Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
37 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
MARGOZ from Mons, company number BE1005847438, closed financial year 2025 with a result of € -50,299 after tax. For that financial year MARGOZ recorded a gross margin of € 454,141 and equity of € -6,140. Compared with financial year 2024, the result moved from € -17,341 to € -50,299. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ -6,140
▼ € 50,299 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,299
▼ 190 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,310
▲ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -67,640.
People and assets in 2025
9.8
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 369,811
▲ 94% vs 2024
€ 37,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,563
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 546,479
▼ 13% vs 2024
€ 86,506 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 60,064
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,606
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 237,629 | € 454,141 | ▲ 91% |
| Profit after taxes | € -17,341 | € -50,299 | ▼ € 32,957 |
| Equity | € 44,159 | € -6,140 | ▼ € 50,299 |
| Total debts | € 955,617 | € 898,338 | ▼ 6% |
| Cash | € 3,885 | € 6,310 | ▲ 62% |
| Retained profit | € -17,341 | € -67,640 | ▼ € 50,299 |
| Bank debt | € 629,695 | € 546,479 | ▼ 13% |
| Balance sheet total | € 999,775 | € 892,198 | ▼ 11% |
| Employees (FTE) | 9.6 | 9.8 | ▲ 0.2 |
Key figures of MARGOZ, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MARGOZ?
What happened at MARGOZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Rik RENMANS stepped down as director. NBB
- Jeoffrey BOVY stepped down as director. NBB
- Laurent MENISSEZ stepped down as director. NBB
- Annouck VALLIN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 50,299. Source: NBB ↗
- New establishment in Thuin. KBO
- Rik RENMANS became a director. NBB
- Jeoffrey BOVY became a director. NBB
In short
From € 17,341 loss in 2024 to € 50,299 loss in 2025.
Paid € 5,000 in corporate taxes since 2024.
On average € 46,300 of value added per employee in 2025.
Management
The stake of TRADITIONAL BREAD BELGIUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MARGOZThe shares are held by TRADITIONAL BREAD BELGIUM (100%).
Directors
According to the 2025 annual accounts
Rik RENMANS
Director
Also active at: FIDUCIAIRE BOVY, QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, FRERINI, TRADITIONAL BREAD BELGIUM, FRABHOLD +34 more
since 2024 · until 2030
Jeoffrey BOVY
Director
Also active at: FIDUCIAIRE BOVY, QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, INVEST SIMABRES, TRADITIONAL BREAD BELGIUM, FRABHOLD +34 more
since 2024 · until 2030
Laurent MENISSEZ
Director
Also active at: LM Lombard Street, TRADITIONAL BREAD BELGIUM, GENPAP, LOUCOR, MARMAS, MONBAU, COUCOM, BOULOV +26 more
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place de St Symphorien 24
7030 Mons
Rue des Renards(GOZ) 2A
6534 Thuin
Active since 9 February 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 37 companies are registered at this address.
All companies at this address →TRADITIONAL BREAD BELGIUM same network
€ 1.7 million revenue · 2025
GENPAP same network
€ 619,925 gross margin · 2025
LOUCOR same network
€ 600,843 gross margin · 2025
MARMAS same network
€ 483,368 gross margin · 2025
MONBAU same network
€ 470,418 gross margin · 2025
+32 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1005.847.438
- VAT number
- BE 1005.847.438
- Registered office
- Place de St Symphorien 24, 7030 Mons
- Names & denominations
- MARGOZ
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 2024
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met beperkte bediening