Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
FERM DIENSTENCHEQUES from Leuven, company number BE0893647835, closed financial year 2025 with a result of € -214,356 after tax. For that financial year FERM DIENSTENCHEQUES recorded revenue of € 13.1 million and equity of € -1.1 million. Compared with financial year 2024, the result moved from € -771,970 to € -214,356. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ -1.1 million
▼ € 214,356 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -214,356
▲ 72 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2.5 million
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2025
974.8
▲ 57.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 35.4 million
▲ 12% vs 2024
€ 36,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 94,444
▼ 11% vs 2024
€ 11,111 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1.4 million
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 60 days on average.
€ 4.9 million
▲ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 11,798,512 | € 13,102,334 | ▲ 11% |
| Gross margin | € 1,743,854 | € 22,344,360 | - | - | |
| Profit after taxes | € -100,796 | € -407,065 | € -771,970 | € -214,356 | ▲ € 557,614 |
| Equity | € 292,823 | € -114,242 | € -886,212 | € -1,100,568 | ▼ € 214,356 |
| Total debts | € 453,292 | € 6,197,735 | € 7,674,820 | € 6,458,971 | ▼ 16% |
| Cash | € 305,792 | € 3,117,886 | € 3,403,190 | € 2,456,271 | ▼ 28% |
| Land & buildings | € 301,068 | € 266,931 | € 232,793 | € 205,354 | ▼ 12% |
| Retained profit | € 272,748 | € -134,317 | € -906,287 | € -1,120,643 | ▼ € 214,356 |
| Bank debt | € 127,777 | € 116,666 | € 105,555 | € 94,444 | ▼ 11% |
| Balance sheet total | € 746,115 | € 6,083,493 | € 6,788,608 | € 5,358,402 | ▼ 21% |
| Employees (FTE) | 53.9 | 663.6 | 917 | 974.8 | ▲ 57.8 |
Key figures of FERM DIENSTENCHEQUES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FERM DIENSTENCHEQUES?
What happened at FERM DIENSTENCHEQUES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ellen Thielens stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 214,356. Source: NBB ↗
- New establishment in Ieper. KBO
- An Vrancken became a director. NBB
- Ellen Thielens became a director. NBB
- New establishment in Lommel. KBO
- New establishment in Leuven. KBO
- New establishment in Pajottegem. KBO
In short
From € 100,796 loss in 2022 to € 214,356 loss in 2025.
Paid € 59,368 in corporate taxes since 2022.
On average € 33,700 of value added per employee in 2023.
Pays suppliers within 60 days on average.
A new publication or filing at FERM DIENSTENCHEQUES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Ferm Oppas comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FERM DIENSTENCHEQUESBehind FERM DIENSTENCHEQUES are Luc Ghyselbrecht, Ilse Schepens, Monique Swinnen, Gaby Trompet, Mia Houthuys and An Vrancken. The shares are held by Ferm Oppas (99.5%).
Directors
According to the 2025 annual accounts
Luc Ghyselbrecht
Director
since 2022
since 2022
Monique Swinnen
Director
Also active at: VLAAMSE LANDMAATSCHAPPIJ, Regionaal Landschap Noord-Hageland, Ferm Huishoudhulp, Ferm Oppas
since 2022
since 2022
Mia Houthuys
Director
Also active at: Consolata Regio Sint-Genesius-Rode, Kinderdagverblijf De Sterrekes, Kinderdagverblijf Lutgardisschool Elsene, Centra voor Opvang en begeleiding - annuntiaten Heverlee, Ferm Oppas
since 2022
since 2025
since 2025 · until 2028
Shareholders
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Remylaan 4B
3018 Leuven
Hoogstraat 59
8470 Gistel
Active since 12 December 2007
Remylaan 4 box b
3018 Leuven
Active since 1 December 2022
Lenniksestraat 69
1755 Pajottegem
Active since 1 December 2022
Beukenlei 20
2960 Brecht
Active since 1 December 2022
Jozef Reusenslei 13
2150 Antwerpen
Active since 1 December 2022
Heerstraat 73
3910 Pelt
Active since 1 December 2022
Sint Antoniusstraat 15
2300 Turnhout
Active since 1 December 2022
Langdorpsesteenweg 9
3200 Aarschot
Active since 1 December 2022
R. Borremansstraat 6
3040 Huldenberg
Active since 1 December 2022
Krabbenijkstraat 25
9520 Sint-Lievens-Houtem
Active since 1 December 2022
Bredabaan (Centrum) 735
2990 Wuustwezel
Active since 1 December 2022
Turnhoutsebaan 46
3290 Diest
Active since 1 December 2022
Heilig Bloedlaan 246 box a
2320 Hoogstraten
Active since 1 December 2022
Palingstraat 48
2870 Puurs-Sint-Amands
Active since 1 December 2022
Koningin Astridlaan 2 box a
9230 Wetteren
Active since 1 December 2022
Dendermondesteenweg 439
9070 Destelbergen
Active since 1 December 2022
Palingstraat 48 box a
2870 Puurs-Sint-Amands
Active since 1 December 2022
Veemarkt 9
3300 Tienen
Active since 1 December 2022
Gemeentestraat 19 box b
2560 Nijlen
Active since 1 December 2022
Grote Markt 48
3300 Tienen
Active since 1 December 2022
Grote Baan 293
1620 Drogenbos
Active since 1 December 2022
Turnhoutsebaan 390
2970 Schilde
Active since 1 December 2022
Remylaan 4 box c
3018 Leuven
Active since 1 December 2022
Leuvensestraat 64
3200 Aarschot
Active since 1 December 2022
Volpestraat 46
1500 Halle
Active since 1 December 2022
Brugsestraat 11
8020 Oostkamp
Active since 1 December 2022
Hemelingenstraat 42
3700 Tongeren-Borgloon
Active since 1 December 2022
Krijkelberg 1
3360 Bierbeek
Active since 1 December 2022
Bosstraat 9 box a
2861 Sint-Katelijne-Waver
Active since 1 December 2022
Kapelstraat 15
2980 Zoersel
Active since 1 December 2022
Werft 63
2440 Geel
Active since 1 December 2022
Stationsstraat 4
2950 Kapellen
Active since 1 December 2022
Wedersoet 3 box D
3740 Bilzen-Hoeselt
Active since 1 December 2022
Dorp 53
3920 Lommel
Active since 1 May 2024
Dehemlaan 8 box b
8900 Ieper
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →FERM THUISZORG
€ 14.1 million revenue · 2025
Ferm
€ 549,276 revenue · 2025
Mantelzorgnetwerk
€ 183,476 gross margin · 2025
Ferm Dienstenonderneming
€ 443,014 revenue · 2025
Immo Kwaliteitsfonds
€ 1.9 million revenue · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.647.835
- VAT number
- BE 0893.647.835
- Registered office
- Remylaan 4B, 3018 Leuven
- Names & denominations
- FERM DIENSTENCHEQUES
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 20 November 2007
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Huishoudelijke persoonlijke dienstverlening
Algemene reiniging van gebouwen