Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DEF EXPERTISES from Fernelmont, company number BE0843302063, closed financial year 2025 with a result of € -40,429 after tax. For that financial year DEF EXPERTISES recorded a gross margin of € 266,051 and equity of € 154,572. Compared with financial year 2024, the result moved from € 18,577 to € -40,429. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 154,572
▼ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -40,429
▼ still € 18,577 profit in 2024
Profit after tax over the fiscal year.
€ 73,675
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 148,372.
People and assets in 2025
€ 182,649
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,779
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 2% vs 2024
€ 116,533 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 41,743
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 73,141
▲ 94% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 503,498 | € 219,124 | € 319,657 | € 266,051 | ▼ 17% |
| Profit after taxes | € 229,056 | € -79,878 | € 18,577 | € -40,429 | ▼ € 59,005 |
| Equity | € 256,302 | € 176,424 | € 195,001 | € 154,572 | ▼ 21% |
| Total debts | € 1,264,677 | € 1,561,712 | € 1,395,067 | € 1,386,405 | ▼ 1% |
| Cash | € 699,544 | € 532,967 | € 212,475 | € 73,675 | ▼ 65% |
| Land & buildings | € 362,157 | € 819,210 | € 945,755 | € 989,208 | ▲ 5% |
| Retained profit | € 250,102 | € 170,224 | € 188,801 | € 148,372 | ▼ 21% |
| Dividend | € 200,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 885,102 | € 1,234,062 | € 1,160,699 | € 1,143,214 | ▼ 2% |
| Balance sheet total | € 1,520,979 | € 1,738,136 | € 1,590,067 | € 1,540,977 | ▼ 3% |
Key figures of DEF EXPERTISES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEF EXPERTISES?
What happened at DEF EXPERTISES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 40,429 (▼ € 59,005 vs 2024). Source: NBB ↗
- New establishment in Fernelmont. KBO
- Start of the company according to the CBE. KBO
In short
From € 229,056 profit in 2022 to € 40,429 loss in 2025.
Paid € 94,388 in corporate taxes since 2022.
Best year ever: 2022, with € 229,056 profit.
Paid out € 200,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DEF EXPERTISES is NICOLAS LEPINE.
Directors
According to the 2025 annual accounts
NICOLAS LEPINE
Director
Establishments
Establishment units
Physical locations of this company
Grand-Route, Hing. 2
5380 Fernelmont
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.302.063
- VAT number
- BE 0843.302.063
- Registered office
- Grand-Route, Hing. 2, 5380 Fernelmont
- Names & denominations
- DEF EXPERTISES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2012
- Peppol
- Active · Active since 30 Jul 2025
- Contact
- [email protected]
- Activities · NACE
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