Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PROXAFIN from Welkenraedt, company number BE1015481617, closed financial year 2025 with a result of € 1,070 after tax. For that financial year PROXAFIN recorded a gross margin of € 47,215 and equity of € 16,070. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ 16,070
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,070
Profit after tax over the fiscal year.
€ 69,797
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1,070.
Debts at end 2025
€ 1.2 million
€ 132,863 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 1,840
Supplier invoices still open on the last day of the fiscal year.
€ 357
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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What happened to PROXAFIN?
What happened at PROXAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,070. filed late Source: NBB ↗
- New establishment in Welkenraedt. KBO
- Laurent Verlaine SRL became a director. NBB
- JSP Conseils SRL became a director. NBB
- FIB Conseil SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
Paid € 357 in corporate taxes since 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JSP CONSEILS, FIB CONSEIL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PROXAFINBehind PROXAFIN are Laurent Verlaine SRL, JSP Conseils SRL and FIB Conseil SRL. The shares are held by JSP CONSEILS (33%) and FIB CONSEIL (33%).
Directors
According to the 2025 annual accounts
Managing director · represented by Laurent Verlaine
Also active at: PROXAFINANCES, Labrique & Cie, courtage en assurances, PROXASSUR
since 2024
Managing director · represented by Jean Spits
Also active at: LABRIQUE, SPITS & ASSOCIES, CONSEILS ET FINANCES, Labrique & Cie, courtage en assurances, PROXASSUR
since 2024
Managing director · represented by Frédéric Blanche
Also active at: LABRIQUE, SPITS & ASSOCIES, CONSEILS ET FINANCES, Labrique & Cie, courtage en assurances, PROXASSUR
since 2024
Shareholders
33%
33%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route Charlemagne 170
4841 Welkenraedt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1015.481.617
- VAT number
- BE 1015.481.617
- Registered office
- Route Charlemagne 170, 4841 Welkenraedt
- Names & denominations
- PROXAFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2024
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars