Financials
Financial year 2025
Worth noting
- More debts than assets in the latest financial year.
- A loss two years in a row.
- Little cash and receivables against the short-term debts.
Gross margin
€ 4.2 million
▲ 24% vs 2024
Profit
Caution€ -429,580
▼ 4% vs 2024
Debts
High€ 14.6 million
▲ 10% vs 2024
R.G.F. INSURANCES from Chaudfontaine, company number BE0455961267, closed financial year 2025 with a result of € -429,580 after tax. For that financial year R.G.F. INSURANCES recorded a gross margin of € 4.2 million and equity of € -449,715. Compared with financial year 2024, the result moved from € -411,374 to € -429,580. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
What happened at R.G.F. INSURANCES?
What happened at R.G.F. INSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 429,580. Source: NBB ↗
- New establishment in Trois-Ponts. KBO
- Laurence PHILIPPART became a director. NBB
- New establishment in Jette. KBO
- New establishment in Ciney. KBO
- New establishment in Charleroi. KBO
- New establishment in Lasne. KBO
- New establishment in Chaudfontaine. KBO
In short
From € 64,601 loss in 2021 to € 429,580 loss in 2025.
Paid € 435,690 in corporate taxes since 2021.
Best year ever: 2023, with € 284,955 profit.
On average € 129,700 of value added per employee in 2025.
A new publication or filing at R.G.F. INSURANCES? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Behind R.G.F. INSURANCES are PASCAL FASSOTTE, Bruno MAGHE, Jean-Christophe CLOSE, RGF Holding, Laurence PHILIPPART and Claude DE HUYVETTER. It owns 100% of SD ASSURFINANCE itself.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Jean-Christophe CLOSE
Director
Also active at: SD Patrimoine, Armoni Financial Architects, RGF Financial Services
since 2023
Director · represented by Raoul GAUTHIER
Also active at: PATRIMONIA, NEW WHAT'S UP DOC, R.G.F. LOANS +11 more
since 2022
Laurence PHILIPPART
Director
since 2024
Claude DE HUYVETTER
Director
since 2022
XAVIER WINAND
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Sentier du Lièvre 95
4053 Chaudfontaine
Avenue du Chêne 146
4802 Verviers
Active since 18 October 1995
Munsterstraat 42
1000 Brussel
Active since 26 January 2018
Voie de l'Air Pur 232
4052 Chaudfontaine
Active since 26 January 2018
Voie de l'Ardenne 173
4053 Chaudfontaine
Active since 26 January 2018
Rue Toussaint Gerkens 59
4052 Chaudfontaine
Active since 26 January 2018
Marche, Chaussée de Liège 22
6900 Marche-en-Famenne
Active since 30 December 2019
Avenue Cardinal Mercier 46
5000 Namur
Active since 30 December 2019
Jetse Laan 165 box 1
1090 Jette
Active since 1 January 2024
Rue du Commerce 29
5590 Ciney
Active since 1 January 2024
Faubourg de Bruxelles 201 box A
6041 Charleroi
Active since 1 January 2024
Chaussée de Louvain 468
1380 Lasne
Active since 1 January 2024
Au Chession 3 box 1
4053 Chaudfontaine
Active since 1 January 2024
Place de la Gare 8
4980 Trois-Ponts
Active since 6 February 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
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Details
- Company number
- 0455.961.267
- VAT number
- BE 0455.961.267
- Registered office
- Sentier du Lièvre 95, 4053 Chaudfontaine
- Names & denominations
- R.G.F. INSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 1995
- Peppol
- Active · Active since 17 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars