Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONSEIL-IMMO from Dinant, company number BE0895034341, closed financial year 2025 with a result of € 4,097 after tax. For that financial year CONSEIL-IMMO recorded a gross margin of € 63,188 and equity of € 92,645. Compared with financial year 2024, the result moved from € 4,000 to € 4,097. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 92,645
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,097
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 34,441
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 86,345.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 37,624
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,081
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 37,948
▼ 28% vs 2024
€ 14,424 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,498
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,447
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,861 | € 64,851 | € 53,270 | € 63,188 | ▲ 19% |
| Profit after taxes | € 8,149 | € 7,585 | € 4,000 | € 4,097 | ▲ 2% |
| Equity | € 76,963 | € 84,548 | € 88,547 | € 92,645 | ▲ 5% |
| Total debts | € 153,845 | € 121,837 | € 128,870 | € 113,951 | ▼ 12% |
| Cash | € 52,255 | € 33,763 | € 31,427 | € 34,441 | ▲ 10% |
| Land & buildings | € 107,133 | € 103,869 | € 100,605 | € 97,340 | ▼ 3% |
| Retained profit | € 70,663 | € 78,248 | € 82,247 | € 86,345 | ▲ 5% |
| Bank debt | € 66,093 | € 48,315 | € 52,371 | € 37,948 | ▼ 28% |
| Balance sheet total | € 230,808 | € 206,385 | € 217,417 | € 206,595 | ▼ 5% |
Key figures of CONSEIL-IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONSEIL-IMMO?
What happened at CONSEIL-IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,097 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Dinant. KBO
- Stéphan MARCHAL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,149 profit in 2022 to € 4,097 profit in 2025.
Paid € 10,277 in corporate taxes since 2022.
Best year ever: 2022, with € 8,149 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CONSEIL-IMMO is Stéphan MARCHAL.
Directors
According to the 2025 annual accounts
Stéphan MARCHAL
Administrator-manager
since 2008
Establishments
Establishment units
Physical locations of this company
Rue du Centre 5 box B
5501 Dinant
Rue du Centre 5B
5501 Dinant
Active since 11 January 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0895.034.341
- VAT number
- BE 0895.034.341
- Registered office
- Rue du Centre 5 bus B, 5501 Dinant
- Names & denominations
- CONSEIL-IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2008
- Peppol
- Active · Active since 13 Feb 2025
- Contact
- conseilimmo.be
- Activities · NACE
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