What does Ons Eigen Huis do?

Ons Eigen Huis is a credit provider in Pelt. Public Limited, started on 1 January 1923, 1 establishment.

What is the address of Ons Eigen Huis?

The registered office of Ons Eigen Huis is located at Marktplein 10, 3910 Pelt.

Is Ons Eigen Huis still active?

Yes. According to the CBE (29 October 2026) Ons Eigen Huis is active, legal situation “Normale toestand”, started on 1 January 1923.

Is Ons Eigen Huis registered on Peppol?

No, Ons Eigen Huis is currently not registered on the Peppol network.

What is the enterprise number of Ons Eigen Huis?

The enterprise number of Ons Eigen Huis is BE0401366303.

When was Ons Eigen Huis founded?

Ons Eigen Huis was founded on 1 January 1923.

Who are the directors of Ons Eigen Huis?

According to the 2025 annual accounts, the directors of Ons Eigen Huis are: CARL TOERNIER, JOS STERCKX, RIK RIJCKEN, WILFRIED SMETS, JEAN-PAUL POELMANS, RAF DRIESKENS.

Is Ons Eigen Huis a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1923; 4 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did Ons Eigen Huis make in 2025?

Ons Eigen Huis posted a profit after taxes of € 111,482 in financial year 2025.

What is the revenue of Ons Eigen Huis?

In its most recent annual accounts (2025), Ons Eigen Huis reported revenue of € 613,513.

How much does an employee at Ons Eigen Huis earn?

The average wage cost per full-time employee at Ons Eigen Huis was € 143,100 in 2025: staff costs of € 200,348 for 1.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Ons Eigen Huis have?

According to the 2025 annual accounts, Ons Eigen Huis has 1.4 full-time equivalents (FTE).

Does Ons Eigen Huis have a website?

Yes, Ons Eigen Huis has a website at onseigenhuis.be.

Ons Eigen Huis (Public Limited) - Pelt - BE0401366303

Dossier Ons Eigen Huis, printed on 29 October 2026 from databakkes.be/en/0401366303/ons-eigen-huis. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Ons Eigen Huis from Pelt, company number BE0401366303, closed financial year 2025 with a result of € 111,482 after tax. For that financial year Ons Eigen Huis recorded revenue of € 613,513 and equity of € 7.2 million. Compared with financial year 2024, the result moved from € 123,479 to € 111,482. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 20, 2026.

What it is worth Growing

€ 7.2 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 111,482

▼ 10% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 664,012

▲ 62% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 14,051 paid out

13 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

1.4

▼ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 52,587 in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 200,348

€ 143,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 52,613

▲ € 45,000 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 15.2 million

▼ 9% vs 2024

€ 1.5 million is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 3,995

▲ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 4 days on average.

Wages and social charges

€ 18,580

▼ 15% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 733,297 Revenue 2022: € 733,297 First fiscal year in the series	€ 702,924 Revenue 2023: € 702,924 ▼ 4% vs 2022 (€ 733,297) Unfavourable step	€ 669,411 Revenue 2024: € 669,411 ▼ 5% vs 2023 (€ 702,924) Unfavourable step	€ 613,513 Revenue 2025: € 613,513 ▼ 8% vs 2024 (€ 669,411) Unfavourable step	▼ 8%
Profit after taxes	€ 56,856 Profit after taxes 2022: € 56,856 First fiscal year in the series	€ 115,595 Profit after taxes 2023: € 115,595 ▲ 103% vs 2022 (€ 56,856) Favourable step	€ 123,479 Profit after taxes 2024: € 123,479 ▲ 7% vs 2023 (€ 115,595) Favourable step	€ 111,482 Profit after taxes 2025: € 111,482 ▼ 10% vs 2024 (€ 123,479) Unfavourable step	▼ 10%
Equity	€ 6,869,755 Equity 2022: € 6,869,755 First fiscal year in the series	€ 6,971,299 Equity 2023: € 6,971,299 ▲ 1% vs 2022 (€ 6,869,755) Favourable step	€ 7,080,728 Equity 2024: € 7,080,728 ▲ 2% vs 2023 (€ 6,971,299) Favourable step	€ 7,178,159 Equity 2025: € 7,178,159 ▲ 1% vs 2024 (€ 7,080,728) Favourable step	▲ 1%
Total debts	€ 21,241,330 Total debts 2022: € 21,241,330 First fiscal year in the series	€ 18,919,119 Total debts 2023: € 18,919,119 ▼ 11% vs 2022 (€ 21,241,330) Favourable step	€ 16,804,530 Total debts 2024: € 16,804,530 ▼ 11% vs 2023 (€ 18,919,119) Favourable step	€ 15,482,498 Total debts 2025: € 15,482,498 ▼ 8% vs 2024 (€ 16,804,530) Favourable step	▼ 8%
Cash	€ 2,443,849 Cash 2022: € 2,443,849 First fiscal year in the series	€ 552,242 Cash 2023: € 552,242 ▼ 77% vs 2022 (€ 2,443,849) Unfavourable step	€ 410,995 Cash 2024: € 410,995 ▼ 26% vs 2023 (€ 552,242) Unfavourable step	€ 664,012 Cash 2025: € 664,012 ▲ 62% vs 2024 (€ 410,995) Favourable step	▲ 62%
Land & buildings	€ 21,563 Land & buildings 2022: € 21,563 First fiscal year in the series	€ 19,265 Land & buildings 2023: € 19,265 ▼ 11% vs 2022 (€ 21,563) Unchanged	€ 16,966 Land & buildings 2024: € 16,966 ▼ 12% vs 2023 (€ 19,265) Unchanged	€ 14,667 Land & buildings 2025: € 14,667 ▼ 14% vs 2024 (€ 16,966) Unchanged	▼ 14%
Retained profit	€ 6,362,389 Retained profit 2022: € 6,362,389 First fiscal year in the series	€ 6,463,933 Retained profit 2023: € 6,463,933 ▲ 2% vs 2022 (€ 6,362,389) Favourable step	€ 6,573,362 Retained profit 2024: € 6,573,362 ▲ 2% vs 2023 (€ 6,463,933) Favourable step	€ 6,670,793 Retained profit 2025: € 6,670,793 ▲ 1% vs 2024 (€ 6,573,362) Favourable step	▲ 1%
Dividend	€ 14,051 Dividend 2022: € 14,051 First fiscal year in the series	€ 14,051 Dividend 2023: € 14,051 Unchanged (€ 14,051) Unchanged	€ 14,051 Dividend 2024: € 14,051 Unchanged (€ 14,051) Unchanged	€ 14,051 Dividend 2025: € 14,051 Unchanged (€ 14,051) Unchanged
Bank debt	€ 21,005,742 Bank debt 2022: € 21,005,742 First fiscal year in the series	€ 18,757,948 Bank debt 2023: € 18,757,948 ▼ 11% vs 2022 (€ 21,005,742) Favourable step	€ 16,679,073 Bank debt 2024: € 16,679,073 ▼ 11% vs 2023 (€ 18,757,948) Favourable step	€ 15,205,804 Bank debt 2025: € 15,205,804 ▼ 9% vs 2024 (€ 16,679,073) Favourable step	▼ 9%
Balance sheet total	€ 28,146,332 Balance sheet total 2022: € 28,146,332 First fiscal year in the series	€ 25,925,666 Balance sheet total 2023: € 25,925,666 ▼ 8% vs 2022 (€ 28,146,332) Unchanged	€ 23,920,506 Balance sheet total 2024: € 23,920,506 ▼ 8% vs 2023 (€ 25,925,666) Unchanged	€ 22,695,905 Balance sheet total 2025: € 22,695,905 ▼ 5% vs 2024 (€ 23,920,506) Unchanged	▼ 5%
Employees (FTE)	1.5 Employees (FTE) 2022: 1.5 First fiscal year in the series	1.5 Employees (FTE) 2023: 1.5 Unchanged (1.5) Unchanged	1.5 Employees (FTE) 2024: 1.5 Unchanged (1.5) Unchanged	1.4 Employees (FTE) 2025: 1.4 ▼ 0.1 vs 2024 (1.5) Unchanged	▼ 0.1

Key figures of Ons Eigen Huis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Ons Eigen Huis?

What happened at Ons Eigen Huis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 CARL TOERNIER stepped down as director. NBB
2031 RIK RIJCKEN stepped down as director. NBB
2031 JEAN-PAUL POELMANS stepped down as director. NBB
2031 RAF DRIESKENS stepped down as director. NBB
2029 WILFRIED SMETS stepped down as director. NBB
2027 JOS STERCKX stepped down as director. NBB
Mar 20, 2026 New annual accounts for financial year 2025: profit of € 111,482 (▼ 10% vs 2024). Source: NBB ↗
2025 CARL TOERNIER became a director. NBB

In short

From € 56,856 profit in 2022 to € 111,482 profit in 2025.

Paid € 31,090 in corporate taxes since 2022.

Best year ever: 2024, with € 123,479 profit.

Paid out € 56,202 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Wonen in Limburg 11%

The stake of Wonen in Limburg comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Ons Eigen Huis

The shares are held by Wonen in Limburg (11%).

Directors

According to the 2025 annual accounts

CARL TOERNIER

Director

since 2025 · until 2031

JOS STERCKX

Director

since 2021 · until 2027

RIK RIJCKEN

Director

Also active at: Autonoom Gemeentebedrijf Stadsontwikkeling

since 2025 · until 2031

WILFRIED SMETS

Chairman of the board

Also active at: CONSOMED

since 2023 · until 2029

JEAN-PAUL POELMANS

Director

since 2025 · until 2031

RAF DRIESKENS

Director

Also active at: Wonen in Limburg, Vereniging van Vlaamse Steden en Gemeenten, VLAAMS SELECTIECENTRUM VOOR HET OVERHEIDSPERSONEEL C.V.B.A."TEVENS GENAAMD 'JOBPUNT VLAANDEREN' EN/ OF 'POOLSTOK', ASPIRAVI, TeaMWise, ASPIRAVI ENERGY, A&P WIND SERVICES, ASPIRAVI TRADING +8 more

since 2025 · until 2031

Shareholders

Wonen in Limburg

11%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Marktplein 10

3910 Pelt

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vereniging van Mede-eigenaars gebouw Marktplein 10 te 3910 Pelt, Marktplein 10 ( BA boek 544-33 dd 20/11/1972)

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS onseigenhuis.be

Technologies

Apache

Hosting & Email

Email provider

Microsoft 365

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja

Features

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0401.366.303

VAT number

BE 0401.366.303

Registered office

Marktplein 10, 3910 Pelt

Names & denominations

Ons Eigen Huis · O.E.H.

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 January 1923

Peppol

Not registered

Contact

onseigenhuis.be

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

View on CBE Public ↗ Annual accounts (NBB) ↗

Ons Eigen Huis

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Financials

What happened to Ons Eigen Huis?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions