Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 15.6 to 12.3.
-
Busy address KBO
24 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SMARTIMMO from Sint-Gillis (bij-Brussel), company number BE0899570872, closed financial year 2025 with a result of € -150,901 after tax. For that financial year SMARTIMMO recorded revenue of € 794,984 and equity of € -205,766. Compared with financial year 2024, the result moved from € 146,337 to € -150,901. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ -205,766
▼ € 150,901 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -150,901
▼ still € 146,337 profit in 2024
Profit after tax over the fiscal year.
€ 317,812
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -225,766.
People and assets in 2025
12.3
▼ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 9% vs 2024
€ 93,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,436
▼ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 306,472
▼ 25% vs 2024
€ 101,189 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 340,630
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 224,073
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 4,153,510 | € 997,952 | € 918,988 | € 794,984 | ▼ 13% |
| Gross margin | € 2,111,544 | € 2,208,369 | € 2,321,632 | € 2,196,699 | ▼ 5% |
| Profit after taxes | € 95,248 | € -103,606 | € 146,337 | € -150,901 | ▼ € 297,238 |
| Equity | € -97,596 | € -201,202 | € -54,865 | € -205,766 | ▼ € 150,901 |
| Total debts | € 9,093,043 | € 13,300,406 | € 8,046,589 | € 8,277,289 | ▲ 3% |
| Cash | € 472,034 | € 448,431 | € 255,747 | € 317,812 | ▲ 24% |
| Land & buildings | € 1,899,056 | € 1,916,215 | € 2,063,853 | € 1,627,186 | ▼ 21% |
| Retained profit | € -117,596 | € -221,202 | € -74,865 | € -225,766 | ▼ € 150,901 |
| Bank debt | € 306,540 | € 507,248 | € 408,472 | € 306,472 | ▼ 25% |
| Balance sheet total | € 8,995,447 | € 13,099,204 | € 8,092,784 | € 8,071,523 | |
| Employees (FTE) | 16.6 | 15.6 | 15.3 | 12.3 | ▼ 3 |
Key figures of SMARTIMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMARTIMMO?
What happened at SMARTIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SMARTBE Fondation Privé stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 150,901 (▼ € 297,238 vs 2024). Source: NBB ↗
- SMARTCOOP became a director. NBB
- SMARTBE Fondation Privé became a director. NBB
- New establishment in Sint-Gillis (bij-Brussel). KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 95,248 profit in 2022 to € 150,901 loss in 2025.
Paid € 5,850 in corporate taxes since 2022.
Best year ever: 2024, with € 146,337 profit.
On average € 178,600 of value added per employee in 2025.
A new publication or filing at SMARTIMMO? We notify you, reason included.
Follow SMARTIMMODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SmartBe comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SMARTIMMOBehind SMARTIMMO is SMARTCOOP. The shares are held by SmartBe (90%). It owns 99.9% of St SO IMMO, Un Gout D'ILLUSION and Tropisme itself.
Directors
According to the 2025 annual accounts
Director · represented by Sylvie Marique
Also active at: Solidarité des Alternatives Wallonnes et Bruxelloises, UBIK, association professionnelle des métiers de la création, Formateurs associés, SMART PRODUCTIONS, LaVallée, SmartBe, LE PALAIS DE L INTERIM +4 more
since 2019
Director · represented by Anne-Laure DEGRIS
Also active at: association professionnelle des métiers de la création, Formateurs associés, SMART PRODUCTIONS, LE PALAIS DE L INTERIM, SmartSol, Tax Shelter Ethique, MATLEASE, SECRETARIAT POUR INTERMITTENTS
since 2019 · until 2027
Shareholders
90%
Participations
St SO IMMO
99.9%
Un Gout D'ILLUSION
Tropisme
Establishments
Establishment units
Physical locations of this company
Coenraetsstraat 72
1060 Sint-Gillis (bij-Brussel)
Rue de l'Académie 53
4000 Liège
Active since 31 July 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 24 companies are registered at this address.
All companies at this address →COBEA COOP
€ 14,381 gross margin · 2025
association professionnelle des métiers de la création same network
€ 1,787 revenue · 2025
CULTURE ET DEMOCRATIE
Déclic en PerspectivES
Formateurs associés same network
€ 7.3 million revenue · 2025
+19 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.570.872
- VAT number
- BE 0899.570.872
- Registered office
- Coenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- SMARTIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 July 2008
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige persoonlijke diensten