1 | 1 |
Key figures of Mijn Huis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Mijn Huis?
What happened at Mijn Huis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Benoit DERWA stepped down as director. NBB
- Philippe GROSJEAN stepped down as director. NBB
- Rudy VOSTERS stepped down as director. NBB
- Julie DERWA stepped down as director. NBB
- Dimitri DERWA stepped down as director. NBB
- Christine GROSJEAN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 124,959. Source: NBB ↗
- Benoit DERWA became a director. NBB
In short
From € 138,003 loss in 2022 to € 124,959 loss in 2025.
On average € 39,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Wonen in Limburg comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Mijn HuisThe shares are held by Wonen in Limburg (1.8%).
Directors
According to the 2025 annual accounts
Benoit DERWA
Director
since 2025 · until 2031
Philippe GROSJEAN
Director
since 2025 · until 2031
Rudy VOSTERS
Chairman of the board
since 2025 · until 2031
Julie DERWA
Director
since 2025 · until 2031
Dimitri DERWA
Director
since 2025 · until 2031
Christine GROSJEAN
Director
since 2025 · until 2031
Shareholders
1.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beekstraat 28
3800 Sint-Truiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.962.465
- VAT number
- BE 0400.962.465
- Registered office
- Beekstraat 28, 3800 Sint-Truiden
- Names & denominations
- Mijn Huis
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1949
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
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