Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
24 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SmartSol from Sint-Gillis (bij-Brussel), company number BE0837032596, closed financial year 2025 with a result of € -45,306 after tax. For that financial year SmartSol recorded revenue of € 190,693 and equity of € 163,912. Compared with financial year 2024, the result moved from € -23,620 to € -45,306. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 163,912
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,306
▼ 92 % more loss than in 2024
Profit after tax over the fiscal year.
€ 35,876
▲ € 27,360 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 161,412.
Debts at end 2025
€ 174,717
▼ 64% vs 2024
Loans from banks and other lenders, long and short.
€ 142,683
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,110
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 190,693 | € 190,693 | € 190,693 | € 190,693 | |
| Gross margin | € 184,279 | € 183,575 | € 182,651 | € 165,852 | ▼ 9% |
| Profit after taxes | € -26,827 | € -23,745 | € -23,620 | € -45,306 | ▼ € 21,686 |
| Equity | € 256,583 | € 232,838 | € 209,218 | € 163,912 | ▼ 22% |
| Total debts | € 2,834,941 | € 2,609,561 | € 2,452,839 | € 2,373,060 | ▼ 3% |
| Cash | € 94,742 | € 34,898 | € 8,516 | € 35,876 | ▲ € 27,360 |
| Land & buildings | € 26,891 | € 23,327 | € 19,763 | € 16,200 | ▼ 18% |
| Retained profit | € 254,083 | € 230,338 | € 206,718 | € 161,412 | ▼ 22% |
| Bank debt | € 1,100,888 | € 793,479 | € 484,767 | € 174,717 | ▼ 64% |
| Balance sheet total | € 3,091,524 | € 2,842,399 | € 2,662,057 | € 2,536,972 | ▼ 5% |
Key figures of SmartSol, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SmartSol?
What happened at SmartSol in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 45,306. Source: NBB ↗
- SMARTBE became a director. NBB
- SOLSOC became a director. NBB
- POUR LA SOLIDARITE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 26,827 loss in 2022 to € 45,306 loss in 2025.
Management
Behind SmartSol are SMARTBE, SOLSOC and POUR LA SOLIDARITE. The shares are held by Fondation Smartbe (86%), Fondation pour la Solidarité (9%) and Solidarité Socialiste (5%).
Directors
According to the 2025 annual accounts
Director · represented by Anne-Laure DEGRIS
Also active at: association professionnelle des métiers de la création, Formateurs associés, SMART PRODUCTIONS, LE PALAIS DE L INTERIM, Tax Shelter Ethique, MATLEASE, SECRETARIAT POUR INTERMITTENTS, SMARTIMMO
since 2023
Director · represented by Stéphanie LECHARLIER TOCCO
since 2023
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Coenraetsstraat 72
1060 Sint-Gillis (bij-Brussel)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 24 companies are registered at this address.
All companies at this address →COBEA COOP
€ 14,381 gross margin · 2025
association professionnelle des métiers de la création same network
€ 1,787 revenue · 2025
CULTURE ET DEMOCRATIE
Déclic en PerspectivES
Formateurs associés same network
€ 7.3 million revenue · 2025
+19 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.032.596
- VAT number
- BE 0837.032.596
- Registered office
- Coenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- SmartSol
- Enterprise type
- Rechtspersoon
- Legal form
- General partnership
- Legal situation
- Normale toestand
- Start date
- 16 June 2011
- Peppol
- Active · Active since 1 Jan 2001