Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
FIDUCIAIRE BOVY from Mons, company number BE0425021138, closed financial year 2024 with a result of € 70,810 after tax. For that financial year FIDUCIAIRE BOVY recorded a gross margin of € 4.2 million and equity of € 844,854. Compared with financial year 2023, the result moved from € 309,311 to € 70,810. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2025.
€ 844,854
▼ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 70,810
▼ 77% vs 2023
Profit after tax over the fiscal year.
€ 247,561
▲ 89% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 85,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
55.7
▼ 2 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 3.8 million
▲ 1% vs 2023
€ 68,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 887,445
▲ 18% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 2 million
▲ 8% vs 2023
€ 371,457 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 188,773
▲ 11% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 570,414
▲ 1% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 3,938,977 | € 3,918,131 | € 4,339,153 | € 4,217,409 | ▼ 3% |
| Profit after taxes | € 398,117 | € 296,678 | € 309,311 | € 70,810 | ▼ 77% |
| Equity | € 853,056 | € 849,734 | € 859,045 | € 844,854 | ▼ 2% |
| Total debts | € 2,393,370 | € 2,157,011 | € 2,941,289 | € 2,899,392 | ▼ 1% |
| Cash | € 1,165,065 | € 468,202 | € 131,032 | € 247,561 | ▲ 89% |
| Land & buildings | € 159,532 | € 140,755 | € 122,005 | € 103,279 | ▼ 15% |
| Retained profit | € 667,056 | € 663,734 | € 673,045 | € 658,854 | ▼ 2% |
| Dividend | € 400,000 | € 300,000 | € 300,000 | € 85,000 | ▼ 72% |
| Bank debt | € 1,229,362 | € 1,225,744 | € 1,867,477 | € 2,017,196 | ▲ 8% |
| Balance sheet total | € 3,303,279 | € 3,058,079 | € 3,848,936 | € 3,786,850 | ▼ 2% |
| Employees (FTE) | 49.5 | 53.6 | 57.7 | 55.7 | ▼ 2 |
Key figures of FIDUCIAIRE BOVY, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FIDUCIAIRE BOVY?
What happened at FIDUCIAIRE BOVY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 70,810 (▼ 77% vs 2023). filed late Source: NBB ↗
- Rik RENMANS stepped down as director. NBB
- Jeoffrey BOVY stepped down as director. NBB
- Renée BURTON stepped down as director. NBB
- Richard BOVY stepped down as director. NBB
- Rik RENMANS became a director. NBB
- Jeoffrey BOVY became a director. NBB
- Renée BURTON became a director. NBB
In short
From € 398,117 profit in 2021 to € 70,810 profit in 2024.
Paid € 558,776 in corporate taxes since 2021.
Best year ever: 2021, with € 398,117 profit.
On average € 75,700 of value added per employee in 2024.
Management
The stake of INVEST SIMABRES, NOVITIUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIDUCIAIRE BOVYThe shares are held by INVEST SIMABRES (85%) and NOVITIUM (15%).
Directors
According to the 2024 annual accounts
Rik RENMANS
Director
Also active at: QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, FRERINI, TRADITIONAL BREAD BELGIUM, FRABHOLD, FRABDIS +34 more
since 2019 · until 2025
Jeoffrey BOVY
Managing director
Also active at: QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, INVEST SIMABRES, TRADITIONAL BREAD BELGIUM, FRABHOLD, FRABDIS +34 more
since 2019 · until 2025
since 2019 · until 2025
Richard BOVY
Chairman of the board
Also active at: QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, INVEST SIMABRES, MapLE AKoustic Lht, MEATSERVICE DISTRIBUTION
since 2019 · until 2025
Shareholders
85%
15%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place de St Symphorien 2
7030 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →QUALITY MEAT RENMANS same network
€ 293 million revenue · 2025
BRABHOLD same network
€ 6.6 million revenue · 2025
INVEST SIMABRES same network
€ 582,035 revenue · 2025
FRERINI same network
€ -81,225 gross margin · 2025
FRABHOLD same network
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.021.138
- VAT number
- BE 0425.021.138
- Registered office
- Place de St Symphorien 2, 7030 Mons
- Names & denominations
- FIDUCIAIRE BOVY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1983
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
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