Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Assurances Kauffman-Navet & Cie from Ferrières, company number BE1015226447, closed financial year 2025 with a result of € -31,939 after tax. For that financial year Assurances Kauffman-Navet & Cie recorded a gross margin of € 218,322 and equity of € -26,939. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -26,939
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,939
Profit after tax over the fiscal year.
€ 3,468
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -31,939.
People and assets in 2025
€ 199,760
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,600
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 244,503
€ 103,243 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 7,125
Supplier invoices still open on the last day of the fiscal year.
€ 23,587
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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What happened to Assurances Kauffman-Navet & Cie?
What happened at Assurances Kauffman-Navet & Cie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,939. Source: NBB ↗
- New establishment in Aubange. KBO
- New establishment in Wellin. KBO
- New establishment in Libramont-Chevigny. KBO
- New establishment in Ferrières. KBO
- Start of the company according to the CBE. KBO
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Assurances Kauffman-Navet & Cie are Ludovic NAVET and Alice KAUFFMAN. Alice KAUFFMAN is also behind JEAME.
Directors
According to the 2025 annual accounts
Ludovic NAVET
Director
Establishments
Establishment units
Physical locations of this company
Chemin de l' Epine 3
4190 Ferrières
Grand-rue - ATHUS 5
6791 Aubange
Active since 1 January 2025
Rue de la Station 1
6920 Wellin
Active since 1 January 2025
Libramont,Rue de l'Ancienne Gare 23
6800 Libramont-Chevigny
Active since 1 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1015.226.447
- VAT number
- BE 1015.226.447
- Registered office
- Chemin de l' Epine 3, 4190 Ferrières
- Names & denominations
- Assurances Kauffman-Navet & Cie
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 2024
- Peppol
- Active · Active since 23 Oct 2025
- Contact
- assurances-pv.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars