What does PROXAFINANCES do?

PROXAFINANCES is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: property manager. Private Limited, started on 28 September 2018, 3 establishments.

What is the address of PROXAFINANCES?

The registered office of PROXAFINANCES is located at Route Charlemagne 170, 4841 Welkenraedt.

Is PROXAFINANCES still active?

Yes. According to the CBE (29 October 2026) PROXAFINANCES is active, legal situation “Normale toestand”, started on 28 September 2018.

Is PROXAFINANCES registered on Peppol?

Yes, PROXAFINANCES is registered on the Peppol network with ID 0208:0705965109.

What is the enterprise number of PROXAFINANCES?

The enterprise number of PROXAFINANCES is BE0705965109.

When was PROXAFINANCES founded?

PROXAFINANCES was founded on 28 September 2018.

Who are the directors of PROXAFINANCES?

According to the 2025 annual accounts, the directors of PROXAFINANCES are: LAURENT VERLAINE SRL, JSP CONSEILS SPRL, FIB CONSEIL SRL.

Is PROXAFINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 September 2018; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 3 establishments in the CBE.

How much profit did PROXAFINANCES make in 2025?

PROXAFINANCES posted a profit after taxes of € 210,667 in financial year 2025.

What is the revenue of PROXAFINANCES?

As a small company, PROXAFINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 644,196.

How much does an employee at PROXAFINANCES earn?

The average wage cost per full-time employee at PROXAFINANCES was € 67,300 in 2025: staff costs of € 296,000 for 4.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PROXAFINANCES have?

According to the 2025 annual accounts, PROXAFINANCES has 4.4 full-time equivalents (FTE).

Does PROXAFINANCES have a website?

Yes, PROXAFINANCES has a website at ls-a.be.

PROXAFINANCES (Private Limited) - Welkenraedt

Dossier PROXAFINANCES, printed on 29 October 2026 from databakkes.be/en/0705965109/proxafinances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PROXAFINANCES from Welkenraedt, company number BE0705965109, closed financial year 2025 with a result of € 210,667 after tax. For that financial year PROXAFINANCES recorded a gross margin of € 644,196 and equity of € 151,143. Compared with financial year 2024, the result moved from € 40,403 to € 210,667. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.

What it is worth Growing

€ 151,143

▲ 150% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 210,667

▲ € 170,265 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 52,949

▲ 55% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 120,000 paid out

57 % of the profit went to the shareholders, mostly to PROXAFIN SRL (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

4.4

▲ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 296,000

▲ 13% vs 2024

€ 67,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 15,849

▼ 5% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 155,642

▼ 45% vs 2024

€ 63,060 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 7,768

▼ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 77,052

▲ 106% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 392,025 Gross margin 2022: € 392,025 First fiscal year in the series	€ 324,791 Gross margin 2023: € 324,791 ▼ 17% vs 2022 (€ 392,025) Unfavourable step	€ 402,979 Gross margin 2024: € 402,979 ▲ 24% vs 2023 (€ 324,791) Favourable step	€ 644,196 Gross margin 2025: € 644,196 ▲ 60% vs 2024 (€ 402,979) Favourable step	▲ 60%
Profit after taxes	€ 69,443 Profit after taxes 2022: € 69,443 First fiscal year in the series	€ -15,952 Profit after taxes 2023: € -15,952 ▼ € 85,395 vs 2022 (€ 69,443) Unfavourable step	€ 40,403 Profit after taxes 2024: € 40,403 ▲ € 56,354 vs 2023 (€ -15,952) Favourable step	€ 210,667 Profit after taxes 2025: € 210,667 ▲ € 170,265 vs 2024 (€ 40,403) Favourable step	▲ € 170,265
Equity	€ 58,525 Equity 2022: € 58,525 First fiscal year in the series	€ 42,573 Equity 2023: € 42,573 ▼ 27% vs 2022 (€ 58,525) Unfavourable step	€ 60,476 Equity 2024: € 60,476 ▲ 42% vs 2023 (€ 42,573) Favourable step	€ 151,143 Equity 2025: € 151,143 ▲ 150% vs 2024 (€ 60,476) Favourable step	▲ 150%
Total debts	€ 509,695 Total debts 2022: € 509,695 First fiscal year in the series	€ 406,374 Total debts 2023: € 406,374 ▼ 20% vs 2022 (€ 509,695) Favourable step	€ 327,371 Total debts 2024: € 327,371 ▼ 19% vs 2023 (€ 406,374) Favourable step	€ 360,462 Total debts 2025: € 360,462 ▲ 10% vs 2024 (€ 327,371) Unfavourable step	▲ 10%
Cash	€ 83,962 Cash 2022: € 83,962 First fiscal year in the series	€ 18,418 Cash 2023: € 18,418 ▼ 78% vs 2022 (€ 83,962) Unfavourable step	€ 34,191 Cash 2024: € 34,191 ▲ 86% vs 2023 (€ 18,418) Favourable step	€ 52,949 Cash 2025: € 52,949 ▲ 55% vs 2024 (€ 34,191) Favourable step	▲ 55%
Retained profit	€ 39,925 Retained profit 2022: € 39,925 First fiscal year in the series	€ 23,973 Retained profit 2023: € 23,973 ▼ 40% vs 2022 (€ 39,925) Unfavourable step	€ 41,876 Retained profit 2024: € 41,876 ▲ 75% vs 2023 (€ 23,973) Favourable step	€ 132,543 Retained profit 2025: € 132,543 ▲ 217% vs 2024 (€ 41,876) Favourable step	▲ 217%
Dividend	€ 144,000 Dividend 2022: € 144,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 144,000) Unchanged	€ 22,500 Dividend 2024: € 22,500 Unchanged (€ 0) Unchanged	€ 120,000 Dividend 2025: € 120,000 ▲ € 97,500 vs 2024 (€ 22,500) Unchanged	▲ € 97,500
Bank debt	€ 422,636 Bank debt 2022: € 422,636 First fiscal year in the series	€ 350,100 Bank debt 2023: € 350,100 ▼ 17% vs 2022 (€ 422,636) Favourable step	€ 281,394 Bank debt 2024: € 281,394 ▼ 20% vs 2023 (€ 350,100) Favourable step	€ 155,642 Bank debt 2025: € 155,642 ▼ 45% vs 2024 (€ 281,394) Favourable step	▼ 45%
Balance sheet total	€ 568,220 Balance sheet total 2022: € 568,220 First fiscal year in the series	€ 448,947 Balance sheet total 2023: € 448,947 ▼ 21% vs 2022 (€ 568,220) Unchanged	€ 387,847 Balance sheet total 2024: € 387,847 ▼ 14% vs 2023 (€ 448,947) Unchanged	€ 511,605 Balance sheet total 2025: € 511,605 ▲ 32% vs 2024 (€ 387,847) Unchanged	▲ 32%
Employees (FTE)	3.8 Employees (FTE) 2022: 3.8 First fiscal year in the series	4 Employees (FTE) 2023: 4 ▲ 0.2 vs 2022 (3.8) Unchanged	4 Employees (FTE) 2024: 4 Unchanged (4) Unchanged	4.4 Employees (FTE) 2025: 4.4 ▲ 0.4 vs 2024 (4) Unchanged	▲ 0.4

Key figures of PROXAFINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PROXAFINANCES?

What happened at PROXAFINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 24, 2026 New annual accounts for financial year 2025: profit of € 210,667 (▲ € 170,265 vs 2024). Source: NBB ↗
2024 LAURENT VERLAINE SRL became a director. NBB
Oct 1, 2019 New establishment in Verviers. KBO
2019 FIB CONSEIL SRL became a director. NBB
Oct 1, 2018 New establishment in Blégny. KBO
Oct 1, 2018 New establishment in Welkenraedt. KBO
Sep 28, 2018 Start of the company according to the CBE. KBO
2018 JSP CONSEILS SPRL became a director. NBB

In short

From € 69,443 profit in 2022 to € 210,667 profit in 2025.

Paid € 119,030 in corporate taxes since 2022.

Best year ever: 2025, with € 210,667 profit.

On average € 146,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

PROXAFIN SRL 100%

PROXAFINANCES

Behind PROXAFINANCES are LAURENT VERLAINE SRL, JSP CONSEILS SPRL and FIB CONSEIL SRL. The shares are held by PROXAFIN SRL (100%).

Directors

According to the 2025 annual accounts

LAURENT VERLAINE SRL

Director · represented by LAURENT VERLAINE

Also active at: Labrique & Cie, courtage en assurances, PROXASSUR, PROXAFIN

since 2024

JSP CONSEILS SPRL

Manager · represented by JEAN SPITS

Also active at: Labrique & Cie, courtage en assurances, PROXASSUR, PROXAFIN

since 2018

FIB CONSEIL SRL

Manager · represented by FREDERIC BLANCHE

Also active at: Labrique & Cie, courtage en assurances, PROXASSUR, PROXAFIN

since 2019

Shareholders

PROXAFIN SRL

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Route Charlemagne 170

4841 Welkenraedt

2.281.358.539

Rue de la Station 44

4670 Blégny

Active since 1 October 2018

2.315.081.182

Avenue de Spa 11

4800 Verviers

Active since 1 October 2019

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

PROXASSUR same network

€ 456,981 gross margin · 2025

PROXAFIN same network

€ 47,215 gross margin · 2025

PROXA IMMO

€ 56,748 gross margin · 2025

UTVA PROXAFIN

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS ls-a.be

Canonical: https://proxafin.be/

Technologies

ApacheElementorFont AwesomeGoogle FontsPHPRank MathSwiperWordPressjQueryjQuery UIlazysizes

Hosting & Email

Email provider

Self-hosted

Hosting

ESI-INFORMATIQUE-AS, BE

Website info

HTTPS Ja

Languages FR

Features

Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Details

Company number

0705.965.109

VAT number

BE 0705.965.109

Registered office

Route Charlemagne 170, 4841 Welkenraedt

Names & denominations

PROXAFINANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 September 2018

Peppol

Active · Active since 23 Dec 2025

Contact

ls-a.be

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van syndici van onroerend goed

Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

PROXAFINANCES

Warning lights

Financials

What happened to PROXAFINANCES?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions