Active · per the CBE, 29 October 2026

SCHOTTE - DERUDDER

BE0474593482

Rechtspersoon Private limited company 1 establishment

SCHOTTE - DERUDDER is an insurance broker in Wervik. Private Limited, started on 2 May 2001, 1 establishment.

Elf Juliplein 5, 8940 Wervik

Behind the company: ERIC SCHOTTE.

Active for

25 year, 5 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

SCHOTTE - DERUDDER from Wervik, company number BE0474593482, closed financial year 2025 with a result of € 38,555 after tax. For that financial year SCHOTTE - DERUDDER recorded a gross margin of € 181,415 and equity of € 272,833. Compared with financial year 2024, the result moved from € 31,473 to € 38,555. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 272,833

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 38,555

▲ 23% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 121,522

▲ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 25,566 paid out

66 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 93,631

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 13,803

▼ 59% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 14,958

▼ 63% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 4,597

▼ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 18,114

▲ 5% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 174,426 € 167,586 € 171,360 € 181,415 ▲ 6%
Profit after taxes € 36,795 € 26,783 € 31,473 € 38,555 ▲ 23%
Equity € 227,183 € 247,309 € 259,844 € 272,833 ▲ 5%
Total debts € 135,646 € 98,623 € 64,299 € 37,782 ▼ 41%
Cash € 93,645 € 62,090 € 109,575 € 121,522 ▲ 11%
Land & buildings € 79,464 € 70,719 € 62,322 € 54,095 ▼ 13%
Retained profit € 208,583 € 228,709 € 241,244 € 254,233 ▲ 5%
Dividend € 27,532 € 6,656 € 18,938 € 25,566 ▲ 35%
Bank debt € 91,129 € 66,305 € 40,820 € 14,958 ▼ 63%
Balance sheet total € 362,829 € 345,932 € 324,143 € 310,614 ▼ 4%

Key figures of SCHOTTE - DERUDDER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SCHOTTE - DERUDDER?

What happened at SCHOTTE - DERUDDER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 38,555 (▲ 23% vs 2024). Source: NBB ↗
  • New establishment in Wervik. KBO
  • Start of the company according to the CBE. KBO

In short

From € 36,795 profit in 2022 to € 38,555 profit in 2025.

Paid € 70,343 in corporate taxes since 2022.

Best year ever: 2025, with € 38,555 profit.

Paid out € 78,693 in dividends to the owners in total.

Management

ERIC SCHOTTE
SCHOTTE - DERUDDER

Behind SCHOTTE - DERUDDER is ERIC SCHOTTE.

Directors

According to the 2025 annual accounts

ERIC SCHOTTE

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Elf Juliplein 5

8940 Wervik

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0474.593.482
VAT number
BE 0474.593.482
Registered office
Elf Juliplein 5, 8940 Wervik
Names & denominations
SCHOTTE - DERUDDER
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
2 May 2001
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does SCHOTTE - DERUDDER do?
SCHOTTE - DERUDDER is an insurance broker in Wervik. Private Limited, started on 2 May 2001, 1 establishment.
What is the address of SCHOTTE - DERUDDER?
The registered office of SCHOTTE - DERUDDER is located at Elf Juliplein 5, 8940 Wervik.
Is SCHOTTE - DERUDDER still active?
Yes. According to the CBE (29 October 2026) SCHOTTE - DERUDDER is active, legal situation “Normale toestand”, started on 2 May 2001.
Is SCHOTTE - DERUDDER registered on Peppol?
No, SCHOTTE - DERUDDER is currently not registered on the Peppol network.
What is the enterprise number of SCHOTTE - DERUDDER?
The enterprise number of SCHOTTE - DERUDDER is BE0474593482.
When was SCHOTTE - DERUDDER founded?
SCHOTTE - DERUDDER was founded on 2 May 2001.