Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Business for Business from Pepingen, company number BE0892025559, closed financial year 2025 with a result of € -6,977 after tax. For that financial year Business for Business recorded a gross margin of € 53,672 and equity of € -125,551. Compared with financial year 2024, the result moved from € 41,472 to € -6,977. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ -125,551
▼ € 6,977 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,977
▼ still € 41,472 profit in 2024
Profit after tax over the fiscal year.
€ 5,234
▲ € 4,737 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -144,151.
People and assets in 2025
0.5
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 22,045
▲ € 21,788 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,064
▲ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 85,374
▼ 23% vs 2024
€ 19,634 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 8,818
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,282
▲ 110% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 82,036 | € -33,078 | € 67,075 | € 53,672 | ▼ 20% |
| Profit after taxes | € 46,573 | € -83,129 | € 41,472 | € -6,977 | ▼ € 48,448 |
| Equity | € -76,916 | € -160,046 | € -118,574 | € -125,551 | ▼ € 6,977 |
| Total debts | € 429,589 | € 325,594 | € 236,096 | € 228,761 | ▼ 3% |
| Cash | € 856 | € 45 | € 497 | € 5,234 | ▲ € 4,737 |
| Land & buildings | € 4,902 | € 4,356 | € 3,811 | € 3,265 | ▼ 14% |
| Retained profit | € -95,516 | € -178,646 | € -137,174 | € -144,151 | ▼ € 6,977 |
| Bank debt | € 139,382 | € 134,583 | € 110,207 | € 85,374 | ▼ 23% |
| Balance sheet total | € 352,673 | € 165,548 | € 117,522 | € 103,211 | ▼ 12% |
| Employees (FTE) | 0.5 | 0.5 | 0.2 | 0.5 | ▲ 0.3 |
Key figures of Business for Business, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Business for Business?
What happened at Business for Business in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,977 (▼ € 48,448 vs 2024). Source: NBB ↗
- New establishment in Halle. KBO
- Allround Finance BV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Pepingen. KBO
- servan BV became a director. NBB
In short
From € 46,573 profit in 2022 to € 6,977 loss in 2025.
Paid € 11,708 in corporate taxes since 2022.
Best year ever: 2022, with € 46,573 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of servan, ALLROUND FINANCE, ToVa comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Business for BusinessBehind Business for Business are servan BV and Allround Finance BV. The shares are held by servan (46.2%), ALLROUND FINANCE (43.6%) and ToVa (10.2%).
Directors
According to the 2025 annual accounts
Director · represented by Serge Van Lulle
Also active at: ALoan, iFin, High Five Next Day Smart Living, NEXT DAY INVESTMENT PARTNERS II, WISE CONSULT, High Five
since 2007
Director · represented by Chris Van der Speeten
Also active at: ALoan, iFin, High Five Next Day Smart Living, WISE CONSULT, High Five
since 2012
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg(P) 93
1670 Pepingen
Parklaan 1 box 1
1500 Halle
Active since 1 October 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.025.559
- VAT number
- BE 0892.025.559
- Registered office
- Ninoofsesteenweg(P) 93, 1670 Pepingen
- Names & denominations
- Business for Business · B4B
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 September 2007
- Peppol
- Active · Active since 8 Oct 2025
- Activities · NACE
Overige zakelijke dienstverlening, neg
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.
Organisatie van congressen en beurzen
Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten
Overige detailhandel in nieuwe artikelen neg
Zelfstandig werkende kunstenaars en artiesten
Organisatie van salons, tentoonstellingen en beurzen