Financials
Financial year 2024
SD ACP ASSUR from Sprimont, company number BE0677745928, closed financial year 2024 with a result of € 15,983 after tax. For that financial year SD ACP ASSUR recorded a gross margin of € 114,162 and equity of € 26,398. Compared with financial year 2023, the result moved from € 49,713 to € 15,983. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 26,398
▲ 153% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,983
▼ 68% vs 2023
Profit after tax over the fiscal year.
€ 2,654
▼ 69% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -17,602.
Debts at end 2024
€ 339,084
▼ 21% vs 2023
€ 90,001 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 15,842
▼ 27% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,774
▲ € 1,688 vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 124,864 | € 17,099 | € 151,494 | € 114,162 | ▼ 25% |
| Profit after taxes | € 15,876 | € -79,059 | € 49,713 | € 15,983 | ▼ 68% |
| Equity | € 39,762 | € -39,297 | € 10,416 | € 26,398 | ▲ 153% |
| Total debts | € 642,854 | € 568,544 | € 448,797 | € 356,700 | ▼ 21% |
| Cash | € 9,638 | € 888 | € 8,579 | € 2,654 | ▼ 69% |
| Retained profit | € -238 | € -83,297 | € -33,584 | € -17,602 | ▲ € 15,983 |
| Bank debt | € 624,294 | € 513,316 | € 427,143 | € 339,084 | ▼ 21% |
| Balance sheet total | € 682,616 | € 529,247 | € 459,213 | € 383,098 | ▼ 17% |
Key figures of SD ACP ASSUR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SD ACP ASSUR?
What happened at SD ACP ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 15,983 (▼ 68% vs 2023). filed late Source: NBB ↗
- New establishment in Sprimont. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,876 profit in 2021 to € 15,983 profit in 2024.
Paid € 4,117 in corporate taxes since 2021.
Best year ever: 2023, with € 49,713 profit.
A new publication or filing at SD ACP ASSUR? We notify you, reason included.
Follow SD ACP ASSURDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of OPS CONSEILS, DA ACP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SD ACP ASSURBehind SD ACP ASSUR are ACP ASSUR SRL and OPS CONSEILS SRL. The shares are held by OPS CONSEILS (50%) and DA ACP (50%).
Directors
According to the 2024 annual accounts
Director · represented by Robert Defays
Director · represented by Olivier Stassart
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Haie des Chênes(DLX) 3
4140 Sprimont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
ONIAAS - HostPapa, US
Website info
Features
Security
Details
- Company number
- 0677.745.928
- VAT number
- BE 0677.745.928
- Registered office
- Haie des Chênes(DLX) 3, 4140 Sprimont
- Names & denominations
- SD ACP ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2017
- Peppol
- Active · Active since 13 Jan 2026
- Contact
- acp.be [email protected] 043661161
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering