Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 4.7 to 4.2.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HOOFD & VERTOMMEN from Bornem, company number BE0465968994, closed financial year 2025 with a result of € 81,801 after tax. For that financial year HOOFD & VERTOMMEN recorded a gross margin of € 351,618 and equity of € 12,771. Compared with financial year 2024, the result moved from € 64,154 to € 81,801. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 12,771
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 81,801
▲ 28% vs 2024
Profit after tax over the fiscal year.
€ 18,855
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 81,801 paid out
100 % of the profit went to the shareholders, mostly to Nick Vertommen (54 % of the shares). That is where the money ends up.
People and assets in 2025
4.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 226,940
▲ 3% vs 2024
€ 54,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,676
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,151
▼ 26% vs 2024
€ 9,167 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 4,901
▼ 53% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 64,716
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 315,319 | € 314,630 | € 317,288 | € 351,618 | ▲ 11% |
| Profit after taxes | € 54,908 | € 49,184 | € 64,154 | € 81,801 | ▲ 28% |
| Equity | € 8,433 | € 7,617 | € 12,771 | € 12,771 | |
| Total debts | € 96,831 | € 103,767 | € 145,529 | € 152,911 | ▲ 5% |
| Cash | € 17,640 | € 17,874 | € 14,872 | € 18,855 | ▲ 27% |
| Retained profit | € 2,233 | € 1,417 | € 6,571 | € 6,571 | |
| Dividend | € 55,000 | € 50,000 | € 59,000 | € 81,801 | ▲ 39% |
| Bank debt | € 0 | € 0 | € 34,013 | € 25,151 | ▼ 26% |
| Balance sheet total | € 105,264 | € 111,384 | € 158,300 | € 165,682 | ▲ 5% |
| Employees (FTE) | - | 4.7 | 4.6 | 4.2 | ▼ 0.4 |
Key figures of HOOFD & VERTOMMEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOOFD & VERTOMMEN?
What happened at HOOFD & VERTOMMEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 81,801 (▲ 28% vs 2024). Source: NBB ↗
- Dirk Hoofd became a director. NBB
- New establishment in Bornem. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,908 profit in 2022 to € 81,801 profit in 2025.
Paid € 95,157 in corporate taxes since 2022.
Best year ever: 2025, with € 81,801 profit.
On average € 83,700 of value added per employee in 2025.
Management
The stake of Nick Vertommen, DIRK HOOFD VERZEKERINGEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HOOFD & VERTOMMENBehind HOOFD & VERTOMMEN are Hoofd Dirk Verzekeringen BV, Nick Vertommen BV and Dirk Hoofd. The shares are held by Nick Vertommen (54%) and DIRK HOOFD VERZEKERINGEN (0.7%).
Directors
According to the 2025 annual accounts
Director · represented by Dirk Hoofd
Director · represented by Nick Vertommen
Dirk Hoofd
Director
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dokter De Putterplein 1
2880 Bornem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.968.994
- VAT number
- BE 0465.968.994
- Registered office
- Dokter De Putterplein 1, 2880 Bornem
- Names & denominations
- HOOFD & VERTOMMEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 1999
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten