Financials
Financial year 2025
DS INSURANCE from Wervik, company number BE0897340763, closed financial year 2025 with a result of € 26,446 after tax. For that financial year DS INSURANCE recorded a gross margin of € 125,343 and equity of € 273,320. Compared with financial year 2024, the result moved from € 31,472 to € 26,446. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2025.
€ 273,320
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,446
▼ 16% vs 2024
Profit after tax over the fiscal year.
€ 237,559
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 39,437 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 55,525
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,338
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 48,770
▼ 33% vs 2024
€ 14,366 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,057
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,482
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,311 | € 100,410 | € 129,143 | € 125,343 | ▼ 3% |
| Profit after taxes | € 15,860 | € 2,954 | € 31,472 | € 26,446 | ▼ 16% |
| Equity | € 251,885 | € 254,840 | € 286,312 | € 273,320 | ▼ 5% |
| Total debts | € 158,065 | € 117,397 | € 99,706 | € 111,643 | ▲ 12% |
| Cash | € 168,035 | € 156,996 | € 200,529 | € 237,559 | ▲ 18% |
| Land & buildings | € 126,429 | € 116,257 | € 107,930 | € 99,604 | ▼ 8% |
| Retained profit | € 245,685 | € 248,640 | € 280,112 | € 267,120 | ▼ 5% |
| Dividend | € 0 | € 0 | € 0 | € 39,437 | |
| Bank debt | € 138,306 | € 103,482 | € 73,061 | € 48,770 | ▼ 33% |
| Balance sheet total | € 409,950 | € 372,237 | € 386,017 | € 384,963 |
Key figures of DS INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to DS INSURANCE?
What happened at DS INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,446 (▼ 16% vs 2024). Source: NBB ↗
- New establishment in Wervik. KBO
- Start of the company according to the CBE. KBO
- Henrique de Almeida Silva became a director. NBB
In short
From € 15,860 profit in 2022 to € 26,446 profit in 2025.
Paid € 32,395 in corporate taxes since 2022.
Best year ever: 2024, with € 31,472 profit.
Paid out € 39,437 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DS INSURANCE is Henrique de Almeida Silva.
Directors
According to the 2025 annual accounts
Henrique de Almeida Silva
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Leiestraat 39
8940 Wervik
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.340.763
- VAT number
- BE 0897.340.763
- Registered office
- Leiestraat 39, 8940 Wervik
- Names & denominations
- DS INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2008
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars