Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Verzafin Insurance from Bornem, company number BE1014268226, closed financial year 2025 with a result of € 3,463 after tax. For that financial year Verzafin Insurance recorded a gross margin of € 141,310 and equity of € 18,463. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 18,463
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,463
Profit after tax over the fiscal year.
€ 11,207
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,463.
People and assets in 2025
€ 71,800
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,725
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 304,203
€ 47,116 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 2,657
Supplier invoices still open on the last day of the fiscal year.
€ 12,858
Taxes, VAT and social contributions still to pay.
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What happened to Verzafin Insurance?
What happened at Verzafin Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,463. filed late Source: NBB ↗
- New establishment in Bornem. KBO
- Yves Van Roy became a director. NBB
- Bruno D'Hollander became a director. NBB
- Start of the company according to the CBE. KBO
In short
Paid € 1,480 in corporate taxes since 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verzafin Insurance are Yves Van Roy and Bruno D'Hollander. The same people are also behind Verzafin Finance. Bruno D'Hollander is also behind Verzafin.
Directors
According to the 2025 annual accounts
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Hingenesteenweg(BOR) 29
2880 Bornem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1014.268.226
- VAT number
- BE 1014.268.226
- Registered office
- Hingenesteenweg(BOR) 29, 2880 Bornem
- Names & denominations
- Verzafin Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 2024
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars