Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
69 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINANCIERE FSB from Etterbeek, company number BE0895500931, closed financial year 2025 with a result of € 3,199 after tax. For that financial year FINANCIERE FSB recorded a gross margin of € -5,579 and equity of € -178,088. Compared with financial year 2024, the result moved from € -1.2 million to € 3,199. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -178,088
▲ € 3,199 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,199
▲ still € 1.2 million loss in 2024
Profit after tax over the fiscal year.
€ 409,100
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.7 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,904
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,684 | € -5,304 | € -18,711 | € -5,579 | ▲ € 13,132 |
| Profit after taxes | € 5,269 | € 6,825 | € -1,237,648 | € 3,199 | ▲ € 1.2 million |
| Equity | € 1,049,536 | € 1,056,361 | € -181,287 | € -178,088 | ▲ € 3,199 |
| Total debts | € 3,932,685 | € 3,932,643 | € 3,946,181 | € 3,932,624 | |
| Cash | € 422,333 | € 425,190 | € 416,764 | € 409,100 | ▼ 2% |
| Retained profit | € -450,464 | € -443,639 | € -1,681,287 | € -1,678,088 | |
| Balance sheet total | € 4,982,220 | € 4,989,004 | € 3,764,894 | € 3,754,536 |
Key figures of FINANCIERE FSB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE FSB?
What happened at FINANCIERE FSB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Brigitte BONNET stepped down as director. NBB
- Lucien SABATIER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3,199. Source: NBB ↗
- Brigitte BONNET became a director. NBB
- Lucien SABATIER became a director. NBB
- New establishment in Watermaal-Bosvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,269 profit in 2022 to € 3,199 profit in 2025.
Best year ever: 2023, with € 6,825 profit.
A new publication or filing at FINANCIERE FSB? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Brigitte BONNET
Director
since 2021 · until 2027
Lucien SABATIER
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Sint-Michielslaan 125
1040 Etterbeek
Delleurlaan 18
1170 Watermaal-Bosvoorde
Active since 5 February 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 69 companies are registered at this address.
All companies at this address →Compagnie Financiére, Immobiliére et Commerciale
€ -11,609 gross margin · 2025
FINANCIERE CONSTRUCTIONS BELGES
€ 224,022 gross margin · 2024
PARIFRI
€ -60,778 gross margin · 2025
FAIR INVEST
€ 41,933 gross margin · 2025
IMMO WATER WEYDE
€ 852,453 gross margin · 2025
+64 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.500.931
- VAT number
- BE 0895.500.931
- Registered office
- Sint-Michielslaan 125, 1040 Etterbeek
- Names & denominations
- FINANCIERE FSB
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2008
- Peppol
- Not registered