Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
AM-ASSUR from Sprimont, company number BE1011224802, closed financial year 2025 with a result of € -8,083 after tax. For that financial year AM-ASSUR recorded a gross margin of € 108,267 and equity of € -17,979. Compared with financial year 2024, the result moved from € -12,396 to € -8,083. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ -17,979
▼ € 8,083 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,083
▲ 35 % less loss than in 2024
Profit after tax over the fiscal year.
€ 13,103
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,479.
People and assets in 2025
€ 37,391
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,278
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 475,607
▼ 9% vs 2024
€ 45,905 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 1,963
▲ € 1,875 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,441
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -7,058 | € 108,267 | ▲ € 115,325 |
| Profit after taxes | € -12,396 | € -8,083 | ▲ € 4,312 |
| Equity | € -9,896 | € -17,979 | ▼ € 8,083 |
| Total debts | € 559,896 | € 555,582 | ▼ 1% |
| Cash | € 0 | € 13,103 | |
| Retained profit | € -12,396 | € -20,479 | ▼ € 8,083 |
| Bank debt | € 520,097 | € 475,607 | ▼ 9% |
| Balance sheet total | € 550,000 | € 537,603 | ▼ 2% |
Key figures of AM-ASSUR, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AM-ASSUR?
What happened at AM-ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,083. Source: NBB ↗
- New establishment in Saint-Nicolas. KBO
- Amandine Delobbe became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,396 loss in 2024 to € 8,083 loss in 2025.
Paid € 132 in corporate taxes since 2024.
A new publication or filing at AM-ASSUR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Amandine Delobbe
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Grand Bru 27 box 1
4140 Sprimont
Rue du Horloz 1
4420 Saint-Nicolas
Active since 5 July 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1011.224.802
- VAT number
- BE 1011.224.802
- Registered office
- Grand Bru 27 bus 1, 4140 Sprimont
- Names & denominations
- AM-ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2024
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars